?? New research alert: Flourish has released the first comprehensive analysis of female fintech and insurtech founders in the US. ?? Using PitchBook's 2024 “All In” data, this report sheds light on persistent gaps and promising bright spots: ?? In 2024, all-female-founded companies represented 1% of total fintech deal value and 2.9% of total fintech deal count, versus 1.9% and 6.5%, respectively, for overall US VC. ?? Companies with at least one female founder represented 14.7% of fintech deal value and 18.8% of deal count—also below broader US VC benchmarks. ?? Yet there’s momentum: ? Fundraising dynamics for teams with at least one female founder—graduation rates, valuations, and round sizes—are on par with fintech overall. ? Dynamic female talent at the senior executive level signals a promising cohort of next-generation leaders. Read the full report here ?? ?? https://lnkd.in/er_c-pwc Authored by: Emmalyn Shaw, Sarah Morgenstern, Stella Klemperer #Fintech #GenderData #VCData #StartupData #FlourishVentures
Flourish Ventures
风险投资与私募股权管理人
We support entrepreneurs whose innovations help people achieve financial health and prosperity.
关于我们
Flourish backs entrepreneurs whose innovations advance financial health and prosperity for individuals and small businesses. A leading early-stage global venture capital firm, Flourish has $850M under management and deploys patient capital with a long-term perspective. In order to help foster a fair, more inclusive economy, the Flourish team partners with more than 70 global fintech founders, as well as 18 ecosystem partners that include industry thought leaders in research, policy and regulation. For more information, visit: www.flourishventures.com
- 网站
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https://flourishventures.com/
Flourish Ventures的外部链接
- 所属行业
- 风险投资与私募股权管理人
- 规模
- 11-50 人
- 类型
- 私人持股
- 创立
- 2019
- 领域
- Fintech、Finhealth、Fintech4good、innovations和venture capital
Flourish Ventures员工
动态
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??What can you learn from evaluating thousands of fintech entrepreneurs about the promise vs. reality of fintech? Flourish Ventures Co-founder and Managing Partner Tilman Ehrbeck shares honest insights from over a decade of investing, breaking down fintech’s evolution into three key waves: 1?? The Rise of Consumer Fintech Born out of the financial crisis, fintech’s first major breakthrough was fueled by limitations from traditional banks, an influx of capital, and the rapid spread of smartphones. Challenger banks like Chime (a Flourish portfolio company) emerged, helping consumers save over $7 billion in punitive banking fees—one of the clear success stories of this wave. 2?? Embedded Finance & Fintech Infrastructure As fintech moved behind the scenes, embedded finance and vertical SaaS transformed small business workflows. The fintech infrastructure matured, development costs plummeted by 70-80%, and product launch timelines shrank from years to weeks. 3?? What’s Next? Blockchain has the biggest impact on cross-border payments via stablecoins, and Gen AI has the biggest impact so far on fraud detection and compliance. But Tilman reminds us that true value creation matters more than hype. For a deep dive into fintech’s past, present, and future, check out Tilman’s full clip via EU Supervisory Digital Finance Academy!
