Hamptons Risk Management Insurance Agency (HRM)

We've Helped Over 280,000 Homeowners Compare Quotes from many Insurance Companies. Homeowners insurance helps protect your home and belongings from damage, loss, and accidents. It can help cover things like theft, fire, bad weather, ... Speak with Michael Amoia, and the HRM team about homeowners insurance. ??888-443-4378 homeowners #insurance

Quality Protection At An Affordable Price. Discover New Savings on Modern design properties. There's No Place Like Home, There's No Service like HRM provides. Claim-free rewards. Customizable coverage. Bundle with auto & save. Call Michael Amoia, Dermot PJ Dolan and HRM team.

Got a new ride? It’s time to check your rates! We compare multiple carriers to find you the right auto coverage at the best price. Contact the HRM team now to update your policy! ?? 888-443-4378

Choosing the wrong insurance can lead to financial strain, as inadequate coverage can leave you vulnerable to unexpected costs and liabilities. For the trusted choice with superior service call Michael Amoia, HRM team, worldwide coverage ?? 888-443-4378

Fed foresees slower growth and higher inflation The Federal Open Market Committee (FOMC) remained in a wait-and-see mode, keeping the federal fund rate steady at 4.25 – 4.50 percent. Fed officials believe the current interest rate level is appropriate given still-elevated inflation and the heightened uncertainty surrounding prospective policy changes. As Chair Powell said during his press conference, it is the net effect of the policy changes that will guide policymakers' interest rate decisions. But for now, they are “well positioned to wait for greater clarity.” As we expected, the updates to the FOMC’s economic forecasts included slower GDP growth and higher inflation in the coming year in light of increasing tariffs, reductions in federal government employment and spending, and restrictive immigration policies. The median GDP growth forecast for 2025 was revised sharply lower from 2.1 percent (Q4/Q4) to 1.7 percent — more in line with our 1.6 percent forecast. On the inflation front, the core PCE inflation forecast for this year was marked up 0.3 percentage points (ppts) to 2.8 percent, while the headline PCE inflation estimate was increased 0.2 ppts to 2.7 percent. Despite these changes, the median forecast still expects 50 basis points (bps) of policy rate cuts this year. The bond market is also pricing in 50 bps of rate cuts this year, with about a roughly 50 percent chance of an additional 25 bps, totaling 75 bps by year end. But we think investors are too bullish on the prospect of Fed rate reductions. High and sticky inflation, coupled with building pressures from tariffs should keep the Fed on the sidelines longer than the markets expect; we project only one 25 bps rate cut late this year. However, if downside risks to our baseline forecast continue to build, the FOMC may shift its focus from inflation to slowing economic growth and potentially deliver a rate cut in Q3. The rate outlook may swing on the breadth and degree of reciprocal tariffs and sector-specific tariffs scheduled to be announced on April 2nd. Even then, it might take several months after this date to gain clarity on new tariff and trade policies.

Your condo association’s insurance policy covers all the public areas and shared amenities within your building or complex. This includes parking lots, lobbies, elevators, tennis courts, and any other spaces or features your community shares. Some condo association insurance policies go a step or two further, however check with the HRM Insurance Brokerage for best program for your complex ?? 888-443-4378

Your clinic's cybersecurity is crucial. Discover how to safeguard your health care service business and protect your patients' data against cyber threats. Visit HRM Cyber Resource Center. ?? 888-443-4378

You keep focusing on growing your small business dream. We’ll find an insurance policy that’s picture-perfect. ?? 888-443-4378 HRM Insurance Agency

Quality Protection At An Affordable Price. Discover New Savings on Modern design properties. There's No Place Like Home, There's No Service like HRM provides. Claim-free rewards. Customizable coverage. Bundle with auto & save. Call Michael Amoia, Dermot PJ Dolan and HRM team.

Weak rebound in retail sales in February