Recently released #health data has confirmed what many already knew: A majority of US adults has at least one chronic illness. https://lnkd.in/eTDhvNf4 Since life expectancy is one of the most important variables when as it relates to #retirement planning, the potential impact of these health conditions should not be overlooked. A recent white paper from HealthView Services goes into more detail on this topic: https://lnkd.in/epiMX7QM
HealthView Services, Inc.
金融服务
Danvers，Massachusetts 749 位关注者
Leading provider of retirement healthcare, long-term care, Social Security and retirement planning software and data.
关于我们
HealthView Services is the nation’s leading producer of healthcare cost-projection software. The firm’s growing suite of applications – which covers Medicare premiums, out-of-pocket expenditures, long-term care expenses, Social Security optimization strategies, and more — aligns with the firm’s principal objective: to integrate healthcare costs into all financial plans. HealthView evaluates 530 million data points taken directly from medical claims. Cost analyses are not based on conjecture or estimation, but empirical evidence, which ensures the most comprehensive and precise calculations possible. HealthView also continuously monitors all legislative and actuarial decisions that could impact healthcare and Medicare costs (at both the federal and state levels), so our clients consistently receive accurate adjustments to their data. HealthView Services works with Fortune 500 companies to build customized retirement planning solutions. Thirty-four million participants have access to our data through various institutions, as the firm’s data and tools are utilized by large institutions to create comprehensive financial plans in response to the healthcare cost crisis. Through out-of-the-box product delivery, integrated solutions, APIs, and thought leadership, HealthView equips partners with tools, support, and knowledge to engage clients in meaningful healthcare planning conversations. HealthView also offers additional services for partner and non-partner institutions: • Custom white papers or articles • Guest speaking (healthcare, Social Security, financial services, and more) • Advanced product training (virtual and in-person) • Other consulting services Advisors can sign up for yearly access to our hallmark system, HVS Portal, which includes health care cost projection, long-term care projection, and Social Security optimization features. Advisors also have access to extensive marketing materials.
- 网站
-
http://www.hvsfinancial.com/
HealthView Services, Inc.的外部链接
- 所属行业
- 金融服务
- 规模
- 11-50 人
- 总部
- Danvers，Massachusetts
- 类型
- 私人持股
- 创立
- 2008
- 领域
- Social Security、Medicare Means Testing、Long-Term Care、Healthcare Costs、Healthcare Cost Crisis、Retirement costs、Retirement planning、Financial services、Healthcare Cost Projections、Income Gap、Healthcare Spending、Digital Solutions、Advisor Tools、Data Web Services、Retail Products、Out-of-the-box Solutions、APIs、Software Development、Financial Advisors、Medicare、Financial Planning、Healthcare Data、IRMAA、Health Cost Data、Retirement Healthcare和Retirement Health Care
地点
-
主要
获取路线
55 Ferncroft Rd
Suite 210
US，Massachusetts，Danvers，01923
HealthView Services, Inc.员工
-
Corey Dylengoski
Health care will be a significant retirement expense and related costs need to be incorporated into investment plans.
-
Dustin Barksdale
Data Analyst at HealthView Services, Inc.
-
Zac S.
-
Renato Mastrogiovanni
Chief Revenue Officer @HealthView .| Investment Advisor @ Healthview Asset Management, Inc
动态
-
Most people probably don't associate their personal health and wellness with their #investment choices, but perhaps they should... https://lnkd.in/eW85DZAx This CNBC article alludes to #longevity risk - the possibility of outliving one's savings. The variance in life expectancy based on health conditions is vast, and HealthView's data backs this up. Our actuarial methodology shows more than a ten-year difference in average longevity for a 65-year-old male who has Type 2 Diabetes vs. having no conditions at all. Be sure to make investment decisions based on a realistic, personalized time horizon, else you may be underestimating (or overestimating) your lifetime income needs.
-
When it comes to long-term care, Home Health Care may be a desirable option for those seeking to maximize the amount of time they can spend in their own home. By paying for professionals to administer varying levels of care at their place of residence, individuals can also rely on family members and loved ones to supplement that care. A 44 hour per week Home Health Care assumption is an industry standard, but every patient’s support system and care needs vary, so one’s actual Home Health Care requirement may be higher or lower. It may surprise you that it is not uncommon for a higher level of Home Health Care needs to exceed nursing home costs.
-
Medicare Advantage Payday Won’t Solve Problem of Rising Healthcare Costs From Barron's https://lnkd.in/e3HsezpR Our CEO Ron Mastrogiovanni shares his insights on the recent announcement of Medicare Advantage payments increasing by more than 5%.
-
Retirees with MAGI above $106,000 - and couples above $212,000 - are subject to Medicare's Income-Related Monthly Adjustment Amount (IRMAA) policy, whereby surcharges may be applied to Part B and Part D premiums. Is it a tax? Technically, no, it's a surcharge. Does it decrease clients' net income? Yes. But income sources that do not (fully or partially) count as MAGI - such as life insurance, non-qualified annuities, and Roths - can mitigate IRMAA's impact. Reach out to info@hvsfinancial.com to learn about our IRMAA software offering.
-
Across the country, people are reporting challenges with ssa.gov, the Social Security website. If you or a client has been unable to sign into their account, file for benefits, access their information online, speak to an SSA representative, or complete any other basic actions, we'd like to hear your story. Please reach out to our Director of Marketing, Michael Daley, at mdaley@hvsfinancial.com, with your experience.
-
April is National Financial Literacy Month, and HealthView is committed to helping our community with this under-addressed area. We've partnered with local schools, churches, and community organizations to deliver tailored financial literacy presentations to pre-teens, teens, young adults, adults and seniors. For many, this is the first step to gaining financial independence and meeting both short- and long-term goals. Proud to support #FinancialLiteracy
-
Life expectancy is one of the most important factors when it comes to choosing a Social Security claim age. But because most Americans can claim between their 62nd and 70th birthdays, there is a wide range of options, and thus, mistakes are often made. Below is the optimal claim age for a 60-year-old single man with an average monthly benefit, based on his life expectancy in three-year increments: Life Expectancy 70: Optimal Claim Age is 62 Life Expectancy 73: Optimal Claim Age is 63 Life Expectancy 76: Optimal Claim Age is 65 Life Expectancy 79: Optimal Claim Age is 68 Life Expectancy 82: Optimal Claim Age is 70
-
The Social Security Fairness Act - which is paying retroactive benefits to those affected throughout this March - is projected to shorten the program's solvency timeline by about 6 months. The Spring is an important time of year for Social Security, as the annual Trustees Report typically comes out in April or May. HealthView will continue to monitor this and other news around Social Security. Got questions? Call us at 800-969-6518.