Forward Lending, Wholesale Lending Division

??Breaking News!?? Starting now, enjoy a .25 BPS price improvement on all Non-QM loan programs, excluding closed end seconds. Act fast and make the most of this opportunity! Contact your AE today to lock in your rate. #NonQM #PriceImprovement #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Use the best parts of your loan's characteristics to UPgrade your Credit Grade. ?????? https://hubs.ly/Q02ZygJw0 Forward Lending will review your Reserves, FICO, DTI, LTV and Residual Income which may improve your Credit Grade! Move from a B grade up to an A Grade, which can result in up to a point lower in rate. Contact your AE to learn more! #UPgrade #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Up to?.60 BPS Price Improvement (when combined with Select Specials on qualifying loans). ???.25 BPS Pricing Improvement through November on all programs, purchase, refinance and cash-out refi and include: ? Conventional (FNMA, FHLMC) ? Government ? Non-QM ? Jumbo ? Closed End Seconds ?? Does Not include: CalHFA and HELOC Loan Programs ?? Select Price Improvement Specials ? .30 BPS on Loans FNMA/FHLMC FICO 700+ and ≤ 80% LTV ? .35 BPS on Government Loans FICO 680+ and Loan Amount $250K+ (Excludes DPA) Restrictions apply. Contact your Account Executive to learn more. ?Specials are available for approved mortgage brokers and business clients. Not available for consumers. ? Prime Special applies to all Non-QM, FNMA, FHLMC, FHA, VA loans, including low/high balance, Closed End Seconds, and DPA Programs excluding CalHFA DPA programs. ?Also excludes HELOCs. ?Specials are valid for loans locked 11/1/2024 through 11/30/2024. Offers subject to change at any time, terms and conditions apply. Specials may not be combined with any other price improvement or special unless indicated in the offer. *Closed-End Seconds: Loans originated in US Territories and the following states are ineligible: AK, NY, TN, TX, VT, WV, WY. Restrictions apply, contact your Account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.? #NovemberSpecials #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers

Take advantage of our 2-1 and 1-0 Buydown Programs to help clients with a reduced rate for the first two years or 12 months of their loan. Good on Conventional, VA, and FHA loans! High balance loan amounts available. Learn more: https://hubs.ly/Q02Z9Z3d0 #buydowns #speed #quality #service #forwardlending #buildingpartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

It’s Time to Go Big! Get ahead of the pack with our “Jumbo Hauler” loan. ?? This is a Jumbo loan allowing Alt Documentation to qualify! Contact your AE for details! Key Highlights ? LPC Allowed Max Price 101 ? Enhanced Pricing ? LTV up to 85% ? 12 mos. or 3 mos. Bank Statements with P & L ? Asset Utilization offered and can be blended with all income types ? 6 Mos. Reserves Required ? Loan Amount up to $3 Million ? Max 45% DTI ? O/O, 2nd Home, and N/O/O ? Temporary Buydown allowed 2:1 and 1:0 30yr Fixed ? Minimum loan amount is $1 above conforming loan limits ? 30yr and 15yr Fixed Terms Offered ? SFR?s, 1-4 Units, Condo and PUD #JumboHualer #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Please note important Lock Desk information for the upcoming Thanksgiving holiday: On Thursday, November 28th ? Lock Desk will be closed on Thursday, November 28th in observance of Thanksgiving Day. ? No Rate Sheet will be distributed On Friday, November 29th ? Forward Lending will be closed during normal business hours. ? The Lock Desk will be closing at 12PM PT but will be open for extension/change requests to Prime/Non-QM loans. ? Prime Locks will be accepted until 12PM PT. ? Non-QM locks will be accepted during regular business hours. ? A Rate Sheet will be distributed. #Thanksgiving #LockDesk #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Ready to go beyond the competition? Introducing our game-changing Beyond DSCR program! KEY HIGHLIGHTS: ? No Ratio Requirement* (1-4 units only) ? No Minimum FICO (up to 50% LTV) ? Mixed Use ? 5-8 Units ? Automotive ? Adult Care Facility https://hubs.ly/Q02YJByN0 #DSCR #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Up to?.60 BPS Price Improvement (when combined with Select Specials on qualifying loans). ???.25 BPS Pricing Improvement through November on all programs, purchase, refinance and cash-out refi and include: ? Conventional (FNMA, FHLMC) ? Government ? Non-QM ? Jumbo ? Closed End Seconds ?? Does Not include: CalHFA and HELOC Loan Programs ?? Select Price Improvement Specials ? .30 BPS on Loans FNMA/FHLMC FICO 700+ and ≤ 80% LTV ? .35 BPS on Government Loans FICO 680+ and Loan Amount $250K+ (Excludes DPA) Restrictions apply. Contact your Account Executive to learn more. ?Specials are available for approved mortgage brokers and business clients. Not available for consumers. ? Prime Special applies to all Non-QM, FNMA, FHLMC, FHA, VA loans, including low/high balance, Closed End Seconds, and DPA Programs excluding CalHFA DPA programs. ?Also excludes HELOCs. ?Specials are valid for loans locked 11/1/2024 through 11/30/2024. Offers subject to change at any time, terms and conditions apply. Specials may not be combined with any other price improvement or special unless indicated in the offer. *Closed-End Seconds: Loans originated in US Territories and the following states are ineligible: AK, NY, TN, TX, VT, WV, WY. Restrictions apply, contact your Account Executive for details. Important to note that a Closed-End Second Mortgage may typically have a higher interest rate than the first lien mortgage.? #NovemberSpecials #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers

Serve more clients with CalHFA’s MyHome DPA Assistance Program! CalHFA provides access to fixed-rate loans with options to roll in closing cost and/or down payment assistance. The CalHFA Zero Interest Program (ZIP) can be a 2nd or 3rd lien option to be used for closing costs only. This is offered for both Conventional and FHA loans on California primary residences only. Contact your AE to learn more about these programs. https://hubs.ly/Q02YlK2b0 #CalHFA #MyHomeAssistance #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers.

Expand Your Pipeline with the lender that moves you forward!!! Get Approved today! Non-QM, Government, and Conventional Lending. https://hubs.ly/Q02YcJLd0 Forward Lending gives you: ? Easy to use technology via The Track ? Dynamic Non-QM and Prime Programs offered ? Competitive Pricing ? Elite communication and action driven service #NonQM #Government #Conventional #Speed #Quality #Service #ForwardLending #BuildingPartnerships Intended for use by real estate and lending professionals only and not for distribution to consumers