Firstcard

We’ve partnered with Commonwealth and Wells Fargo on the latest research, The New College Investor: Opportunities and Challenges for Building Wealth, which highlights a crucial opportunity to support college students with low-to-moderate incomes (LMI) in their investing and financial journeys. Firstcard is excited to be a contributing partner in this research, as we are all about empowering students, especially first-generation college students, to achieve financial success. Key findings: ?? 37% of students feel a lack of confidence as a major barrier to financial growth. ?? 62% of students cite a lack of actionable financial knowledge as barrier to financial growth. This confirms the need for accessible and inclusive financial tools that bridge the confidence gap and empower students to take control of their financial future. Firstcard is here to make that journey easier with credit-building tools designed to help students safely build credit and grow their savings. ?? Share the report with your networks and let's foster a more inclusive investing ecosystem: https://lnkd.in/ga2eFPbR #FinancialInclusion #WealthBuilding #Commonwealth #Investing #Partnerships

In an exclusive interview with Wellfound, our CEO, Kenji Niwa, shares his journey from facing credit card rejections as an immigrant to launching Firstcard with a mission to democratize credit building for all. ???? “We’re very excited to help people pursue their American dream,” Kenji shares. “Without credit, it’s hard to finance and buy a house or a car. We want to change that.” Learn more about how Kenji’s personal experience inspired his vision to provide students and immigrants with faster, easier and more affordable credit-building tools. Check out the full interview here: https://lnkd.in/gnEeWccd #Leadership #CreditBuilding #Fintech #Firstcard #FinancialInclusion

Last week, we unveiled a major milestone in Firstcard’s journey: a fresh, bold rebrand that reflects our unwavering commitment to democratize credit building for all. Alongside our new look, we announced an exciting expansion into new markets broadening our reach and impact. In our latest blog post, we dive deeper into this rebrand and expansion, detailing how we’re bringing credit-building opportunities to more people. We cover the reasons behind this move, the steps we’re taking, and what lies ahead. If you missed last week’s announcement, or if you’re curious about the impact of our expansion, now’s the perfect time to catch up. We’re eager to share our journey with you and to continue supporting our growing community of users. Check out the full story in our blog post below! ?? ?? Firstcard Expands Its Market to Democratize Credit for All: https://lnkd.in/gK2hDMkm #Firstcard #CreditBuilding #FinancialFreedom #CreditForAll #FinancialInclusion #Fintech #MissionDriven #FinancialEmpowerment

We’re thrilled to announce Firstcard’s expansion into new markets! Now, beyond helping college students, we also support immigrants, international students, expats, non-US citizens, and those with low credit scores. While our journey started with helping college students build credit, we’ve listened to the growing demand for accessible credit-building tools among other communities. Now, we’re broadening our reach to ensure that everyone, regardless of background, has the opportunity to build credit and achieve their financial dreams. “We believe that building credit should not be difficult. Firstcard wants to help immigrants and internatonals in the US to succeed in their financial future and pursue their American Dream,”?said Kenji Niwa, CEO of Firstcard. Alongside this expansion, we’re unveiling a fresh, new brand identity that reflects our mission to democratize credit building for all. “Our rebrand is bold, modern, and inclusive—mirroring the diversity and ambitions of our users who are navigating the complexities of credit building and striving to achieve the American Dream” said Ma Qing, CMO of Firstcard. ?? Firstcard is a on a mission to democratize credit for all. Check out our new website here: https://www.firstcard.app/ Read the full press release here: https://lnkd.in/gs87KNgk #firstcard #CreditBuilding #PersonalFinance #CreditCard #rebrand

