First National Bank and Trust Company

Meet Alisha Dimmler, Lead Client Service Specialist! Alisha meets customers wherever they’re at, literally! As a client of First National Bank and Trust Company, you can reach Alisha virtually via video, audio or chat. With her 12-year tenure at the bank, initially, as a universal banker, Alisha is poised to help you through account openings to document signings and everything in between. “I love helping clients with their banking needs and being able to assist virtually if they are unable to make it into the bank!” Alisha and her husband love to camp with their four children, play golf (regular and frisbee) and help coach their kids' sporting events. Contact Alisha, via Virtual Support, today for any of your financial needs. ?? https://hubs.la/Q02YyRW80

Are you considering retirement in the future? It’s never too early to start planning! At First National Bank and Trust Company, we specialize in designing a retirement plan that is made for you. Our team is here to assist you with a range of services, including tax planning, estate planning, investment strategies and much more. Take the first step toward a secure and fulfilling retirement. Contact Matt Riley today to learn how we can help you achieve your financial goals. ?? 217-935-7456 ? [email protected] Investment products offered by First National Bank and Trust Company are: Not a Deposit ? Not FDIC Insured ? Not Insured by any Federal Government Agency ? Not Guaranteed by the Bank ? May Go Down in Value.

If you’re a small business owner, you might think cash management services are only for big companies. The reality? These tools can make a huge impact on businesses of all sizes, helping you save time and streamline your financial operations. Imagine spending less time on tedious administrative tasks and more time focusing on what you do best - running your business. ???? First National Bank and Trust Company banks businesses of all sizes and we can’t wait to get started! Let us show you how cash management can take the stress out of your day-to-day operations. Click below to learn more! ? First National Bank and Trust Company, Member FDIC.

Estate plans are not one-size-fits-all. Every will or trust should be individually tailored to meet the circumstances of the person and their goals for the disposition of their assets. Several kinds of trusts can be used to save taxes, protect spendthrifts, care for minors, etc. For those with disabilities, a Special Needs Trust is essential for safeguarding government benefits while allowing for financial support. Click the link below to read more! Investment products and services available through First National Bank and Trust are: Not FDIC Insured, Not Insured by any Federal Government Agency, Not a Deposit, Not guaranteed by the bank, May lose value.

Meet Bonnie Wood, Branch Manager, AVP, Arcadia ? FNBT in Arcadia is in good hands with Bonnie at the helm, with 35 years of experience in the banking industry on her portfolio. With a degree in accounting, Bonnie puts that to good use every day and loves helping her clients with all things business related. Being a veteran in the financial industry benefits everyone on her growing team in Arcadia. ? Bonnie attended school in Arcadia and has been a lifelong resident of the area. She has served on several boards and has helped with the Gilbert Brown Foundation for the past 20 years, an organization supporting over 156 children’s charities in Wisconsin, promoting diversity and team building skills. Bonnie and her husband reside in Ettrick and enjoy camping with family, including their 5 grandchildren. Reach out to Bonnie for any of your banking needs or visit us at https://hubs.la/Q02PQ6tQ0 for more information. ?? 608.323.8117

Meet Josh Shofner, President of First National Bank and Trust Company! ? Josh strives to lead and grow the people within the organization while building relationships to add new clients and to serve the existing client base. Customer service to Josh is about getting to know the client’s situation and providing solutions that focus on removing pain points, solving problems, capturing opportunities and creating results. “I believe discovery is an important tool in finding the most valuable product for each unique situation. There is no one-size-fits-all solution at FNBT.” Contact Josh for any of your financial needs ?? 217.935.7451 Also, join our business network by visiting: https://hubs.la/Q02R3Byg0

Meet Emanuel Gomez, AVP of Consumer Credit! ? Emanuel works out of our Wisconsin locations and walks alongside his clients to meet their personal financial needs in the loan department, credit card requests and consumer banking deposits. Emanuel loves the ‘cash back’ checking account and ATM eligible ‘fee refunds’ provided to the clients choosing FNBT as their banking partner. “I’m privileged to walk alongside my clients during the purchase of a new car or home!” Contact Emanuel for any of your financial needs ?? 608.323.7289 Also, join our business network by visiting: https://hubs.la/Q02KXhF30

Meet Lance White, VP of Agricultural & Business Banking! ? At FNBT, Lance believes flexible loans, deposits, investments and our online tools can meet every need a small business has for their finances. “In my 30 years of banking, I've learned that being authentic, listening to my clients’ goals and asking them thought provoking questions is the best way to serve them.” Contact Lance for all your lending, both commercial and consumer, in addition to business development, needs. ?? 217.935.7466 Also, join our business network by visiting: https://hubs.la/Q02KSb1w0

Meet Josh Grzadzielewski, VP of Community Banking! ? Josh is the relationship manager for small businesses in the Wisconsin area communites. Josh helps clients in a variety of ways as they navigate the loan process, deposit and cash management needs. He finds the cash management tool at FNBT affords our small business clients time back in their already busy lives by offering unique features. “I see my clients throughout the community daily. Community banking is about being available when a need arises and I am here for our clients 24/7.” Contact Josh for any of your financial needs ?? 608.323.3332 Also join our business network by visiting: https://hubs.la/Q02KWQc70

Meet Matt Riley, VP of Wealth Planning! ? Matt helps create holistic financial plans for clients, answering questions like "How much can I spend in retirement?", "When should I take social security?", or even "How do I limit my taxes each year?". “I serve my clients by looking at all their financial documents, asking them tough questions and presenting recommendations to get them to their ideal financial state.” ? While our investment portfolios are ideal for less volatility, Matt believes the team approach to financial planning allows him and his team to address all the clients’ questions in one location. Contact Matt for any of your financial needs ?? 217.935.7456 Learn more by visiting: https://hubs.la/Q02MKx3G0 Investment products offered by First National Brank and Trust Company are: Not a Deposit ? Not FDIC Insured ? Not Insured by any Federal Government Agency ? Not Guaranteed by the Bank ? May Go Down in Value.