First Rate, Inc

The looming impediment to success is exiting and re-entering the strategy because the client found the regret of unexpected short-term gains and losses intolerable. Our regret process provides a way to identify, quantify, and control these emotion-provoking conditions, increasing clients' likelihood of success.” ? Investing isn’t only about numbers—it’s about managing emotions, especially when regret plays a role. First Rate’s latest series dives into “regret risk” and the behavioral biases that drive investors to make costly, emotionally-driven decisions. Key insights include: ? The powerful role regret plays in influencing buy and sell decisions. How diversified portfolios can help reduce emotional “whipsaws” from extreme market swings. Why managing regret may be the key to clients’ long-term success. ? The right technology partner can help wealth managers empower their clients to invest with clarity, stability, and resilience. Click below to read the full article. [Link to article in comments] ? #WealthManagement #WealthTech #InvestmentStrategy #RegretRisk #BehavioralFinance #PortfolioManagement #InvestmentPerformance #InvestmentInsights #MarketTrends #RiskManagement #Fintech #WealthStewardship Alex Serman, CIPM Stephen Campisi, CFA

?? Discover How Agentic AI is Transforming Wealth Management! #AgenticAI is making a revolutionary impact in #WealthManagement by: ? Automating data aggregation and compliance ? Improving client satisfaction with personalized insights ? Saving time and cut costs, allowing advisors to focus on high-value tasks Whether you’re looking to streamline reporting, boost client engagement, or scale your operations, drop a comment below to let us know how your firm is interested in or currently incorporating agentic AI technology! #WealthManagement #AIinFinance #AgenticAI #WealthTech #Fintech #ClientEngagement #DataAutomation #ClientReporting #InvestmentPerformance #DigitalTransformation #MachineLearning #NaturalLanguageGeneration

"With a goals-based approach, advisors can help clients achieve the retirement they envision—drawing on their hard-earned savings to enjoy life’s milestones without the worry of outliving their resources.” ? Retirement planning should be about empowering clients to live the lives they’ve worked hard to create. Traditional advice often prioritizes preserving portfolio value indefinitely, but what if your clients' real goal is to?enjoy?their retirement years? ? Our latest article explores a goals-based approach that helps advisors align withdrawals with each client’s unique life stages: - Enjoy:?Higher withdrawals early in retirement to support clients’ active years. - Maintain:?Steady spending to sustain quality of life. - Care:?Enhanced support for later-life needs. ? Advisors will benefit their clients by creating plans that go beyond the typical 4% rule, ensuring clients can live confidently—without fear of outliving their assets. Read more about how our tools support a truly client-centered retirement strategy. [LINK TO ARTICLE IN THE COMMENTS!] #RetirementSpending #RetirementGoals #GoalsBasedReporting #GoalsBasedInvesting #WealthTech #WealthStewardship #RetirementPlanning #FinancialWellBeing #InvestmentPerformance #ClientFocusedInvesting #WealthManagement #FinancialAdvisor Alex Serman, CIPM Stephen Campisi, CFA

? Happy Diwali from the First Rate Family! ? We wish you a Diwali filled with joy, prosperity, and new beginnings. Diwali reminds us of the importance of kindness, unity, and resilience, which create lasting impacts in our lives. May this Diwali bring light, hope, and success to you and yours! #HappyDiwali #FestivalofLights #LGSE #FirstRateLiving

???New Episode of?Whiskey&WealthTech!??? Alex Serman, CIPM chats with Bart Vanhaeren, CEO?and?co-founder of InvestSuite share insight into how a dynamic partnership creates tools to empower?and?enhance the client experience. From robo-advisory platforms to hybrid investment solutions, Bart reveals how First Rate, Inc?and InvestSuite are transforming the wealth management industry with cutting-edge tech?and?a focus on human-centered design. Don't miss this insightful conversation on bridging innovation with personal touch in financial services.??? WATCH ON YOUTUBE | https://lnkd.in/g6C_Yysy LISTEN ON Amazon | https://lnkd.in/g7FVndEv Spotify | https://lnkd.in/gxCSbmrw Apple | https://lnkd.in/gXzMpcza #WealthTech?#WealthManagement #WhiskeyandWealthTech?#Podcast #ClientReporting #PerformanceReporting #InvestmentPerformance #WealthStewardship

