Growthfront Home Loans

There are few better ways to beat the summer heat than floating in your very own pool. With a range of price points to choose from, a pool can be affordable, but will it add value to your property? ??♀?

?? Is now a good time to buy? ??? ? One-in-three people don't think so, according to PropTrack research (which means about two-in-three do). ??? ? If you're in that one-in-three group: rest assured it’s natural to have doubts - a home is a big commitment after all.? ? But uncertainty can mean sitting on the fence much longer than you need to.? ? And the longer you delay, the more house prices may rise. ??? ? So how do you know when's the ‘right’ time to buy?? ? The short answer is: it's when you’re ready to do so.? ? Call us today to find out if you’re home loan-ready - finding out might just give you that extra confidence you need to take the leap. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

?? First home owners rewarded with capital gains ??? ? If you’ve purchased a first home recently, you could already be ahead in the capital growth stakes.? ? First home buyers often target the more affordable end of the market.? ? And CoreLogic says the cheapest 25% of the market saw price growth of 2.7% in the 3-month period to August. ??? ? By comparison, the top 25% saw gains of just 0.3%.? ? It goes to show that the sacrifices of saving for a first home can be well rewarded.? ? Talk to us today about loan options that can get you started in the market. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

You’ve seen the perfect piece of land but you’re not quite ready to build. No problem – a land loan can be a handy finance solution. However, it can work a bit differently from a regular home loan. Here’s what you need to know. ??

?? The home loan feature 70% of borrowers want ??? ? Seven out of ten borrowers are opting for a home loan offset account, according to a recent NAB report.? ? An offset account can let you put spare cash to work by paying down your home loan sooner.? ? How much could your interest payments be reduced by with an offset? ??? ? Let's say you have $20,000 in your offset account over the life of a 30-year, $400,000 home loan (with an interest rate of 6%).? ? You could save more than $87,000 in interest, and reduce your loan term by more than three years, according to Macquarie Bank.? ? Contact us to find out if a home loan offset account could be right for you. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

?? Are you auction-ready? ??? ? The spring market is ramping up - and so are sales by auction.? ? Over 2,000 homes went under the hammer in late August, with more expected through summer.? ? Here’s how to get your auction game on:? ? ?? Research the local market to know what similar homes are selling for? ? Understand your borrowing power? ?? Have your home loan pre-approved? ?? Arrange a pre-purchase inspection to avoid unwanted repair bills? ?? Attend other auctions to get a feel for how they work.? ? Call us today to get your finances auction-ready. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

Your home is possibly the most valuable asset you will ever own. So it’s worth taking precautions to help ensure you buy a place that has a clean bill of health, free from budget-busting hidden nasties. ?? ??

?? How might rate cuts affect home prices? ??? ? Speculation is mounting that the next move for interest rates could be down.? ? But if you're in the market to buy, be warned: this could lead to increased competition and push property prices up. ??? ? Home prices could jump 0.6% nationally - a rise of about $5,000 - in just the first month following a rate cut, according to a recent Ray White analysis.? ? So, if you’re ready to buy now, why wait? ??? ? Today’s market offers more choice than we’ve seen in over three years, according to CoreLogic.? ? Your ideal home could be out there right now: and you might be able to comfortably afford it with your current borrowing capacity.? ? Contact us today to find out your borrowing capacity. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

?? Where to buy a home with a $50,000 deposit ??? ? Good news if everywhere seems outside your budget.? ? Below are a number of suburbs where it’s possible to buy a house or unit with a $50,000 deposit (according to Canstar):? ? - Sydney: check out Wiley Park, Jamisontown or Liverpool.? - Melbourne: consider Melton South or Brunswick West.? - Brisbane: head to Kippa-Ring and Bowen Hills.? - Adelaide: consider Evanston, Elizabeth Sound, or Plympton.? - Perth: think units in Belmont or East Perth.? - Hobart: look at Clarendon Vale or Risdon Vale.? ? Ask us about the Home Guarantee Scheme too. ??? ? It can allow first home buyers to buy with just a 5% deposit and no lenders mortgage insurance. ? ? Or 2% for single parents. ??? ? To find out more, DM us or contact Growthfront Home Loans on: ?? – 1300 388 574 ?? – [email protected] #growthfronthomeloans #brokersworkforyou #investment #property #mortgage #homeloan #refinance #investors #mortgagebroker #firsthomebuyers #sydney #sydneyrealestate #sydneyproperty #newsouthwales #newsouthwalesproperty #newsouthwalesrealestate #newsouthwalesbroker #nsw

With just one RBA rate decision left for 2024, homeowners may be holding onto hopes of a summer cut. We look at when rates may start falling – and how you could possibly give yourself a rate cut before Christmas. ??