Greenhalgh Insurance Agency

Everyone please stay safe tomorrow! Keep an eye on the forecast, heed any warnings, and prioritize safety by staying informed and prepared.

1st Annual Burger Builder Cook-off is in the books! ???? Shoutout to Associated Builders & Contractors of Alabama for this fun networking event! Already looking forward to next year! Adam Greenhalgh Garrett Brasher, CLCS Walter Crye, CRM, CIC, CeS

ABC Burger Builder Cook-Off today at?Academy of Craft Training - Birmingham. If you are an ABC member be sure to stop by today between 11am-1pm to taste some of the BEST burgers and network with the students! #ABCMeritShopProud

Change orders are a significant risk in construction projects, often leading to cost overruns, delays, and disputes. They occur when modifications to the original contract—such as design changes, unforeseen site conditions, or client requests—necessitate adjustments in scope, budget, or timeline. How to Mitigate Change Order Risks: Detailed Contracts – Clearly define project scope, specifications, and terms to minimize ambiguity. Thorough Planning – Invest in comprehensive pre-construction planning to identify potential issues early. Effective Communication – Maintain open and transparent communication between all stakeholders, including contractors, clients, and advisors. Documentation & Approval – Ensure every change order is documented in writing, with cost and schedule implications clearly outlined before approval. Advisor Expertise – Work with professionals who understand construction exposures and can anticipate potential change orders before they disrupt the project.

What is an umbrella policy? ?????? An umbrella policy is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies. Unfortunately, lawsuits happen; they also happen to be expensive. An umbrella can be a nice buffer for your risk management playbook. An umbrella can: *Extend the coverage across your existing policies *Be cheaper than raising the limits on individual policies *Broaden your coverage once it kicks in (less restrictive language) *Provide $1 million to $10 million in coverage *Offer over $10 million in coverage (when underwritten by specialty insurance companies) *Boost coverage on defamation and other clauses named in your policies *Help pay legal fees and judgment costs *Allow insurance companies to negotiate a settlement for you Thankfully, plenty of asset protection is possible when you put an umbrella over your policies. Make sure you’re covered today! Call us at 205-967-8800 for more information.

Thank you to Brian Wolf with North Point Underwriters for his expertise on cyber insurance today! Looking forward to using this information to help us better serve our clients.

Consulting with professionals to keep up with the changing costs of construction, materials, and equipment is essential for adequate coverage. Call us today! 205-967-8800

May we always honor the life and legacy left by Martin Luther King Jr.

Winter weather is on the horizon! Follow these tips below to ensure safety if traveling this weekend!

Another great year here at Greenhalgh! We are looking forward to 2025! ?? Our office will be closing today at noon, and will be closed all day tomorrow, January 1st. Wishing everyone a safe and happy new year! See you Thursday!