Hargreaves Lansdown

?? We're pleased to share Shawbrook has been added to the Active Savings platform. They've brought new savings products which are available right now. That's over 25 banks on our platform, so even more choice for you. Find out more: https://hl.uk/3Hs

Is it too early to mention the C-word? ???? In the latest episode of our Switch Your Money On podcast, “Retail Therapy”, Sarah Coles and Susannah Streeter will be discussing Christmas, Black Friday, consumer trends, and more. Take a listen now on: Apple: https://hl.uk/3Fv Spotify: https://hl.uk/3Fu Or wherever you get your podcasts. #Podcast #Finance #Christmas

You don’t need a maths degree to know that going to university is an expensive business, and debts are going to get even bigger with university costs rising. ???? If your children might go to university, you’ll need to start planning as soon as possible. Here’s what you can do to help: https://hl.uk/3Hd

It’ll soon be time to start thinking about your 2025 resolutions. But much like a year-round balanced diet, healthy financial habits don’t need to wait. Investing gives you a better chance of growing your money over the long term. The sooner you get started, the longer your investments have to help with your future plans. Risk of loss. See how investing can help you make more of your money: https://hl.uk/3Hg

Friday News Flash ? In case you missed it, here’s where we’ve been in the news this week: ?? Emma Wall spoke to Bloomberg about volatility and value expected in markets next year. ?? Sarah Coles appeared in The Times and elsewhere commenting on HL research showing more than 50,000 power of attorney applications had been rejected in 2023-24. ?? Helen Morrissey's response to the question ‘Can savers pay the money back into their pension pots?’ was used in an article on the 25% tax free cash pensions allowance in MoneyWeek. ?? Susannah Streeter's comments on bitcoin’s record high value since the US elections appeared in The Times. ?? Matt Britzman, CFA's thoughts on Halma’s performance in the face of varied economic climates featured in City AM. ?? Helen Morrissey used HL research to show almost a fifth of people don’t know how much they, and their employers, contribute to their pensions in MoneyWeek. ?? Derren Nathan's column in Investment Week explored companies best placed to absorb increased National Insurance cost pressures. ?? Helen Morrissey's advice on what your retirement could look like featured in The Telegraph. ?? Aarin Chiekrie's analysis of JD Sports profit warnings featured in The Independent, the Daily Mail, This Is Money and The Standard. ?? Sarah Coles' reaction to the latest inflation data was used by The Scotsman. ?? Helen Morrissey's comment on the HMRC tool that allows people to top up National Insurance contributions featured in a GB News article. ?? Mark Hicks' take on current savings rates in the market featured in MoneyWeek. ?? Sarah Coles' ‘How to avoid overspending on Christmas shopping’ was published by Yahoo Finance UK. Don’t forget to follow us for all the latest updates ??? #finance #personalfinance #pensions #savings #investing

Our Financially Fearless ambassadors had a wonderful time in London hosting our ‘Work, Wealth and Wellbeing’ event yesterday ?? Our Head of Marketing Content and Campaigns Maike Currie gave an inspiring introduction, and Marketing Lead Laura Burridge hosted a thought-provoking panel with Madeline McQueen, Julia Leckey and Lisa Conway-Hughes. Your insights left us feeling inspired and ready to take on new challenges - thank you! Stay tuned for more insight from the event soon ?? #FinanciallyFearless Emma Wall Clare Stinton Helen Morrissey Susannah Streeter Sarah Coles Victoria B. Lydia Honeywell Jenna Hamza

Interest rates have fallen from their peak. How low they’ll go, no one knows, but here are three share ideas to navigate the potential outcomes. Risk of loss. https://hl.uk/3H2

Today is Equal Pay Day. The Fawcett Society calculates, based on the gender pay gap, that today is the day women stop being paid for their year’s work. That’s two days earlier than last year, meaning the gap has widened. It’s time to start closing the wealth gap. Learn how to build your financial resilience with our Financially Fearless community. Sign up today: https://hl.uk/3GU #EqualPayDay #FinanciallyFearless

Did you know, girls are more likely to hold an HL Junior ISA than women are to have an investment ISA? ?? The Junior ISA is a fantastic gateway to investment for girls (risk of loss). They’re investors before they know it, and have the chance to build their experience and understanding of investing alongside their nest egg. Junior ISAs have been around for 13 years, and over time more and more former JISA holders are reaching 18 and converting to an ISA. It means more women are coming to investment this way. Find out more about the HL Junior ISA: https://hl.uk/3GD ISA rules can change and benefits depend on circumstances.

?? One in six people have savings they’re keeping a secret from their partner. ?? Most commonly people say they don’t have any particular reason for keeping it secret, they just haven’t mentioned it. Having a secret account doesn’t necessarily hold any negative connotations. Most commonly, people don’t really have a specific reason for holding this money, they just think it might be a good idea. It’s likely to give them comfort that if life changes in ways they don’t expect, they have some protection. Find out more about saving with HL: https://hl.uk/3GE Figures from a survey of 2,000 people by Opinium for Hargreaves Lansdown.