Quoll

Some potentially big changes coming to Florida that may impact community resilience. Florida lawmakers are exploring the elimination of property taxes on primary homes, replacing that revenue with higher sales taxes. This shift is driven by soaring home prices and concerns over affordability and rising tax bills. While it could help homeowners stay in place, critics warn it might increase costs for renters and low-income residents. It’s early in the discussion, but the ripple effects could be significant for housing stability and climate resilience. #RiskManagement #Resilience #quollintelligence #climaterisk #insurance #financialprotection https://lnkd.in/g3aamPaT

Insurance affordability is no longer just a concern for coastal or wildfire-prone areas. In Oklahoma City, one couple saw their premium double to $3,500—not due to hurricanes or wildfires, but because of hail and wind damage, both risks that can often be mitigated. Last year alone, severe convective storms caused $58 billion in losses for U.S. As a result, homeowners across the middle of the country are increasingly struggling to find or afford coverage. #RiskManagement #Resilience #getquoll #climaterisk #insurance #financialprotection https://lnkd.in/gPXCxKEV

As wildfires threaten high-risk areas, the question isn’t just how to rebuild—it’s who pays if it burns again. While taxpayers may help with infrastructure, insurers are pulling back, leaving homeowners with rising costs and fewer options. For many, the financial strain of mortgage payments on destroyed homes during yearslong rebuilds makes staying impossible. One official estimates 75% of residents won’t return. #RiskManagement #Resilience #quollintelligence #climaterisk #insurance #financialprotection https://lnkd.in/g-Cg5WWy

"...it’s just that the houses are running out of room now"... Flooding and erosion could cost Nantucket $3.4B by 2070, putting 2,400 buildings at risk. The Coastal Resilience Plan calls for $1B in projects—but who’s footing the bill? Even with taxpayers, state funds, and grants covering costs, the risk-driven financial burden keeps growing. #RealEstate #RiskManagement #ClimateRisk #Resilience https://lnkd.in/gSwp2qSV

?? Real estate is more than just the property itself. Climate, geography, and local resilience directly impact risk and long-term value—yet many investors overlook them. Are you factoring in the full picture? Read our latest blog to learn why community context matters: ?? https://lnkd.in/gxhgzgtz #RealEstate #RiskManagement #ClimateRisk #Resilience

?? Investing in one of the fastest-growing states? ?? Before you buy, consider the risks. Many top migration destinations face hurricanes, floods, and severe storms, making resilience a critical investment for property owners. Explore our latest blog to see what’s at stake: https://lnkd.in/gp4qhj8q #RealEstate #ClimateRisk #Resilience #PropertyInvestment

California’s insurer of last resort might be getting a $1 Billion lifeline now to cover its exposure from the L.A. fires, but in the long term, “The responsibility now is on local governments to build better”. #RiskManagement #Resilience #quollintelligence #climaterisk #insurance #financialprotection https://lnkd.in/gfErqwx2

Save the date for the upcoming webinar presented by Quoll: How Climate Risk is Reshaping Real Estate Investing ?? April 17, 2025 | ? 11AM PDT | 8PM CET Join us as we present how climate analytics can shape real estate investments & risk management. Register at the link below! #RiskManagement #Resilience #quollintelligence #climaterisk https://lnkd.in/gst2J_yp

Relocating can be costly and complex, especially when moving to areas with high climate risks, but millions of Americans are still making the move. A new report shows that one region is attracting more new residents than any other. #RiskManagement #Resilience #quollintelligence #climaterisk #insurance #financialprotection https://lnkd.in/dr349uNg

Major Real Estate Changes: What You Need to Know New real estate rule changes are disrupting the traditional commission model, and the industry is only starting to manage the impacts. But beyond financial shifts, climate resilience is becoming a critical factor in real estate decisions. Here’s what all that means for buyers, sellers, and agents: For Homebuyers: Transparency in commission structures means you can focus more on securing properties that are resilient to extreme weather, flooding, and wildfires. As climate risks rise, investing in homes with sustainable features could save you long-term costs on insurance and maintenance. For Sellers: Without guaranteed commission incentives for agents, sellers may need to highlight a home’s climate resilience—energy efficiency, storm-proofing, and sustainability features—to attract buyers willing to pay a premium for long-term security. Market Uncertainty: As agent compensation models shift, we could see a rise in climate-conscious real estate platforms that help buyers find resilient homes and sellers showcase eco-friendly upgrades. Legal & Economic Factors: High mortgage rates and affordability concerns are already reshaping the market, but climate risks are adding another layer of complexity. Some areas may see property values drop due to environmental risks, while others with strong resilience measures could hold or even increase in value. What’s Next? The real estate industry is at a crossroads. Lower transaction costs, new buying models, and a growing emphasis on climate adaptation could define the future. Will resilience become a key selling point? How will regulations shape climate-proof home buying? #RiskManagement #Resilience #quollintelligence #climaterisk #insurance #financialprotection https://lnkd.in/gmRuh_JD