FSC Wealth Advisors, LLC

When women are empowered with financial knowledge, they can shape a better future, for themselves, their families, and the world.

Congratulations to our CEO James M. Comblo, CFF, President – FSC Wealth Advisor, for being named one of Hudson Valley's Top Forty Under 40 Movers & Shakers! This prestigious award recognizes individuals who are making a significant impact in the Hudson Valley community through leadership, dedication, and service. James' recognition is not only a testament to his hard work, but also a reflection of the incredible clients we serve and the entire team at FSC Wealth Advisors. We're proud to have a leader who is committed to helping our community thrive!

Are You Setting Your Business Up for Success—or for Costly Mistakes? The foundation of a great business isn’t just your product or service—it’s your business structure. Yet, too many entrepreneurs choose blindly, not realizing their decision could: → Expose personal assets to lawsuits → Cost thousands in unnecessary taxes → Limit growth and sale opportunities The truth? There’s no one-size-fits-all answer. Your structure should align with your goals, risk tolerance, and long-term vision. In my latest blog, I break down: → How different structures impact taxes, liability, and growth. → Real stories of business owners who got it right AND wrong. → Key factors to consider before filing. Before you file another tax return, make sure your business is structured for success. What business structure are you using? Drop a comment below! ??

I started HER Wealth for one reason: to make sure my wife and three daughters would have the financial knowledge they need- no matter what. Too many women grow up without the financial education they need to build wealth and protect their future. That’s why I created HER Wealth—to bridge the gap and empower the next generation. If you have a daughter, sister, or niece (16-28), this conversation is for you. ??? Watch the full discussion here: ?? What’s one piece of financial advice you wish you had learned earlier? Drop it in the comments!

We started HER Wealth for one reason: to make the woman of the future have the financial knowledge and confidence they need- no matter what. Too many women grow up without the financial education they need to build wealth and protect their future. That’s why I created HER Wealth—to bridge the gap and empower the next generation. If you have a daughter, sister, or niece (16-28), this conversation is for you. ??? Listen to our CEO James M. Comblo, CFF, President – FSC Wealth Advisor discuss the program here:

Honored and grateful to be named a 2024 40 Under 40 by the Dutchess County Regional Chamber of Commerce! As always, this recognition isn’t just about me—it’s a reflection of the incredible clients I get to serve, the team at FSC Wealth Advisors, and the unwavering support of my family. Huge congrats to my fellow honorees—looking forward to celebrating with you all! https://lnkd.in/eYRPfMuf

When it comes to preparing for retirement, simply saving isn’t enough—especially for high-income earners. The key to a successful retirement isn’t just about how much you make or even how much you save—it’s about how much you keep. To truly maximize your retirement savings and minimize your tax burden, here are some advanced strategies to consider: ?? How to effectively use tax-deferred accounts ?? Leveraging Roth IRAs and Backdoor Roth IRA strategies ?? Using life insurance as a powerful tax-efficient wealth-building tool. If you're looking to protect more of your hard-earned money and build a retirement plan that truly works for you, check out the full article below.?

Are you wondering if you have enough saved to retire comfortably these days? Recent studies show that most Americans feel they need about $1.5 million to retire comfortably. Naturally, it's a lot more complicated than that—it really comes down to your own personal facts and circumstances. Here are only a few of what I think are the most critical factors for a successful retirement: ??Understanding your expenses ??The impact Inflation has on your retirement ??Taxes ????Your health ??Withdrawal strategies Whether you're approaching retirement, feeling burnt out at work, or just ready for the next chapter, it’s essential to think about your goals, age, and asset levels. This way, you can start planning for a successful retirement.

Are you a small business owner wondering what happens when it's time to pass the torch? Whether you've meticulously planned for the future or find yourself in uncharted territory, succession planning is the key to ensuring a smooth transition of ownership and leadership. Here are the most common pitfalls I see when it comes to business succession planning: ??Planning your exit too late ??A lack of financial planning ??Non-existent exit strategy Don't know where to start when it comes to your small business exit plan? Watch the video below for some insights and firsthand experiences I've encountered throughout the business succession process.

Now that tax season is over for most people, you may be asking yourself how can I pay less in taxes next year? I have a simple solution: ??Tax Planning Tax planning is taking a proactive approach to taxes and should be done throughout the year to avoid overpaying taxes now and in the future. Remember tax planning isn't just about filing your taxes it's about minimizing your lifetime tax burden.