GuardHill Financial LLC

GuardHill Financial's Deal of the Week: ? $1,800,000 Los Angeles, CA – Purchase of a primary residence, full documentation ? In addition to conventional financing, GuardHill excels at handling complex mortgage transactions with competitive pricing. We make mortgages easy and get the deal done! #mortgage #mortgagetips #realestate #realestateny #mortgagerates #mortgagelender #mortgagebroker #mortgagetips #mortgagespecialist #purchasehome #realestateagent

The mortgage market continues to evolve with new opportunities. Whether you are a first-time homebuyer, refinancing, or investing, staying informed is key. Here is what you need to know this month. At GuardHill, our mortgage advisors are highly sophisticated and can structure and close large complex deals quickly. As a mortgage specialist based in New York City, we simplify the process. No matter the size or complexity of your financing needs, we are committed to providing expert guidance every step of the way. Let us help you accomplish your financing needs by bringing you the highest level of service and expertise. Best, Alan Rosenbaum CEO, GuardHill Financial LLC ? Market Update: Mortgage rates have been fluctuating due to economic conditions, including inflation, tariffs and Federal Reserve policies. While rates are no longer at historic lows, buyers have adjusted to the new normal rate environment. Rates are no longer a deterrent to most people looking to buy a primary residence or vacation home to improve their lifestyle. If you are considering buying or refinancing, now is a great time to explore your options. Homebuying & Refinancing Tips: First-time buyers: Consider getting pre-approved to strengthen your offer. Refinancing: If you have an older mortgage with a high rate, refinancing could lower your monthly payment. Refinancing is also an option to cash out for debt consolidation, home improvement, or to purchase a second home or investment property. Market competition: With spring approaching, more listings may hit the market soon, so be prepared! Featured Loan Programs: In addition to offering standard full-income programs, we also offer programs that many lenders do not widely offer. Our creative programs consist of: Bank Statement Loans: Self-employed borrowers can qualify with as little as 12 months of business bank statements. Asset Depletion Loans: Provides a way to qualify using personal assets instead of income for borrowers with significant liquidity.? DSCR Loans: Qualify for financing based on the cash flow generated by a rental on investment property. ? Follow Us: Facebook?|?LinkedIn?|?Instagram?|?X?|?Blog ? GuardHill Financial LLC 140 East 45th Street, 31st FL, New York, NY 10017 #mortgage #realestate #mortgagelender #mortgagebroker #realestateagent #realestateny #mortgagetips #mortgagespecialist

What's Ahead in 2025? Economists predict a stable housing market this year, with potential rate changes influenced by inflation, tariffs and Federal Reserve policies. Contact us today for assistance with: ?1.?Reviewing?Your Credit Score:?Start the year by checking your credit report for accuracy. A healthy credit score can help you secure the best mortgage rate. ?2.?A?Pre-Approval:?A Pre-approval strengthens your position as a buyer, especially in competitive markets. ?3.?Refinance Options:?If your current rate is higher than the market average, refinancing could reduce your monthly payments or help pay off your loan sooner. We're Here to Help Whether you're considering buying, refinancing, or simply have questions about the market, we're here to guide you every step of the way. Contact us to discuss your goals for 2025. #mortgage #realestate #mortgagelender #realestateagent #mortgagebroker #realestateny #mortgagetips #mortgagerates #purchasehome #refinancehome

GuardHill Financial's Deal of the Week: ? ·??????$2,100,000 Los Angeles, CA – Purchase closed using a CPA prepared Profit & Loss statement to qualify instead of tax returns. Property vested in an LLC. ? In addition to conventional financing, GuardHill excels at handling complex mortgage transactions with competitive pricing. We make mortgages easy and get the deal done! #mortgage #realestate #mortgagerates #realestatemortgage #mortgagetips #realestateny #purchasehome #mortgagespecialist #mortgagelender #mortgagebroker

GuardHill Financial's Deal of the Week: ?$1,270,000 New York, NY – Rate and term refinance for a borrower whose ARM loan recently started to adjust ? In addition to conventional financing, GuardHill excels at handling complex mortgage transactions with competitive pricing. We make mortgages easy and get the deal done! #mortgage #realestate #mortgagetips #realestateny #mortgagelender #mortgagebroker #homepurchase

GuardHill Financial's Deal of the Week: $500,000 New York, NY – Purchase of a new construction (non-warrantable) condominium using just market rents to qualify In addition to conventional financing, GuardHill excels at handling complex mortgage transactions with competitive pricing. We make mortgages easy and get the deal done! #mortgage #realestate #mortgagetips #realestateagent #realestateinvesting #mortgagerates #mortgagelender #realestatenyc #mortgagebroker #luxuryhomes

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Testimonial from a client of GuardHill Financial: ? “I couldn’t be happier with GuardHill's service and ability to close my loan on time. I had a very complicated purchase that they were able to help navigate swiftly and ultimately close on time. I am positive if I picked a different mortgage provider, I would not have been able to get this deal done. They are experts and highly skilled at closing loans and getting through underwriting. I am so grateful for GuardHill's incredible team (special shoutout to Suzanne and Betsy who were ROCKSTARS!!!). I can't recommend them highly enough and will be using GuardHill every chance I get for all other purchases moving forward.” -B.N. #mortgage #realestate #realestateinvesting #mortgagelender #mortgagetips #mortgagerates #realestateny #mortgagebroker #realestateagent #purchasedreamhome #refinanceyourhome

GuardHill Financial's Deal of the Week: ? 1,550,000 Brooklyn, NY – Purchase of a condominium vested in an LLC, closed under an Interest-Only program. ? In addition to conventional financing, GuardHill excels at handling complex mortgage transactions with competitive pricing. We make mortgages easy and get the deal done! #mortgage #realestate #mortgagelender #realestateagent #mortgagebroker #realestateny #mortgagetips #mortgagerates #realestateinvesting #purchasedreamhome

#mortgage #realestate #mortgagelender #realestateny #mortgagespecialist #realestatetips #mortgagebroker #purchasedreamhome #refinance #mortgagerate