Frontier Farm Credit

It’s human nature to compare current conditions to history. In doing so, we risk overlooking the difference. Join us as we review how 2025 is different than the last margin compression era. Register to watch live or later: https://lnkd.in/gEsipYDT This webinar will feature Agriculture Economic Insights co-founders David Widmar and Brent Gloy, and Chad Gent, our SVP of retail credit.

Our economist Matt Erickson shares an overview of the headwinds shaping volatility and uncertainty as producers enter a new production season. ? ??????????-?????????????? ????????????, ??????????-?????????????? ?????????? U.S. crop producers have experienced significant margin compression in the past year, and crop prices are expected to remain depressed in 2025. Producers continue to deal with ‘sticky’ costs like cash rents, machinery costs, production inputs and more. ???????????? ?????????????????????? ?????????????? ???? Soybean production in Brazil and Argentina is forecast to reach a record 220 million metric tons for marketing year 2024-25. Meanwhile, reduced supply and strong demand has led to an increase in U.S. corn prices in the first quarter of 2025. ?????????????? U.S. agriculture is concerned about the impact tariffs will have on its three top trade partners?– Canada, China and Mexico. In 2024, these three countries accounted for 47% of total U.S. agricultural export value. While inherent to agriculture, uncertainty comes with a unique set of risks that require a fresh look at an operation’s financial position and strategies. Read the full article for steps producers can take to prepare for the year ahead. Link in comments.

As the world's population has grown, so has U.S. agriculture. Since 1990, U.S. farmers have produced 63% more tons of corn, soybeans, wheat and sorghum. That is one example of the growth paradigm that has shaped the U.S. ag industry for the past 30 years. But, can the same paradigm carry the industry for another 30 years and successfully transition the farm to the next generation? ? Our analyst Matt Clark at Terrain is diving into the question of how the world reaching peak population will affect agriculture. Part of that research means looking into exports and how trade shifts correspond with population growth. For example, Asia, whose population increased 50% from 1990 to 2024, is now the biggest buyer of U.S. corn, soybean, sorghum and wheat exports. Link to full article in the comments below.

Join us in celebrating the women in ag who make a difference every day. Your hard work and dedication are an inspiration to us all. Happy International Women's Day!

Today, we celebrate our teammates who carry out our mission of serving rural communities and agriculture. Thank you for your hard work and dedication. Happy Employee Appreciation Day!

This week at Commodity Classic, we had the privilege of connecting with producers from across the country. From insightful conversations at the coffee café to handing out customized hats, the Farm Credit booth was buzzing with a shared passion for agriculture. ? Thank you to everyone who stopped by our learning sessions and joined us for Farm Credit's Policy, Profit, and Politics: Post-Election Implications panel featuring Matt Erickson, our ag economic and policy advisor. We look forward to continuing these valuable conversations next year. #Classic25

U.S. agriculture is structured to feed a growing world. Agricultural productivity in the U.S. today is nearly three times what it was in 1960, and the real value of U.S. agricultural exports has increased nearly 25 times since 1970. ? So, how do you prepare to farm in a world where the population will likely peak within the lifetime of many of today’s producers? Our analysts Don Close and Matt Woolf at Terrain dive into this question in The Big Shrink, a series that kicks off with a timetable for peak population and its impact on supply and demand. ? ?????????????? ???? ???????????? Changes to consumption patterns could soon accelerate as the population ages and the composition of food demand evolves. Globally, continued productivity gains in agricultural output around the world will make export markets more competitive at a time when many populations may be in sustained decline. Competition creates uncertainty, and uncertainty can yield increased volatility. ? ?????????????? ???? ???????????? Farmers are unlikely to experience an easy solution to labor challenges, which may accelerate the trend of consolidation, since larger farms can often exercise their economies of scale to adapt to productivity challenges. ? The populations in rural America are also likely to face challenges due to demographic shifts. From 2000 to 2020, more than half of the counties in rural America lost population, which could impede access to childcare, healthcare and economic opportunities in the communities farmers and ranchers call home. ? Link to full article in the comments below.

We're here at Commodity Classic, ready for great conversation and learning. We're hosting three learning sessions, all in Room 707. ? What the Heck is Going on with 45Z and Carbon Markets? Mitchell Hora, Continuum Ag Monday, March 3 | 10 a.m. The latest insights and news regarding the 45Z Clean Fuel Production Tax Credit and other carbon market initiatives. --- Economic Update Matt Erickson, Frontier Farm Credit Tuesday, March 4 | 10 a.m. Everything you need to know about inflation, interest rates, policy priorities from Washington and bullish and bearish factors shaping commodity markets. --- Farm Equipment Economics Matt Clark, Terrain Tuesday, March 4 | 11 a.m. Productivity is up thanks to improvements in farm equipment – but at a cost. Take a look at equipment costs and metrics to use when considering new purchases.

Regularly reviewing your crop insurance helps set your farm up for success. Discover the benefits of having an annual crop insurance review with us. ?

As a cooperative, we’re committed to sharing our financial strength with the producers we serve. For 21 straight years, we've shared our earnings with eligible customer-owners through our patronage program – putting more than $230.9 million of cash-back dividends into the pockets of farmers and ranchers to invest in their operations, families and communities.