? What wins and pitfalls have emerged from fintech’s waves? Tilman Ehrbeck, co-founder and managing partner at Flourish Ventures, explores how #fintech has evolved over the past 15 years, highlighting both its successes and challenges. ?? He breaks down three major waves of innovation: the rise of #consumer-focused fintechs like challenger banks, the shift towards B2B fintech infrastructure and embedded finance, and the uncertain future of emerging technologies like #blockchain and generative #AI in financial services. ?? While fintech has transformed the industry, not all innovations have lived up to expectations. Ehrbeck shares key lessons from evaluating thousands of startups, offering a pragmatic perspective on where fintech is headed and how to separate real value from hype. Watch ??? https://lnkd.in/dhDUHZ4Z European Commission SG REFORM, European Banking Authority (EBA), European Insurance and Occupational Pensions Authority (EIOPA), European Securities and Markets Authority (ESMA), European University Institute, Robert Schuman Centre for Advanced Studies, Florence School of Banking & Finance
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Last night, the Flourish team gathered in NYC with an incredible group of founders and executives to dive into some of the most pressing fraud and compliance challenges in fintech today. A huge thank you to everyone who joined us, including our portfolio founders and executives: Oban MacTavish – Co-founder & CEO, Spade Nicky Goulimis – Co-founder, Tunic Pay Padraig Mageean – Director of Strategic Partnerships, Alloy Special shoutout to the industry leaders who added to the discussion: Dan Alexander – VP, Global Head of Financial Crime Compliance,?Airwallex Ayesha D'Souza – Head of Venture Investments and Partnerships, Fiserv Christopher Phillips – Director of Anti-Money Laundering Compliance; Senior Vice President, Valley Bank With the Flourish US team in full force, it was a night of insightful conversations and meaningful connections. Always a pleasure to meet in person—already looking forward to the next one! ?? Crystal Sun Evi M. Emmalyn Shaw John Onwualu Kabir Kumar Matt Kelly Sarah Morgenstern
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Despite providing 70% of Sub-Saharan Africa’s food, the ~30 million smallholder farmers across the region have been largely excluded from traditional banking systems. AgTech is changing that. ???? In a recent chat with Euromoney, Flourish Principal Efayomi Carr, alongside Apollo Agriculture co-founder Benjamin Njenga, shared insights on how Flourish portfolio companies Apollo Agriculture and PULA are leveraging technology to scale lending, reduce risk, and expand financial access for farmers. As Efayomi puts it: "Economies of scale have allowed farmers to deliver a product with attractive unit economics in a way that didn't exist even three years ago." ???? Read more on how Flourish supports Apollo and Pula’s innovations that empower farmers, strengthen food security, and transform rural economies: https://lnkd.in/gyZj7D6x.
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Flourish’s LatAm lead investor, Diana Narváez (she/her), has spent years investing in and empowering LatAm’s brightest startups. Now, she’s sharing her journey in a book highlighting Latina investors leading the way. The guide, Latinas in VC, was launched in celebration of Women’s History Month. It highlights 32 trailblazing Latina investors who are driving economic transformation across Latin America by funding early-stage startups that are fueling this progress. Diana’s dedication to reshaping the financial landscape and empowering entrepreneurs is truly inspiring. We’re proud to see her work recognized alongside so many visionary women in venture capital. Thank you to Libra Leaders for the leadership on this! We celebrate the incredible leaders showcased in the book: Monica Brand Engel Noramay Cadena Kimberli Cavazos Haywood Adela Cepeda Marta Cruz Susana Espinosa de los Reyes Joy Fairbanks Maria Gutierrez Pe?aloza Emmy Hernandez Jennifer Jeronimo Veronica Juarez Staci LaToison Macarena Liu Rivas Karla Magana Figueroa Bianca Martinelli Laura I. Maydón Samara Mejia Hernandez Ana Carolina Mexia Ponce Stephanie Michael Silva Lisa Morales-Hellebo Laura Lucas Diana Narváez (she/her) Cristina Nu?ez Ana Quintana Miriam Rivera Antonia Rojas Eing Ashley Ryder Adriana Saman Adrianna Samaniego (she/her/ella) Cecilia Sanchez Karen Sheffield, MBA Adriana Tortajada Martha Hernández, SHRM-SCP Learn more and grab your copy here: https://lnkd.in/e4DCdS6z
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Congratulations to Laura Spiekerman, Co-founder & President of Alloy, and Martha Dreiling, Co-founder of Reserv, for being named to Inc. Magazine’s Female Founders 500! This list celebrates women who are tackling major global challenges and driving meaningful economic impact—so it’s no surprise to see Laura and Martha recognized. ?? Laura has led Alloy in helping financial clients combat fraud and expand financial access through hundreds of data sources. ?? Martha has scaled Reserv’s revenue 25x and its team 10x while maintaining exceptional employee satisfaction. We’re proud to support these visionary leaders and thrilled to see their impact recognized. Congratulations! https://lnkd.in/gEb9rQb9
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Congratulations to Bluprynt and Aptos Foundation on a game-changing partnership that’s setting a new standard for compliance in the crypto space!
