Globe Life American Income Division: Hawthorne Organization

Life's obstacles make the journey worthwhile. Embrace each challenge as a stepping stone to greatness. ?? #EmbraceChallenges #MeaningfulLife

Life insurance can do so much more than cover funeral costs! From replacing lost income to funding your kids' education, it’s a way to keep your dreams for loved ones alive, even when you're not around. Protect the future you’re building.

It’s the little things that add up! This Monday, let’s set our sights on progress over perfection. What’s one small goal you’re working on today? Let’s start the week strong! #MotivationMonday #SmallWins

?? Is Life Insurance Taxable? Here’s What You Need to Know! ?? Life insurance is a valuable tool to protect your loved ones financially, but what about taxes? Here’s a quick breakdown: ? Typically Tax-Free: In most cases, life insurance payouts (death benefits) go to beneficiaries tax-free. This means your loved ones receive the full amount. ?? Exceptions to Keep in Mind: If you receive interest on a death benefit, that interest is taxable. Large estates may face estate taxes, which could include your life insurance if your assets exceed the exemption limit. Selling a life insurance policy, like in a life settlement, may result in taxable income. ?? Want to Learn More? Check out this article from CNBC to understand the tax details and maximize your family’s benefit. Learn more: https://ow.ly/XNYV50U6nZ0

??? Who Really Needs Life Insurance? ??? Life insurance isn’t just for those with families—it’s a crucial part of financial planning for many. Here’s a look at who should consider coverage: ?????? Parents: Protect your children and provide for their future needs, from daily expenses to college tuition. ?? Married Couples: A policy can support your spouse by replacing your income and covering shared debts like mortgages. ?? Homeowners: Life insurance can ensure that your mortgage and other debts are covered, so your family isn’t left with unexpected financial burdens. ?? Business Owners: Protect your business and provide financial support for partners, employees, and your family. ?? Anyone with Debt or Dependents: If someone relies on your income or would be impacted by your debts, life insurance can provide a safety net. ?? Learn More: https://ow.ly/RKBL50U6o1T

Did you know that the average cost of life insurance is only $26 a month? #FunFactFriday

New 5-star Review! ????? "My agent Joe Stewart was awesome! He explained to me thoroughly each step of the process, he was very patient with me. He is very knowledgeable about the services the company offers. With his help, I found exactly what I was looking for within my budget. His manager, Nicole, was also a great help!"

Surround yourself with those who believe in you and your dreams. Positive support is the fuel for ambition! ? #PositiveCircle #DreamBig

You may feel unstoppable now, but life insurance is about preparing for the unexpected. Locking in a policy while you're young and healthy can mean lower premiums for future peace of mind. ?? Start protecting tomorrow, today.

Happy Monday! ?? Remember, progress is progress, no matter how small. This week, let’s make the most of where we are and take one step closer to our goals. What’s your focus for the week? #MondayMotivation #KeepMovingForward