???Calling all College Students in the United States! ??? Now is your opportunity to apply for a share of $10,000 in scholarship funds! No essays. No GPA requirements. No stress. How to enter: ?? Apply using this link: https://lnkd.in/gMaTqJKm * To be eligible for this scholarship you’ll need to be a legal U.S. resident, an active Firstcard user, and a full time college student. To increase your chances of getting a scholarship: 1. ??Follow us on at least one of the social platforms: Instagram, TikTok, or X 2. ??Like any scholarship-related posts on Firstcard’s Instagram and tag a friend in the comments? 3.??Share and/or create any Firstcard scholarship-related posts to your Instagram story and tag Firstcard 4.??Capture proof and submit it with your application There will be 5 scholarship recipients: ??One student will get: $7,500? ??One student will get: $1,000? ??Three students will get $500 ?? APPLICATION DEADLINE: September 30 2024 *Recipients will be announced on October 1st, 2024, October 15th, 2024, and October 31st, 2024. Apply now and take a step closer towards achieving your educational goals! #Scholarship #Education #HigherEd #CollegeGoals #DreamBig #StudentLife #ScholarshipOpportunity #Firstcard #studentscholarship

Today, we are excited to introduce Multilingual Customer Support to better serve our diverse community! Our members can now receive support in English, Chinese, Japanese, Spanish, and Portuguese. We recognize the diverse backgrounds of our customers and are committed to enhancing your experience with us. If you're in need of assistance, try out this new feature in the app or reach out via email at [email protected]. We look forward to helping you! ??

?? We're thrilled to announce the launch of the Firstcard $10,000 Student Scholarship!?At Firstcard, our mission has always been centered around empowering students to build a solid financial future. We believe that education is a cornerstone of success, and we're committed to supporting students on their journey. ?? Why This Scholarship?? Education is a powerful tool for success. We understand the financial challenges of higher education and want to alleviate some of these burdens, ensuring that costs don't stand in the way of bright futures. ?? Inclusive of International Students Unlike many scholarships in the United States, this scholarship is open to both U.S. and international students. “We recognize the unique challenges faced by international students, like higher tuition fees and limited access to financial resources, and want to ensure they are able to apply,” said Ma Qing, Chief Marketing Officer at Firstcard. ?? Simplifying the Process? No essays. No GPA requirements. No stress. We believe in making opportunities accessible for all and want to focus on what you can achieve! ?? Aligning with Our Mission? The Firstcard $10K Student Scholarship aligns perfectly with our mission to support students' academic and professional success. By reducing financial stress, we aim to help students concentrate on their studies, innovate, and contribute positively to their communities. ??Apply now and take a step closer to achieving your educational goals! See link to application: https://lnkd.in/gdjFn_Jy Check out our press release to learn more: https://lnkd.in/gbUe8Bu9 #Scholarship #Education #FinancialSupport #StudentSuccess #Inclusivity #Firstcard

??Excited to share that we are a featured partner in Money’s Best Student Credit Cards of 2024! Firstcard is highlighted for approving users without requiring a Social Security Number or a credit check and having no annual fee. Looking forward to what lies ahead! ?? See more: https://lnkd.in/gByqPG2m

If you’re an international student, a new immigrant, or a noncitizen arriving in the U.S., applying for a credit card can seem challenging, especially without a Social Security Number (SSN). Not having an SSN can be a significant roadblock when applying for credit cards, as most issuers require this information. However, this doesn’t have to mean you’re locked out of the credit system. In our latest blog post, explore why #creditcard issuers typically require an SSN, learn how to obtain a credit card without an SSN, and discover ways to build credit, regardless of SSN status. Read our full blog post here: https://lnkd.in/g3nSwDVC

Are you or someone you know looking to start building credit? At Firstcard, Inc, we believe that building credit isn't just about securing loans or credit cards; it's about unlocking a future brimming with financial opportunities and independence. By adopting responsible financial habits early on, such as making timely payments, maintaining a low credit utilization ratio, and diversifying credit types, young adults can pave the way for long-term financial success. In our latest blog post, ‘How to Build Credit at 18,’ Firstcard's CMO, Ma Qing, provides actionable insights to help young adults establish a solid credit foundation. ?? Read the full post here: https://lnkd.in/g9NEmpCM #FinancialLiteracyMonth