GPARENCY

?? This Thanksgiving, we feel especially grateful for our incredible clients and dedicated team. Your trust and hard work inspire us every day, and we’re thankful to be part of your journey. Wishing everyone a joyful holiday filled with gratitude, warmth, and good company. ???? #Thanksgiving #Gratitude #Teamwork #Thankful

??? $80K Saved on a $3MM Retail Deal in PA ?? An experienced borrower came to us to shop his $3MM retail deal in Pennsylvania. We sent it to 40+ lenders and, within days, secured multiple strong offers, including a term sheet at 5.95%. His existing lender initially quoted 6.86%, but our client leveraged our 5.95% offer. The bank agreed to lower their rate to 6.31%—a 55 bps reduction, saving him over $80,000 over five years. The result? Significant savings, a stronger lending network, and a better deal—all for just $4,500. #ClientSuccess #CRE #GPARENCY #MortgageBrokerage #Savings #CommercialRealEstate

???Big News for GPARENCY!??? Thank God, we’ve reached a major milestone! October marked our third consecutive month of 20% month-over-month growth, with total loan conversions hitting?$100 million! But the real win is for our clients. At GPARENCY, we’re proud to be the?only broker with a process that practically guarantees our clients get the best financing deal—by shopping the market on their behalf for a flat $4,500 fee. Here’s how it works: We create competition and find new lenders. By leveraging your existing relationships, we push those banks to offer you better terms and rates while we shop the broader market, bringing back potential options with improved terms, rates, and even higher proceeds. You then have the freedom to go direct with the new options or leverage them to improve your deal with your current broker or lender—no strings attached, just the best choices. While the actual number of converted deals in October is still modest, with God’s help, this momentum will allow us to double our impact every 3-4 months, delivering even more value to the clients we serve. A huge thank you to our clients, team, and partners for trusting us with your business and for supporting our mission to democratize commercial real estate financing. This journey is just beginning! Here’s to more milestones, more partnerships, and setting a new standard in transparency and results in commercial finance. How can we work together to make your next deal the best one? #ThankYouHashem #GPARENCY #CommercialRealEstate #CRE #Growth #Milestone #Transparency #BestDeals

Why settle for ‘good enough’ when ‘great’ is within reach? With GPARENCY, we elevate your mortgage rate shopping, so you can unlock better deals and leverage your broker to achieve the best outcome. Ready to take your deal to the next level? Learn more here: https://gparency.com/

Leverage is everything when it comes to securing the best mortgage rate. For a fixed fee, GPARENCY shops the market and gives you the power to negotiate better terms with your broker. Maximize your deal without the hassle—let us do the heavy lifting. Contact us today: https://gparency.com/

?? What a month it’s been! Our banking team has been working tirelessly over the past 30 days, and the results have been outstanding. We’re securing highly competitive quotes across a wide range of property types and states. From the lowest rates to the best terms, now’s the perfect time to give us a shot at your deal. ?? Let us show you what we can achieve—your next successful deal is just a conversation away! #CommercialRealEstate #CRE #Loans #CommercialLending #BestRates #DealMaking #BankingTeam

Wishing all our clients, partners, and friends a year filled with success, peace, and new opportunities. From all of us at GPARENCY, we hope the Jewish New Year brings you and your loved ones a sweet and fulfilling year ahead. #ShanaTova #NewYear #GPARENCY

??? Congratulations to Rachel Radner!??? We’re proud to announce that Rachel has been recognized as one of the?2024 Women in Commercial Real Estate (WICRE (Women in Commercial Real Estate))?by the New York Real Estate Journal! Her dedication and expertise have made a significant impact at GPARENCY, and we’re thrilled to see her achievements honored. Rachel has been an integral part of our team, bringing her passion and knowledge to every project she touches. Her ability to navigate complex deals while building strong client relationships has been invaluable to our success. We look forward to seeing her continued growth and accomplishments in the industry! ??? Check out her feature in the NYREJ:?https://lnkd.in/eHmYnBUZ #WICRE2024 #GPARENCY #CommercialRealEstate #WomenInRealEstate #RealEstateLeaders #NYREJ

Small Mixed-Use Owner-Occupied Purchase, Queens, NY Challenge: This is a smaller deal which the client sought financing to purchase three connected buildings, along with the electrical business occupying them. The buildings were older, and the business was underperforming with no financials to show. The entire commercial space in each of the three buildings, along with one of the residential units, was being used for the business, Most lenders (SBA and Conventional) returned with offers that fell significantly short of the needed proceeds. Solution: GPARENCY connected with a bank that took the time to understand the client’s vision for both the buildings and the business. Within a week, the bank recognized the potential in the deal and, at the client’s request, agreed to waive the guarantee from the business. This allowed us to secure a loan with a competitive 6.5% interest rate and a flexible prepayment structure, ensuring the client could move forward confidently with both the property and business acquisition.

Massachusetts $8mm Multifamily Purchase with the option for Condo ReleasesChallenge: The clients were purchasing a property with significant value-add potential by raising rents to market levels. However, lenders typically base their offers on the lesser of the purchase price or the stabilized value while meeting DSCR requirements. As a result, most lenders offered significantly lower proceeds, and even private lenders were reluctant to provide the desired loan amount. Additionally, the client wanted the rights to potentially condo the building and have releases for each unit. Solution: GPARENCY?shopped the deal to private bridge lenders, large national banks, and local banks & credit unions. After several offers that didn’t meet the client’s expectations, we found a bank expanding its branches near the property, willing to stretch to make the deal happen. We secured the full proceeds the client sought, locking in a 6.3% rate with a local bank for the full 75% of the purchase—$6mm—with the rights for condo release, far better than the double-digit rates from private lenders. This client will now have a long-term direct relationship with the bank.