Fundswell Consulting Group LLC

?? ????????: ???????? ??????????????????-?????????????? ?????????? ???????????????? ?????? ?????? ????????? Inflation continues to challenge small business owners, impacting everything from operating costs to cash flow. We want to hear from you! Which of these inflation-related issues affects your business the most? ?? Rising supply costs ?? ?? Higher wages & labor expenses ?? ?? Declining customer spending ?? ?? Increased loan/credit costs ?? ?? Which one would you like to learn strategies to handle? Drop a comment below, and we’ll share actionable tips to help you navigate inflation’s challenges!

?????????????? ???? ??????????: ???????????????????? ?????????????????? ???????????????????? ?????? ???????????????? ???????????? As we step into March, many business owners are feeling the ongoing effects of inflation. But what exactly is inflation, and how can you spot its impact on your business? Inflation is challenging, but proactive strategies can help your business stay resilient. What inflation-related challenges are you currently facing? Let’s discuss below! ????

???????????????? ??. ??????????: ?????? ??????????????-???????????? ?????????????????????? ?????? ?????????????????? ?????????????? ???????????? When Reginald F. Lewis acquired TLC Beatrice International for $985 million in 1987, he became the first Black American to build a billion-dollar business. A Harvard Law graduate, he pioneered leveraged buyouts (LBOs), acquiring undervalued companies and turning them into profitable enterprises. ?? ?????? ????????????: Ownership, strategy, and wealth-building. ?? ?????? ????????????: Opened doors for Black entrepreneurs in private equity. ?? ?????? ????????????: Smart acquisitions and financial leverage create generational wealth.

???????????? ???????? ????????????: ?? ?????????????????? ?????????????? ?????? ?????????????? ?????? ???????? Maggie Lena Walker wasn’t just a businesswoman—she was a financial visionary. As the first Black woman to own a bank in the U.S., she founded the St. Luke Penny Savings Bank in 1903 to provide Black entrepreneurs and families access to capital when traditional banks shut them out. ?? Her Lesson? Financial independence is power. She encouraged saving, homeownership, and investment within the Black community. ?? Her Impact? Under her leadership, thousands gained access to banking services, proving that economic empowerment fuels progress. This Black History Month, let’s honor leaders like Walker who paved the way for inclusive finance. What lessons from her legacy inspire you today? #BlackHistoryMonth #FinancialFreedom #Entrepreneurship

?? Black entrepreneurs have been shaping industries, building wealth, and creating opportunities for generations. Yet, access to capital remains a challenge. This Black History Month, we honor the resilience, innovation, and contributions of Black-owned businesses. At Fundswell Consulting Group, we’re committed to closing the funding gap and ensuring every business has the financial tools to thrive. ?? Whether you need funding for expansion, equipment, or real estate investments, we’re here to help. Let’s celebrate Black excellence by creating more opportunities for success. #BlackHistoryMonth #BlackExcellence #BusinessFunding #EconomicEmpowerment

?? ???? ?????? ???????????? ????? ???????? ?????? ?????????????? ?????????????????? ??????? We’ve shared a lot of insights this month, and we want to know—did you learn something new from us? Whether it’s about financial planning, financing options, or growing your business, we’d love to hear how we’ve helped you. We’re here to help you succeed, so if you haven’t already, don’t forget to follow us for more tips, advice, and financing solutions tailored to your business needs.

?? ???? ???? ?????????? ???????? ??????????, ??????’?? ?????????????? ???? ???????? ??????’???? ?????????????? This month has been all about getting smarter with financing and understanding how it can benefit your business. Let’s do a quick recap of what you’ve learned with us: 1. Do You Have a Financial Plan Already? 2. Understanding Different Financing Options 3. How Financing Can Fuel Growth 4. The Importance of Timely Payments As we close this month, take a moment to reflect on the steps you’ve learned and how they can help you improve your financial management.

?? ???????? ???????? ???????????????? ???????????? ???????? ?????????????????? Financing isn’t just for emergencies—it’s a smart way to grow your business. Here’s how: ???????????? ????????????: Open new locations, enter new markets, or scale production with the funds to grow beyond your current limits. ?????????????? ??????????????????: Invest in tools that boost efficiency and productivity without draining your cash flow. ?????????? ???????? ????????: Hire skilled talent to support your growth and drive success. ?????????? ?????????????????? ?????? ????????????????????: Increase visibility and stay competitive with funding for campaigns or product development. ??????’?? ???????? ??????????????—t??????????. Strategic financing can help you achieve the growth you’re aiming for.

?? ???????????????? ?????? ?????? ???????? ???????? ?????????????????? ???????????????? Once you've secured financing, it's crucial to plan ahead to ensure you can comfortably repay it. Here are some strategies to keep your finances in check: Staying proactive and organized about your loan payments is key to ensuring your business remains on track. By planning and monitoring your cash flow, you can ensure you’re prepared to meet your obligations and keep your business

?? ???????? ?????????????????????????? ???? ?????? ???????? ?????? ?????????????????? ?????????? ???? ??????????????????? Not all financing types require the same set of documents. The documentation you'll need can vary depending on the type of financing. Here's a general breakdown: ??. ?????????????????? ???????? ???? ???????????? For an unsecured line of credit, you’ll typically need: Financial Statements; Tax Returns; Proof of Legal Entity; Personal and Business Credit Scores ??. ?????????????????? ?????????????????? For equipment financing, the lender will likely ask for: Equipment Details; Business Financials; Personal or Business Credit Score; Tax Returns (May be needed for larger amounts). ??. ???????? ????????????-???????????????? ?????????????????? For real estate-specific financing, such as for property investments or projects, you’ll generally need: Property Appraisal; Property Details (Title or ownership documents, location, images); Proof of Income/Business Cash Flow (To assess ability to repay); Business Tax Returns. ??. ???????? ???????? ?????????????????? For cash flow financing, you’ll often need: Recent Bank Statements; Financial Statements; Proof of Steady Revenue; Business Tax Returns. The documentation required for financing can vary depending on the type of loan and the lender. However, having a solid understanding of your financials and the specific loan type can help you prepare more effectively.