Greenhalgh Insurance Agency

It’s that time again! ?? Vestavia Hills’ Best of the Best voting starts on Thursday, March 27th! Our agency is in the running for “Best Local Insurance Agency.” We are hoping to defend our title, but we need your help! Please use the link below to cast your vote! 1 vote per email every 24 hours. Voting ends April 13th. https://lnkd.in/eeWK7tiJ

Construction Risk #11: Project Delays Project delays are one of the most common and costly risks in construction. They can arise from various factors, including poor planning, weather conditions, supply chain disruptions, labor shortages, permitting issues and unforeseen site conditions. Causes of Project Delays: Poor Project Planning & Scheduling – Inaccurate timelines or failure to account for contingencies. Supply Chain Issues – Delays in material deliveries, price fluctuations, or shortages. Labor Shortages & Productivity Issues – Lack of skilled workers or inefficient workforce management. Permitting & Regulatory Delays – Slow approvals from local authorities or unexpected compliance issues. Unforeseen Site Conditions – Discovery of hazardous materials, underground utilities or poor soil conditions. How to Mitigate Project Delays: Detailed Project Planning – Develop a realistic timeline with built-in contingencies. Effective Supply Chain Management – Pre-order critical materials and establish strong supplier relationships. Proactive Labor Management – Ensure adequate staffing, training, and workforce productivity. Regulatory Compliance – Secure permits early and stay updated on changing regulations. Thorough Site Analysis – Conduct geotechnical studies and risk assessments before construction begins. Weather Contingency Plans – Factor in seasonal risks and have backup plans in place.

Call our Personal Lines Department today for more information! 205-967-8800 Ask for Thomas, Melanie, or Martin!

We are glad to have Garrett on our team! Call us today at 205-967-8800.

Greenhalgh is proud to support our Home Builders! Thank you for a fun night, Greater Birmingham Association of Home Builders! Walter Crye, CRM, CIC, CeS Krisalyn Riley-Crye

Everyone please stay safe tomorrow! Keep an eye on the forecast, heed any warnings, and prioritize safety by staying informed and prepared.

1st Annual Burger Builder Cook-off is in the books! ???? Shoutout to Associated Builders & Contractors of Alabama for this fun networking event! Already looking forward to next year! Adam Greenhalgh Garrett Brasher, CLCS Walter Crye, CRM, CIC, CeS

ABC Burger Builder Cook-Off today at?Academy of Craft Training - Birmingham. If you are an ABC member be sure to stop by today between 11am-1pm to taste some of the BEST burgers and network with the students! #ABCMeritShopProud

Change orders are a significant risk in construction projects, often leading to cost overruns, delays, and disputes. They occur when modifications to the original contract—such as design changes, unforeseen site conditions, or client requests—necessitate adjustments in scope, budget, or timeline. How to Mitigate Change Order Risks: Detailed Contracts – Clearly define project scope, specifications, and terms to minimize ambiguity. Thorough Planning – Invest in comprehensive pre-construction planning to identify potential issues early. Effective Communication – Maintain open and transparent communication between all stakeholders, including contractors, clients, and advisors. Documentation & Approval – Ensure every change order is documented in writing, with cost and schedule implications clearly outlined before approval. Advisor Expertise – Work with professionals who understand construction exposures and can anticipate potential change orders before they disrupt the project.

What is an umbrella policy? ?????? An umbrella policy is a form of liability insurance that provides coverage when liability exceeds the limits of other insurance policies. Unfortunately, lawsuits happen; they also happen to be expensive. An umbrella can be a nice buffer for your risk management playbook. An umbrella can: *Extend the coverage across your existing policies *Be cheaper than raising the limits on individual policies *Broaden your coverage once it kicks in (less restrictive language) *Provide $1 million to $10 million in coverage *Offer over $10 million in coverage (when underwritten by specialty insurance companies) *Boost coverage on defamation and other clauses named in your policies *Help pay legal fees and judgment costs *Allow insurance companies to negotiate a settlement for you Thankfully, plenty of asset protection is possible when you put an umbrella over your policies. Make sure you’re covered today! Call us at 205-967-8800 for more information.