GHS Federal Credit Union

?? New Job Posted! ?? GHS Federal Credit Union is looking for a Member Engagement Specialist to join our Marketing team! ?? Are you passionate about social media, community outreach, and financial literacy? Do you love connecting with local organizations and making a real impact? This role is all about building relationships, managing social media content, and ensuring GHS stays involved with the community through partnerships and charitable giving. If you’re a community-minded go-getter who thrives on engagement and storytelling, we want to hear from you! ?? Location: Binghamton, NY. ?? Apply Now: https://lnkd.in/gpnEGXsQ #CareerOpportunity #SocialMediaJobs #CommunityEngagement #GHSFederalCreditUnion #SayYEStoGHSCareers

?? Are Hidden Fees Draining Your Bank Account? ?? You might be paying way more in banking fees than you realize—ATM surcharges, overdraft fees, and even sneaky subscription charges can quietly add up over time. But guess what? You don’t have to accept them! ?? This #FinancialWellnessWednesday, we’re exposing the hidden fees that could be costing you hundreds each year—and how to avoid them. From choosing fee-free accounts to setting up smart alerts, we’ve got the insider tips to help you keep more money where it belongs: in your wallet. ?? ?? What’s the most surprising fee you’ve ever been charged? Drop it in the comments! ?? #SayYesToGHS #SmartMoneyMoves

“In The Know” is GHS FCU’s quarterly member newsletter. Stay up to date on the the latest news, upcoming events, financial tips and hear from your President/CEO. In this issue you will learn about the VITA program at GHS, what’s new in digital banking, our business lending options, and read about the latest news and events from our GHS team! Download your copy today here: https://ow.ly/mSAT50VbeNW

???? Take control of your credit card debt! ???? Struggling with multiple payments and high interest rates? Consolidate your balances onto a GHS Visa Credit Card and enjoy: ? 0% interest for the first 6 months ? Rates as low as 7.90% after that* ? One easy monthly payment Manage your debt faster & smarter with a balance transfer that works for YOU! ??? Say YES to financial freedom with GHS! ?? Learn more: www.ghsfcu.com/credit-card #GHSFCU #SayYesToGHS #BalanceTransfer #DebtFreeGoals #SmartFinances #CreditCardTips #BuildCredit #ConsolidateDebt #SouthernTierNY #NEPA #FinancialFreedom *APR = Annual Percentage Rate. 0% APR introductory rate and then, 7.90% APR to 17.90% APR fixed rate after the first six months. Rate shown is “as low as.” The rate will not increase while the plan is open. Some restrictions may apply. Rates and terms are subject to change.

At GHS Federal Credit Union, giving back to our community is at the heart of what we do. This year, we’re proud to announce that through our Denim Days Fund, we’ve donated $1,000 to the United Way of Mid-Rural NY! Denim Days is a long-standing tradition at GHS, where every Friday, our employees donate $1 for the opportunity to wear denim to work. This 2024 donation reflects our commitment to making a difference—one dollar, one Friday, and one pair of jeans at a time. Thank you to our incredible team for their generosity, and to United Way of Mid-Rural NY for the amazing work they do to support individuals and families in need in Chenango, Delaware, Otsego, and Madison Counties. Founded with a focus on serving local communities, GHS Federal Credit Union strives to provide financial solutions and community support that empower individuals and families. From financial literacy to community giving, GHS is committed to making a meaningful difference in the lives of its members and beyond. To learn more about the United Way of Mid-Rural New York and get involved in their annual campaign, head over to https://ow.ly/HPQu50V2cPI. To read more about GHS' commitment to investing in our communities, head over to https://ow.ly/7U1I50V2cPM

????? 100 EPISODES! ????? We’re celebrating a major milestone on the Dollars & Cents Crosstalk Podcast with our 100th episode! ??? Hosts Shawn Wolbert and Lisa Young welcome back special guests from the GHS Federal Credit Union leadership team for a conversation filled with wisdom, laughs, and the financial advice we’d give our 21-year-old selves. ?? What do we wish we had known about money back then? Tune in to find out! ?? Listen now: https://lnkd.in/gh4fcsV4 #DollarsAndCentsPodcast #GHSFCU #100Episodes #FinancialWisdom #MoneyMatters #SayYesToGHS

All GHS FCU branches and call center will be closed on Monday, February 17th in observance of President's Day. We will reopen for normal business hours on Tuesday, February 18th. Our digital banking and free ATM network remain available 24/7. To log-in or find an ATM near you, head over to www.ghsfcu.com for more information.

All GHS FCU branches and call center will delay opening today, February 6, 2025 until 11 AM due to severe weather. Digital banking, our free ATM network, and the lost/stolen Visa phone line remain open 24/7.

?? Avoid These Budgeting Pitfalls & Take Control of Your Finances! ?? Managing your budget effectively is a key step toward financial security. However, common budget busters can make it challenging to stay on track. Here’s how to avoid them: ? Impulse Purchases – Stick to a planned shopping list. ? Subscription Overload – Review & cancel unused services. ? Dining Out Too Often – Consider meal prepping for savings. ? Skipping Savings – Set up automatic transfers to pay yourself first. At GHS Federal Credit Union, we’re committed to helping you make informed financial decisions. ? ?? Explore more budgeting strategies & tools at https://lnkd.in/gh4fcsV4. #SayYesToGHS #FinancialSuccess #BudgetingTips

Have Your 2024 Taxes Prepared for Free! GHS Federal Credit Union will again be participating with the Internal Revenue Service (IRS) and Hartwick College to offer free federal and state income tax return preparation and free electronic filing through the VITA program to help underserved people in our communities. GHS wants to make sure that the residents of our community who need it most are able to prepare their taxes with a certified IRS volunteer for no cost. So often we see individuals pay more than $100.00 to have their taxes prepared, and then talked into a tax refund loan with additional costs and fees. VITA sites offer free tax help to people who need assistance in preparing their own tax returns, including: Households who generally make $67,000 or less annually Persons with disabilities; and Limited English-speaking taxpayers To learn more and see if you qualify, or if you're looking to apply to one of our low-interest lending options to help with any taxes due, head over to www.ghsfcu.com/vita.