I’m excited to share the next big step at Bluprynt—our work with the Aptos Foundation to launch core on-chain infrastructure to support U.S. securities law and set the stage for RWA tokenization and more. ?And just in time, when questions about how to make government work dominate headlines—along with how to regulate digital assets. Crypto sparks endless debate—some see uncertainty and risk, we see an opportunity to help. Once in a generation moments like these where we think hard about the future of regulation are precisely when we should be rethinking what compliance means in a digital-first economy. While many are focused on how tradfi compliance can help crypto, we’re flipping the script: building crypto-native compliance tools that don’t just serve crypto, but tradfi as well. Because the future of finance deserves better infrastructure. Stay tuned. https://lnkd.in/eszUSSKW
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Big congratulations to MANTL on entering into an agreement to be acquired by Alkami Technology for an enterprise value of $400M! It has been an honor to be part of the team’s journey as an investor and to watch MANTL’s success and impact in modernizing financial infrastructure for banks and credit unions. MANTL’s mission has always been clear: “build technology that creates an equitable banking landscape where community financial institutions can not only survive but thrive.” That vision aligns deeply with our belief that infrastructure is a key driver of systems change, and your work proves it. With over $31 billion in deposits raised and 350,000+ hours saved through automation, MANTL has proven that the right infrastructure can unlock new opportunities, drive meaningful change in financial services, and create significant value. We’re excited to see what’s next as they join forces with Alkami, the fastest-growing digital banking platform in the U.S., to bring even more innovation to the industry. A huge achievement for Nathaniel Harley, Benjamin Conant, and the entire MANTL team!
In a move that will set MANTL on a path to deliver even greater value to our customers and the banking industry at large, MANTL has entered into an agreement to be acquired by Alkami Technology. Alkami’s acquisition of MANTL affirms our position as a leader in account opening. Post-closing, MANTL will remain business as usual, operating as a standalone brand and a distinct, separate business unit. The MANTL acquisition will allow Alkami to realize its vision of an industry-leading “digital sales and service platform,” and create a new category in our market. Our leadership in best-in-class onboarding and account opening, coupled with Alkami’s strengths in digital banking, data, and marketing, will usher in new possibilities for our customers and help community financial institutions attain a sustainable competitive advantage.? Our mission continues and our capabilities expand as we aspire to redefine growth for forward-thinking institutions. Read more about the news here: https://lnkd.in/g47gScAq #digitalbanking #banking #banks #creditunions #digitalonboarding #accountopening #financialservices #bankinginnovation #digitalsalesandservice
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The news is out! Thrilled to see the coverage rolling in about our new investment in VidyutTech as they scale their Battery-as-a-Service financing business with a $2.5M raise. Vidyut (Xitij Kothi, Gaurav Srivastava) is tackling one of the biggest barriers to EV adoption—high upfront costs—by making commercial EV ownership more affordable and accessible. We’re excited to support their journey in transforming EV financing and accelerating the transition to clean mobility. Great to see this announcement featured in: ?? DealStreetAsia – https://lnkd.in/eiYFvugd ?? The Economic Times – https://lnkd.in/eS96wY7d ?? Entrepreneur India – https://lnkd.in/eb5HPa2H Ravi Kaushik Harsh Gupta Shivam Satija
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New Investment Alert ? Electric vehicle adoption in India is surging, but financing remains a major hurdle. VidyutTech is changing the game. Their Battery-as-a-Service (BaaS) model separates the battery cost from the vehicle, making EV ownership more affordable and reducing risk for buyers and lenders. At Flourish Ventures, we believe financial innovation drives climate action. That’s why we’re excited to invest in Vidyut as they unlock the full potential of India’s EV market. We are excited to support Vidyut co-founders Xitij Kothi and Gaurav Srivastava who are enabling a future where electric mobility is accessible to everyone. ???? Learn more about why we invested in a?post from our?India investment team! Harsh Gupta, Ravi Kaushik, and Shivam Satija