Grand Wealth Management

Anastasia Wiese, J.D., CFP? highlights five key pain points that often lead high net worth individuals to seek the expertise of a financial advisor. These challenges highlight the importance of a cohesive and tailored financial plan, which offer clients peace of mind as they navigate the financial landscape.

We were delighted to support the Forest Hills Public Schools Foundation's annual gala, Betting on Bright Futures this past week. Over $89,000 was raised to support Forest Hills Public Schools which goes directly towards grants that fuel creative learning experiences, technology, and academic support of students.

At Grand Wealth Management, we’re committed to keeping you informed with the knowledge you need to navigate your financial journey confidently. This past year, our quarterly webcasts have provided valuable insights into market trends, investment strategies, and economic forecasts. If you weren’t able to join us live or simply want a refresher, we invite you to explore our YouTube channel, where you can re-watch any of our quarterly webinars at your convenience.

Grand Wealth was delighted to sponsor the Giving Gratitude event by UMRC-Porter Hills Foundation! We were honored to attend an event that highlights the importance of community connection and fellowship.

GWM Moves! This past weekend, several of our team members took on the challenge of the Grand Rapids Marathon. The beautiful fall colors were on full display throughout the course. We are so proud of their perseverance and team spirit.

Grand Wealth is thrilled to recognize Mark Clark as he marks his two-year work anniversary at the firm. As our first financial planning resident, we took this opportunity to learn what other skills Mark would like to learn. GW: What’s a skill you’ve always wanted to learn and why MC: I’ve always been interested in learning how to sculpt. 3D art in any medium is delightful – from small pottery pieces to enormous bronze statues. Building sandcastles and snowmen were always my favorite seasonal activities, regardless of my skill level. They usually ended up being piles of sediment, lovingly adorned with sticks and rocks.

Recent changes allow 529 college savings plan funds to be rolled over into Roth IRA accounts, turning unused education savings into retirement assets. Mark Rougas, CFP? explains how this can jump start retirement savings for the next generation.

The SECURE Act of 2019 created and changed quite a few rules for retirement savings and accounts that may affect you.?These rules require many beneficiaries to withdraw assets within 10 years, impacting tax strategies. Ryan Deters, CFP?shares how planning ahead can minimize headaches and tax burdens.

In today’s economic environment, it’s easy to get caught up in the headlines. With inflation still a concern, interest rates fluctuating, and global markets reacting to various events, many of our clients are wondering how to navigate these changes. At Grand Wealth Management, we encourage you to focus on the fundamentals. Diversification remains key to reducing risk and pursuing steady growth over time. Sticking to a well-structured, long-term investment plan is more important than trying to time the market. Remember, markets move in cycles, and downturns can present opportunities for disciplined investors. Tax efficiency is also crucial right now. Strategies like tax-loss harvesting and optimizing your asset location (what you hold in taxable versus tax-advantaged accounts) can help manage your tax burden while keeping your portfolio on track. The bottom line: stay the course, maintain discipline, and trust in the power of a diversified, long-term strategy. We're here to help you focus on what you can control, so your portfolio is positioned to thrive over the long term. Disclosure: There is no guarantee of the future performance of any Grand Wealth Management portfolio. All investments involve risk, including loss of principal and there is no guarantee that investment objectives will be met. ?

Join us for our quarterly webcast hosted by our own Calvin Wiersma MST, CFP?and Dimensional Fund Advisors Vice President, Apollo Lupescu. Listeners will gain insightful information about navigating market all-time highs, the importance of staying invested and understanding the impact of interest rates.