Yikes! Don't wait to file workers comps claims. Our CEO ??Michael Fusco, CIC shares why!??
???????????????? ????????????: ?????? ?????? ?????? ???????? ???????? ?? ???????? ???? ??????—?????? ?????? ???????? ???? ???????? ????. I'll spare you the pictures. Trust me—you don't want to see them. A minor puncture wound to an employee's thumb at a manufacturing facility turned into a flesh-eating bacterial infection that almost cost the worker his hand. When my client texted me the image, I almost fell off my chair. ?????? ????????'?? ?????? ????????????—a few days earlier, the employer called me asking if they needed to file a workers' comp claim (this was before the infection when the injury was minor). My answer? ??????. ???????? ?????? ??????????. ?????????? ???????????? ????????. I understand—you want to keep your workers' comp history clean. You also worry about higher premiums, a negative impact on your Experience Modification Factor, and fewer options at renewal. But here's what employers fail to realize: ?? Not filing the claim could cost your business FAR MORE in the long run. ?? It exposes you to lawsuits, compliance fines, and skyrocketing long-term costs. ?? It increases your total cost of risk and damages your bottom line. The case above is just one of many I've seen in my career. I could tell stories for days. ?? Want the hard truth about workers' compensation reporting? Read my latest article explaining why delaying a claim is a massive financial mistake.