Eagle Rock, A Greenberg & Rapp Company

This article evaluates the application of Regulation U to a split-dollar loan financing a variable universal life insurance policy. #vul #splitdollar #loan #deathbenefit

Many people underestimate the value of life insurance. When calculating life value, it’s crucial to consider future earnings, just like a lawyer would in a plane crash case. Often, people insure tangible assets fully but neglect their most valuable asset: their ability to earn. Proper life insurance ensures full replacement value for your income, protecting your family’s future. Watch full video: https://lnkd.in/ekUfCGYV #LifeInsurance #FinancialPlanning #FutureEarnings #AssetProtection #IncomeSecurity #InsuranceAwareness #ProtectYourFamily Steve Goodman, CPA, MBA, Author Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS R. Marshall Jones

Many clients don’t realize the benefits of the M Financial relationship, but advisors do. With 45 years of data on high net worth insureds, we offer non-retail policies with better pricing. Plus, our reinsurance company invests $50M annually in product development and auditing, ensuring no cost of insurance increases on our policies. Watch full video: https://lnkd.in/ekUfCGYV #MFinancial #InsuranceInnovation #HighNetWorth #BetterPricing #Reinsurance #FinancialSecurity #ClientBenefits #AdvisorTrust R. Marshall Jones Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS Richard Harris, CLU AEP Tom Rapp, CLU, ChFC, MRFC Ronald Greenberg, CLU, AEP®, RFC® Brian Rapp Brian Abolins, MBA

Our solutions make problems disappear. With the magic of a pen and an insurance policy, we ensure fairness and security. We handle financial planning, finance, and insurance work. Remember, there are always solutions. Our greatest strength is helping people act on what they need. #FinancialPlanning #InsuranceSolutions #ProblemSolving #Fairness #Security #ActNow #ClientFocused #FinancialSecurity Tom Rapp, CLU, ChFC, MRFC Ronald Greenberg, CLU, AEP®, RFC® Brian Rapp Brian Abolins, MBA Michael Pfenninger Jordan Crowley, CFP®

Having worked on the product development group, I’ve seen firsthand how M’s 45 years of data helps us price policies better for high net worth clients. Off-the-shelf retail products don’t meet the needs of the ultra-affluent. Our clients live longer, keep their policies longer, and buy more. This makes our policies the best, as carriers collaborate with M firms to offer specialty products for the affluent market. Watch full video: https://lnkd.in/e7x-C7iC #MFinancial #HighNetWorth #BetterPricing #SpecialtyProducts #InsuranceInnovation Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS R. Marshall Jones Ronald Greenberg, CLU, AEP®, RFC® Tom Rapp, CLU, ChFC, MRFC Brian Rapp

One way we set ourselves apart is our dedication to existing customers. We rely on referrals from attorneys, accountants, and satisfied clients. We don’t do outbound marketing; instead, we focus on exceptional service. Dedication ensures clients return for their needs and those of their families. Watch full video: https://lnkd.in/ecZVQTDv #ClientCommitment #ExceptionalService #ReferralBased #LongTermCare #Insurance #InvestmentPortfolios Richard Harris, CLU AEP Ronald Greenberg, CLU, AEP®, RFC® Tom Rapp, CLU, ChFC, MRFC Patrick Maguire Brian Abolins, MBA Brian Rapp Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS R. Marshall Jones

Many people don’t realize that each person can leave around $14 million to their children tax-free. For married couples, that’s $28 million. Amounts above this can be heavily taxed, especially with state taxes. It’s crucial to understand these numbers and plan accordingly to protect your estate. Let’s talk about how to ensure your legacy is preserved.  #EstatePlanning #TaxPlanning #FinancialAwareness #LegacyProtection #WealthManagement #FamilyWealth #TaxFreeInheritance #FinancialPlanning Tom Rapp, CLU, ChFC, MRFC Ronald Greenberg, CLU, AEP®, RFC® Patrick Maguire Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS R. Marshall Jones Brian Rapp Steve Goodman, CPA, MBA, Author Richard Harris, CLU AEP Brian Abolins, MBA

Our holistic approach integrates insurance and investments into a seamless financial plan. From buy-sell insurance to variable life policies, we manage and invest proceeds to align with our clients’ goals. This comprehensive strategy ensures every aspect of their financial future is covered. Watch full video: https://lnkd.in/eXXbWEQj #WealthManagement #FinancialPlanning #Insurance #InvestmentStrategy #HolisticApproach #ClientFocused #VariableLife #BuySellInsurance #FinancialGoals #deathbenefit Steve Goodman, CPA, MBA, Author Ronald Greenberg, CLU, AEP®, RFC® Tom Rapp, CLU, ChFC, MRFC Patrick Maguire Brian Rapp Brian Abolins, MBA

If you look at how endowments or institutional money is managed, there’s always a component for alternative investments. Regular investors should seek the same exposure. The best way to achieve this diversified exposure is through private placement life insurance (PPLI). This allows you to mimic an endowment or foundation, placing that part of your portfolio in the most tax-efficient vehicle. Watch full video: https://lnkd.in/gdHRK-da #AlternativeInvestments #PPLI #Diversification #TaxEfficiency #InvestmentStrategy #EndowmentModel #FinancialPlanning Tom Rapp, CLU, ChFC, MRFC Ronald Greenberg, CLU, AEP®, RFC® R. Marshall Jones Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS Patrick Maguire Brian Abolins, MBA Brian Rapp T. Keith Brown Michael Pfenninger Dante Zicarelli Jordan Crowley, CFP®

We all look for the best products. We all look for the best solutions. What M Financial started 45 years ago has truly disrupted the industry, offering differentiated, tailored products for affluent clients. Watch full video: https://lnkd.in/ekUfCGYV #ClientFirst #InsuranceInnovation #IndustryLeaders #TailoredSolutions #IndependentFirms #Disruption #Excellence Ronald Greenberg, CLU, AEP®, RFC® Brian Rapp Tom Rapp, CLU, ChFC, MRFC Patrick Maguire Steve Goodman, CPA, MBA, Author Richard Harris, CLU AEP @Michael Pfenninger Jordan Crowley, CFP® T. Keith Brown Brian Abolins, MBA Adam Sendzischew,MBA, CFP®, CLU, CEPA, TEP, AWMA, AAMS R. Marshall Jones