Hampton Square Wealth Management LLC

We’re #hiring a new Paraplanner - Client Services Associate in Andover, New Jersey. Apply today or share this post with your network.

Impact Investing, or Values-Aligned Investing, means stewarding your money with purpose and intent. If investing is ownership, what kind of companies do you own? What do those companies make, what causes do they support, and how do they promote human flourishing? There is a better way.

Hampton Square's primary focus is impact investing. Contact us today to discover investing that matters.

Investing doesn't have to be intimidating! Get an experienced team to offer guidance and clarity. It's too important to procrastinate any longer.

Market volatility is part of the investing process. More than 7 times a year investors should expect pullbacks of 3 percent and, at least once a year (since 1928), investors should be prepared for a 10 percent correction. When viewed from a historical perspective, recent market activity isn't as abnormal as one might think. At Hampton Square, we understand that market turbulence can be unnerving. That's why we support planning with a longer view perspective. Contact us to review your investment plans to see if they still make sense.

“Freedom is never more than one generation away from extinction..." Ronald Reagan

In your 40s... MAXIMIZE YOUR INCOME Common financial challenges for people in their 40s may include supporting aging parents, helping children afford college, or relocating the family for a new career opportunity. It may seem impossible to save, and who can even think about retirement? Additional income may give you more choices. If getting a substantial raise isn’t likely, you may want to consider changing jobs or even careers. At this stage, many people discover talents and abilities they didn’t know they had, just by exploring the possibilities, attending job fairs, or taking courses at a local college. The good news is you don’t have navigate your finances alone. A financial planner works with people like you to assess where you are and where you want to be in the near and distant future. A financial planner may see things you missed and offer advice on strategies you hadn’t considered. In your 50s... LIVE ON LESS THAN YOU EARN and save, save, save. Discipline now will serve you well in retirement. CONSIDER "CATCH-UP CONTRIBUTIONS" The IRS allows working individuals over 50 to add $1,000 more (so, $7500 total) to their IRA every year. If a 50-year-old contributes $7,500 per year until they leave the workforce at age 65, that’s an extra $15,000 invested, with the possibility of compounded growth over those 15 years. CONSIDER MEDICAL CARE IN RETIREMENT Yes, at age 65, you may be covered by Medicare, but that doesn’t mean you’ll have no medical expenses in retirement. You’ll want to meet with a Medicare specialist way ahead of time to explore all your options.

Our white paper is full of helpful, possibly life-changing strategies to implement while you're in your 20's and 30's. Take a few minutes to download and read it. You'll be glad you did!

No one likes to think about it, but we'll all deal with the death of a loved one at some time in our lives. Here are some fundamental steps to consider when that happens. https://lnkd.in/epKtcNve