Gates Insurance Agency, Inc.

Experiencing a car break-in is both unsettling and all too common. To help you handle this unfortunate situation, we’re sharing a quick overview of key steps to take if you think your car has been broken into. Save this post for future reference, and share it with your network as a helpful reminder. As always, do not hesitate to reach out with any insurance questions or needs.

Are you driving for a rideshare company like Uber or Lyft? ???? We’ve seen an uptick in clients doing so part- or full-time, so we decided to answer some insurance-related ridesharing questions ?? Swipe through to get your questions answered, and comment any other questions you have!

?? Hurricane season is officially in full swing. As agents who help people recover from financial setbacks caused by natural disasters, we want to remind you that being prepared can make a world of difference. Swipe through for some guidance to help you stay ahead of any storm that may come your way. And one more quick thing: review your insurance policies to understand what's covered after a hurricane hits. Feel free to reach out if you need help understanding your policies or exploring additional coverage options. Got any other tips? Leave them in the comments ??

Picture this: You come home to find your basement swamped with 3 inches of water and raw sewage. What now? Swipe ?? to dive into the must-knows of protecting your home from unexpected and costly damage. Let's keep your home safe and sound. For coverage options or questions about your current coverage, reach out to our team. We are always here to help.

As we transition into fall, deer are more active, especially during dawn and dusk. With that in mind, it’s important to be extra vigilant on the roads throughout the season. Here are some tips to keep you safe: 1?? Drive slowly, and stay alert. Reduce your speed, especially in rural and wooded areas. 2?? Always scan the shoulders for deer. At night, watch for the reflection of deer eyes in your headlights. 3?? If driving at dawn or dusk, use your high beams when appropriate to increase visibility. 4?? It may be tempting, but try to avoid swerving. If a deer appears, it's much safer to immediately brake and hit the deer than to swerve and risk a more serious accident. 5?? Keep an eye out for more deer. Where there’s one, there are usually more. If you have an incident with a deer and need guidance on filing a claim, we are always here to help. Stay safe and drive carefully this season.

As the travel season winds down and we return to our usual routines, it's crucial to ensure your second home is secure while you're away. That’s why our team has put together some valuable tips to help you protect your property. Swipe through to learn more. If you have insurance-related questions about your property or otherwise, reach out to us anytime. We’re here to help!

Don't overlook employment practices liability insurance (EPLI)! It's crucial protection against claims brought forth by employees alleging wrongful employment practices (including discrimination, harassment, and wrongful termination) Did You Know? ?? Defending a single-employee lawsuit can easily cost $40,000-$120,000. ?? Companies embroiled in lawsuits often divert substantial resources toward defense, leading to prolonged resolution periods. EPLI is essential for businesses of all sizes. Let’s protect your business from financial and reputational damage.?? Contact us today for tailored solutions for your business.

Wishing all of you a joyful Labor Day weekend! We hope it’s filled with relaxation and happiness in the company of friends and family ?? Our office will be closed on Monday, September 2nd, in celebration of the holiday. We’ll be back to assist you on Tuesday, September 3rd!

What if we told you that spending $20 a year could end up saving you thousands of dollars? ?? How, you ask? Gap insurance! If you’re wondering what gap insurance is, read below ?? ?? Gap insurance covers “gaps” in what your vehicle is worth and the amount left on your loan at the time of an incident. ?? If your car is stolen or declared a total loss, gap insurance kicks in to cover the difference. ?? You can generally only buy gap insurance within three years of purchasing a new car. ?? Gap insurance is incredibly affordable, only around $20 a year. Got any questions? Feel free to give us a call.

Are you striving to assemble the best driving team? A crucial step in your recruitment process is ensuring the safety and reliability of your drivers, which in turn protects your business from potential costly consequences. A simple solution: requiring a Motor Vehicle Record (MVR) check during the hiring process. An MVR offers a comprehensive view of an applicant's driving history, including any accidents, violations, or suspensions. This essential step not only helps us identify the most qualified drivers but also significantly reduces your company's risks. As your dedicated agents, we are here to assist in safeguarding your business and making informed hiring decisions. For any queries or further assistance, please feel free to reach out. Contact us today to discuss!