Halfmore, Inc.

?? "Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn't, pays it." - Albert Einstein ?? Want to witness this wonder in action? Here's a mind-blowing fact: Starting at age 25: $7,000 annually → ~$1M by age 60 Starting at age 35: $7,000 annually → ~$384K by age 60 The difference is STAGGERING! ?? That's the pure magic of compound interest - starting early changes everything! ? ???? But here's something most people don't know: You can start this journey EARLY by opening a Roth IRA for your child! Yes, you read that right. Starting at age 7: $7,000 annually → ~$5.1M by age 60 Why it's brilliant: - 53 years of tax-free growth potential - Building financial literacy from day one - Giving your child a massive head start on retirement - All future withdrawals are tax-free ?? At Halfmore, we're passionate about helping parents maximize tax-free compound interest for their children's retirement assets. Ready to give your child the gift of generational wealth? Let's chat! ?? #RothIRAforChild #CustodialRothIRA #FinancialLiteracy #WealthBuilding #Investing #PersonalFinance #ParentingTips Note: These projections assume an 8% average annual return and are for illustrative purposes only. Not guaranteed returns.

?? Ever heard of the "Rule of 72"? It's your secret weapon for understanding wealth-building! ?? Here's how it works: Divide 72 by your expected annual return rate to see how long it takes your money to DOUBLE. Quick examples: 10% return ?? 7.2 years to double 8% return ?? 9 years to double 6% return ?? 12 years to double 4% return ?? 18 years to double Now, here's where it gets exciting! ?? Let's say you invest $7,000 in your child's Roth IRA today with an 8% return: ?? Year 9: $14,000 ?? Year 18: $28,000 ?? Year 27: $56,000 ?? Year 36: $112,000 And it keeps doubling! ?? And it keeps growing! The power of compound interest is truly incredible. The formula is simple: Time + Compound Interest = Financial Freedom Want to set your child up for success? Start their investment journey with Halfmore today! #CustodialRothIRA #RothIRAforKids #PersonalFinance #InvestingForKids #CompoundInterest #FinancialLiteracy #WealthBuilding #Investing101 #FamilyFinance

?? Benjamin Franklin said it best: "Money makes money. And the money that money makes, makes money." Ever wonder how a small investment can snowball into something huge? ??Let Franklin's own experiment show you! In 1790, he left $2,000 to Boston and Philadelphia with one rule: don't touch it for 200 years. ?? The result? That $2,000 exploded into $6.5 million by 1990! All thanks to the magic of compound interest. ?? Here's the exciting part! You don't need to wait 200 years or be a founding father to create generational wealth. With a child's Roth IRA through Halfmore, you can start your own Franklin experiment today. ?? The Math is Simple: Just $200 monthly from age 7 to 17, invested wisely through a Roth IRA, could grow to over $1M by retirement—completely tax-free! Ready to put your money to work? Start building your child's financial future today. Because money making money makes perfect cents! ?? #RothIRA #CustodialRothIRA #RothforKid #Kidsfinance #FinancialLiteracy #WealthBuilding #CompoundInterest #GenerationalWealth #ChildInvesting #Halfmore https://lnkd.in/gSxbZGFd

?? Roth IRA Magic: Know Your Numbers! . 2025 Contribution Limits:? ?? Up to $7,000 per year? -OR-? ?? 100% of earned income (whichever is LESS!) . Real talk:? If your kid earns $3,000 → Can contribute $3,000? If your kid earns $8,000 → Can only contribute $7,000? If your kid earns $500 → Can only contribute $500 . Pro Parent Tip: ??? You can gift the contribution amount to your child's Roth IRA - as long as they've earned that much! . The key? Document everything! Keep those earnings records crystal clear! ? . Ready to maximize your child's financial future? Start contributing today! ?? . #RothIRA #CustodialRothIRA #KidsFinance #WealthBuilding #SmartParenting #FamilyFinance #InvestInKids #FinancialFreedom

?? Planning for retirement is getting tougher. According to Morningstar, "The average retirement saver most likely is already undersaving"?– and for these reasons: 1)? Future Investment Returns Might Be Lower Than in the Past 2)??Inflation Has a Cumulative Effect 3)??Most Retirement Savers Are Already Running Behind That's why it's crucial to give your child a head start. Open your child's Roth IRA today and prepare for their retirement with Halfmore! Post:?https://lnkd.in/gYGDw8hS

?? How to Get Kids Excited About Personal Finance! ?? Have you ever tried explaining compound interest to an 8-year-old? ?? Here's how to make money lessons actually stick (and fun!): 1. Use kid-friendly numbers: Keep it super simple! "If you invest $100 and it grows by 10%, that's $110!" ?? Build confidence first, complexity later. 2. Speak their language: - Revenue? Think Roblox Robux earnings ?? - Market demand? Count those trendy Nike shoes at school ?? - Business growth? Compare Disney+ vs YouTube subscribers ?? 3. Turn everyday moments into money magic: ?? Grocery shopping = Budget adventure quest ?? Saving for that new video game = Patience power-up ?? Growing a plant = Watch your money grow (just like compound interest!) The secret sauce? Make it relatable and celebrate EVERY win, no matter how small! ?? Want to kickstart your kid's financial journey? Start their first investment account today! ?? #KidsFinance #MoneyLessons #ParentingTips #FinancialLiteracy #FutureInvestors

?? Planning for retirement? Smart moves start early! Fascinating NYT piece highlights why timing is everything in retirement planning. --- tl;dr ?? Want your kids to be millionaires? Time is their superpower! ?? Here's the magic of starting a Roth IRA early: - Tax-free growth for DECADES - Compound interest working overtime - Small contributions → BIG returns ?? Fun fact: Even modest savings can grow into a fortune when you start young! That's why the best time to open a Roth IRA for your children is... yesterday! --- Now, did you know you can start early for your child's retirement with Halfmore? Use promo code "ACTNOW" for a free trial. NYT link: https://lnkd.in/eY-dQazH

?? Happy New Year! ?? Need a New Year's resolution that really matters? ?? Give your child the ultimate head start in life: a Roth IRA through Halfmore! ?? Did you know? Money invested in a Roth IRA during childhood has decades to grow tax-free. By starting early, you're not just teaching financial responsibility – you're potentially giving your child a million-dollar fund by retirement age! ?? ?? Turn weekly chores and allowances into lasting wealth. With Halfmore, opening and contributing to your child's Roth IRA is simple and secure. ? ?? Make 2025 the year you invest in your child's tomorrow! ? Use code "ACTNOW" for a 1 month free trial! ? #InvestInTheirFuture #KidsFinance #FinancialLiteracy

?? Merry Christmas & Happy Holidays from the Halfmore Team! ?? As we wrap up this year, we're filled with gratitude for the incredible parents who have trusted us with their children's financial futures. Your feedback and support have been invaluable in helping us grow! ?? Looking ahead to 2025, we remain committed to our mission of empowering parents to build secure financial foundations for their children. ?? Thank you for being part of our journey. Wishing you and your loved ones a joyful holiday season!

?? Skip the Latte, Create a Millionaire? Here's some coffee shop math that'll wake you up:? 1 daily latte = $4? 365 days = $1,460 per year What if you poured that money into your child's future instead? That's a FULL YEAR of Roth IRA contributions working its compound magic for your little one! ? Tough choice? Maybe.? Life-changing decision? Absolutely! ?? The best part? Your future adult child will thank you way more than your taste buds ever did! ?? #WealthBuilding #ParentingGoals #FinancialFreedom #InvestInKids #SmartMoney #FamilyFinance #ThinkLongTerm