?? Shoutout to Nishimwe Maria-Goreth! ?? We are incredibly proud to celebrate Nishimwe's well-deserved recognition as a finalist for the US FinTech Awards's Rising Star of the Year and being named to the Greater Arlington Chamber of Commerce's #40UnderForty Class of 2024! ?? Nishimwe's leadership, innovation, and dedication continue to make an impact both in the fintech world and within the Arlington community. These prestigious honors highlight her commitment to driving change, pushing boundaries, and setting new standards of excellence in everything she does. Join us in congratulating Nishimwe on these major achievements! ???? #Fintech #Leadership #40Under40 #USFintechAwards #Innovation #RisingStar #Congratulations #ArlingtonChamberOfCommerce #FintechLeaders?#40UnderForty

"Passive investing isn't merely about tracking the market—it’s about understanding where your returns are truly coming from.” ? In today’s fast-paced financial landscape, passive investments are often hailed as the go-to strategy for their low costs and market-tracking benefits. But is that where the story ends? ? Read our Article to:? ???Understand how?performance attribution?breaks down your returns and reveals the real contributors. ???Learn how passive and active investments?complement each other?to drive?alpha?and improve risk-adjusted returns. ???Discover the power of?alpha diversification?and why a balanced approach can maximize portfolio performance. ? Explore how passive strategies can go beyond the basics by unveiling the hidden drivers behind portfolio success using performance attribution. ? https://lnkd.in/ghfJZ8Em #InvestmentStrategies #PerformanceAttribution #PassiveInvesting #AlphaDiversification #WealthManagement #PortfolioOptimization #ActivevsPassive #PortfolioOptimization #AlphaGeneration #RiskManagement #InvestmentPerformance #FinTech #AssetManagement ?

?? Excited to be at the Family Office Fintech Summit in New York today, hosted by the Family Wealth Report. It’s been an incredible day of discussions around the challenges family offices face when managing complex data. Here are a few key takeaways from today’s conversations that really stood out: ?????????? ???? ?????? ?? ????????????????. While tools exist to dissect and display data, having a strong core single source of truth is essential for all platforms that sit on top of it. ??????’?? ?????????????? ????????’?? ?????????????? ??????????????. If you’re happy with your current accounting, aggregation or reporting solutions, there’s no need to overhaul the entire solution. Instead, focus on addressing the specific gaps. ?????? ?????????? ???????????? ???? ?????? ????????—??????????’?? ???? ??????-????????-????????-??????. When evaluating a technology partner, it’s crucial to outline your workflows first. Determine whether you need licensed tech alone or a combination of tech and managed services, whether outsourced or insourced. At First Rate, we’re passionate about helping family offices navigate these challenges with tailored solutions. While we're known for our strong presence in private banking, our aggregation and reporting solutions are also making an major impact in the family office space. It's encouraging to see how technology is evolving to address the complexities of multigenerational wealth management and investment operations. If you want to learn more about how we may help, feel free to message me. #FamilyOffices #Fintech #WealthManagement #DataSolutions #FirstRate #InvestmentOperations #WealthTech First Rate, Inc Surya S. Ryan Kerry Stephen Harris April Rudin Emily Traxler Logan Taylor Nick Rod

The future of wealth management is evolving, and task-specific AI is at the forefront of this transformation. In this article we are exploring the potential of Agentic AI, a powerful tool designed to streamline complex tasks, empower advisors, and provide more personalized experiences for clients. With its ability to automate and optimize processes, Agentic AI is set to redefine efficiency in wealth management, freeing up time for advisors to focus on what matters most—building stronger client relationships. Read more about how Agentic AI is shaping the future of the industry in our latest blog: https://lnkd.in/gmbS5vGG #WealthManagement #AI #AgenticAI #Innovation #TechInFinance #FirstRate

?? It's here! The Special Edition of our Whiskey & WealthTech Podcast from #TSG’s #LondonPerformanceandRiskSummit is now live! ??? Join industry expert panelists Alex Serman, CIPM, Alexander Shalson, Paul Farrar, and moderator Steve O'Brien, as they dive into the future of AI in wealth management. Discover how AI is revolutionizing performance reporting and reshaping the financial landscape. ?? Listen now: [Links to podcast in comments] #WealthManagement #AI #PerformanceReporting #TheSpauldingGroup #AgenticAI #WealthTech #FinTech #InvestmentPerformance #PerformanceMeasurement #PodcastRelease #NowLive