Fremont Bank

Estate planning isn’t just about wealth—it’s about control and peace of mind over what happens to your assets and the people you care about. ??Estate planning isn’t just for parents. Even if you don’t have children, having a plan in place ensures that your assets go to the people or causes that matter to you. Without one, the state may decide who inherits your estate, which may not align with your wishes. ?? Want to learn more estate planning tips and how to plan for the future? Read our latest article for expert insights from Fremont Bank’s Head of Trust & Estates: https://bit.ly/3Fb8amp No matter where you are in life, Fremont Bank’s wealth management team is here to help. Member FDIC Trust and Investment Management Services offered through Fremont Bank are: NOT A BANK DEPOSIT · NOT FDIC-INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK · MAY LOSE VALUE

Did you know? Card skimming scams cost consumers and financial institutions over $1 billion annually—yet many people don’t realize how common they are. Let’s test your fraud prevention knowledge!?Vote, and find the answer in the comments. Read more about how to prevent skimming on our website: https://lnkd.in/evCVqvhP

Estate planning isn’t just for the wealthy—it’s for everyone who wants to protect their legacy and ensure their wishes are carried out. ??Keep your estate plan up to date. Major life changes—like getting married, having children, buying a home, or starting a business—should prompt a review of your estate plan. Even if life seems steady, reviewing it every five years ensures your plan reflects your current wishes. ?? Want to learn more estate planning tips and how to plan for the future? Read our latest article for insights from Fremont Bank’s Head of Trust & Estates: https://bit.ly/3Fb8amp Fremont Bank’s wealth management services can help you take the next step. Member FDIC Trust and Investment Management Services offered through Fremont Bank are: NOT A BANK DEPOSIT · NOT FDIC-INSURED NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY NOT GUARANTEED BY THE BANK · MAY LOSE VALUE

Meet Gabriel Barrozo—branch manager, mentor, and self-proclaimed Batman superfan. Gabriel first joined Fremont Bank in 2015 and has been shining as an associate for many years. Whether he's guiding clients toward financial success or helping his team members grow in their careers, Gabriel is all about making an impact. Want to know what drives him? Learn more about Gabriel in this month’s Associate Spotlight: https://bit.ly/41nVuAg Member FDIC

Today is International Women’s Day! ?? Every workplace has the power to create change toward gender equality. Here's how you can make a difference: ? Advocate for women in leadership. ? Build mentorship programs that elevate diverse talent. ? Ensure equal pay and growth opportunities. ? Challenge biases—big and small—that hold women back. This #IWD2025, we want to know: How are you supporting the women in your workplace? #AccelerateAction

At Fremont Bank, we believe great people make great banking. On this Employee Appreciation Day, we want to recognize the dedication, expertise, and passion our associates bring every day. Whether they’re finding creative solutions for clients, strengthening relationships, or giving back to the community, their impact is felt far beyond the walls of our branches. To our team—thank you for making Fremont Bank a place where both clients and colleagues thrive. Your hard work does not go unnoticed! #EmployeeAppreciation Member FDIC

Building credit responsibly is one of the smartest financial moves you can make—and starting early is key. Credit cards helps establish your credit score, giving you the financial reputation you need to secure lower loan rates, rent your dream apartment, or even land a job. In our latest blog, we cover everything Gen Z parents need to know to help their kids get started with credit cards the right way. From choosing the right card to tips on managing your spending and boosting your credit score, discover how Fremont Bank can help set you up for financial success. https://bit.ly/3DcZIlU Member FDIC

If you haven’t negotiated vendor contracts this year, you could be leaving money on the table. ??Business Finance Tip: Renegotiate your vendor rates. ? Action item: Review your contracts and call key suppliers to ask about discounts or better terms for early payments. A few strategic conversations can boost your bottom line. Smart businesses don’t just make money—they save it, too.

Banker by day, DJ by night? Not quite—but Dominique Guting from our Walnut Creek branch has done both!???? Before stepping into banking, Walnut Creek Branch Manager Dominique Guting was traveling the world as a touring and club DJ. Now, with 12 years at Fremont Bank, he’s built a reputation for exceptional service, strong client relationships, and a deep understanding of the unique needs of each community he serves. Want to know what makes Dominique a standout banker??? ?? Favorite part of working at Fremont Bank: Learning from the diverse communities around each branch and tailoring financial solutions to fit their needs. ?? Fun fact: His career has taken him from DJ booths to bank branches—but his passion for connecting with people remains the same. ?? His advice to clients: “A strong relationship with your banker makes all the difference. We’re here to provide expertise, solutions, and insights to help you navigate your financial future.” ?? Customer service philosophy: Dominique believes in taking ownership of every client’s experience, delivering Six Diamond service, and acting as a trusted financial partner. Dominique’s dedication is just one example of what makes Fremont Bank’s team special. Stop by our Walnut Creek branch and meet him in person: https://bit.ly/433YQL5 Member FDIC

Ready to take charge of your finances? Fremont Bank's Vice President, Wealth Management Private Banker, Kimbrely Gruidl, shares smart, practical strategies to help streamline your financial life. Here's a preview of her insights: ? Reframe “Budgeting”: Why viewing it like a diet may set you back—and how to succeed instead. ? Plan Ahead: A financial safety net isn’t just nice to have—it’s essential. Learn how to prepare for the unexpected. ? Maximize Your Money: Tips to rethink credit cards, grow your savings, and sidestep unnecessary debt. That’s just the start. Kimbrely also reveals tools to help secure your future, must-know financial do’s and don’ts for 2025, and the unexpected ways a banker can help you unlock new goals. Take the first step toward financial clarity today—read more here:https://bit.ly/4jYvd3G Member FDIC