Forward Financial LLC

It’s a long race women run toward retirement, and the steps you take now will impact tomorrow. https://lnkd.in/gZP7_Q6w

This week was a busy week of client meetings and 2 wonderful women’s networking groups. This is a picture from Tuesdays Tiara Tuesdays with a new friend Julie Craig of Wellhaven Med Spa. Wednesday I was able to hear Heather Hanson speak at the Professional Women of Williamson County and see my Georgetown Chamber staff as they sponsored the Luncheon!

Do you know your IRA Contribution Deadlines? ? You have until April 15, 2025, to make a 2024 IRA contribution. ? Once you reach age 73, you must begin taking RMDs from a traditional IRA in most circumstances. Withdrawals from traditional IRAs are taxed as ordinary income and, if taken before age 59?, may be subject to a 10% federal income tax penalty. ? To qualify for the tax-free and penalty-free withdrawal of earnings, Roth IRA distributions must meet a 5-year holding requirement and occur after age 59?. Tax-free and penalty-free withdrawals can also be taken under certain other circumstances, such as the owner's death. The original Roth IRA owner is not required to take minimum annual withdrawals. #IRAContributionDeadline, #FinancialNews, #TaxDeadline

The impact of avian flu continues to shape our food market dynamics, with egg prices expected to surge another 20% in 2025. December's average price of $4.15 per dozen marks a striking 160% increase from 2019 levels. ?? What's particularly noteworthy is how businesses are adapting—from local diners absorbing costs to protect customers to grocery stores using strategic pricing to maintain customer relationships. This showcases the ripple effects of supply chain challenges, from farm operations to transportation logistics. ?? What this means for you: These price trends reflect broader economic patterns where even basic commodities can experience significant volatility. Understanding these market dynamics helps put everyday economic decisions into perspective and highlights the importance of staying informed about factors affecting household expenses. Industry experts point to multiple factors beyond just avian flu, including ongoing transportation challenges and labor shortages, suggesting we're seeing fundamental shifts in how our food supply chain operates. #FoodPrices #MarketTrends #SupplyChain #ConsumerGoods #EconomicTrends #Inflation Source: https://lnkd.in/gCq_s36J

I am deeply honored to have been named Ambassador of the Year by the Jarrell Chamber of Commerce. This recognition means so much to me, and I'm grateful to be part of such an incredible community. To my fellow Chamber members, local businesses, and everyone who makes Jarrell special - thank you for allowing me to serve and grow alongside you. #JarrellTX #ChamberOfCommerce #Community #SmallBusiness

One year ago, I started on a new journey with a mission to empower our clients to confidently take control of their financial future. I couldn’t have done it without YOU – our incredible clients, supporters, and community. Thank you for trusting me to guide you on your path to a fulfilling financial journey. Here’s to many more years of helping you achieve your goals! #FinancialPlanning #ThankYou

Is your salary increasing but your savings aren't? Just published a deep dive into lifestyle creep - that sneaky phenomenon where your spending rises with your income. The surprising truth? It's not the lattes and avocado toast causing the damage. Key insights from my latest blog: - The biggest wealth-killers are housing and transportation costs - Why the "I'll save more when I make more" mindset fails - 5 practical strategies to grow wealth while enjoying life Read the full article to learn how to break free from the lifestyle creep trap and build real wealth. #PersonalFinance #FinancialFreedom #MoneyManagement #WealthBuilding

The new year is a great time to get clear on your finances. Let's get organized, set some goals, and make a change in 2025! Click the link to set up an intro call: https://lnkd.in/gAChsEpj

May the New Year bring new opportunities and achievements for you!