GreenRock

It seems the popularity of?dividend-paying stocks comes and goes over time. But is there any real reason to focus on?dividends? https://lnkd.in/gst6_g3n

What you need to know:? ? The “5-year rule” is a general guide to the amount of money to keep outside of the stock?market.? ? Keeping the money you need soon (within 5 years) in stable and accessible investment options allows you to meet near-term needs and gives your stock market funds an opportunity to?recover (if necessary) before you need to sell them. https://lnkd.in/gkfdkES5

Debt is always a hotly contested debate and opinions are varied and abundant. I’ll admit that to some degree “good” and “bad” are subjective and opinion-based words that cannot be objectively defined. However, when I consider good or bad, I mean in the sense that it generally increases the odds of financial plan success (good) or decreases the odds of financial plan success (bad). https://lnkd.in/g8yXhava

According to a recent yahoo finance article, Bank of America reported that the?60/40 portfolio is on pace for its worst year since 1936. https://lnkd.in/gyrSG2mC

Roth IRA can be a great way to save for retirement. If you follow the distribution rules, there will be no income tax due on any of the growth when you go to withdrawal, and you will not be required to take a minimum amount at a certain age – both things required from Traditional IRAs. https://lnkd.in/gQV9ekjx

When markets get volatile,?timing the market may seem tempting. But attempting it has proven impossible and may be a costly mistake. https://lnkd.in/gVMRKQ8P

Ah, retirement! That magical time of life when you bid farewell to the 9-to-5 grind and embrace the joy of leisure. Picture yourself sipping pi?a coladas on a tropical beach or conquering the golf course with an impressive handicap. But hold on a second! Before you start packing your bags, let’s tackle the daunting question that looms over every aspiring retiree: How much money do you really need to retire? https://lnkd.in/ebMTgxnx

There are two main considerations when answering this question: the math, and the particulars of your situation. The math is clear but individual situations are as unique and varied as the people living them. https://lnkd.in/e95WintN

There are many philosophies on this frequently asked question. We believe that the impact of the loan on your cash flow is the main factor that should determine the urgency of paying off a debt. https://lnkd.in/e-JA9h8H

Retirement is a much-anticipated phase in life when one finally gets to kick back and enjoy the fruits of years of hard work. However, retirement can be a daunting prospect if you are not sure if your savings are sufficient to live comfortably during your golden years. One important question that one should consider when it comes to retirement planning is how much they should have saved at different stages of life. https://lnkd.in/ee5cH-y2