The arrival of fall brings several familiar events: the start of the school year, the end of peak homebuying season and of course, football. To mark the start of football season, our all-star economists analyzed the real estate markets of NFL cities to see how they stack up against each other. Because just as real estate is local, so too is football. #HousingMarket #NFL
关于我们
First American Title Insurance Company provides comprehensive title insurance protection and professional settlement services for homebuyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professionals, homebuilders and developers, title agencies and legal professionals to facilitate real estate purchases, construction, refinances or equity loans. First American's thorough title searches, title clearance and title insurance policies help to produce clear property titles and enable the efficient transfer of real estate. As one of the largest title insurance companies in the nation, First American offers title insurance and settlement services through its direct operations and an extensive network of agents throughout the United States and internationally. First American Title Insurance Company traces its history to 1889 and is the largest subsidiary of First American Financial Corporation (NYSE: FAF).
- 网站
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https://www.firstam.com/
First American Title的外部链接
- 所属行业
- 房地产
- 规模
- 超过 10,001 人
- 总部
- Santa Ana，California
- 类型
- 上市公司
- 创立
- 1889
- 领域
- Title Insurance、Real Estate Information Services和Escrow / Closing Services
地点
First American Title员工
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Kevin Quaintance
Board Member @ Heritage Community Credit Union | Senior DevOps Manager at First American Title | Owner, TelosGlobal block chain validator
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Steven F. Mark, CSPO, CSM, PMP
Trailblazing Product Executive with Meteoric Impact | Driving Innovation with Determination, Accountability and Empathy
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Stacey Nagata
Senior User Experience Researcher at First American
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Michael Montoya
动态
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Glitz! Glamour! Title Insurance Scandal??Welcome to Hollywood. In August, the The Wall Street Journal shared how scammers tried to sell Graceland. This time, a legendary L.A. mansion is the target. Sarah Frano, vice president and real-estate fraud expert at First American Title, shares with Wall Street Journal that due in part to changes in technology, there has been a sharp increase in title fraud and seller impersonation across the country in recent years. In fact, 28% of title companies reported at least one seller impersonation fraud attempt in 2023. Stay vigilant by regularly reviewing county records to verify your title, setting up a Google alert of your property’s address to catch any suspicious activity, monitor your credit report for any changes and of course, utilize a professional service to purchase a title insurance policy with fraud coverage. TLDR: Whether you’re rich, famous, or none of the above, you should always know how to protect your property from fraud.?
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Hackers are on the move every 39 seconds. Keep an eye on your accounts for these telltale signs of a hack: - You can't log in despite using the correct password. - You receive MFA codes or access pins without attempting to log into your account. - Your account activity records show suspicious login times from unknown locations. - You notice suspicious activity like unknown charges or unrecognized social media posts.
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What’s that we see? A glimmer of light in the commercial real estate market? That’s right, for the first time since 2022 we’re beginning to see increases in CRE lending. Join economists Mark and Xander as they break down the data in this week’s episode of the REconomy podcast, available on your favorite streaming platforms.
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Attention Millennials: Keep pursuing that American Dream of homeownership – it's more within reach than you might think! Despite the common belief, student loan debt isn't the dream crusher it's made out to be. While student loan debt has grown, payment-to-income ratios have dropped thanks to higher incomes, extended repayment terms, and reduced interest rates. This has improved “education-buying power,” allowing young potential home buyers to handle debt more effectively. For more, click the link in the first comment.
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A one-time payment for long-term protection? Sounds like a real value. Unlike other types of insurance, you only pay for a title insurance policy once and it will cover you for as long as you own the home (and sometimes even longer!). Learn more about the cost of title insurance, what could be covered, and when it can be used: https://firstam.us/4daqcAw
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We’re excited to share the latest research on the critical role of the title insurance industry in the U.S. residential real estate market. A recent white paper from our Chief Economist Mark Fleming estimates that the industry's efforts to maintain accurate and reliable property records mitigate an astounding $600 to $900 billion in risk exposure annually for home buyers, lenders, and other participants in real estate transactions. During the pandemic, this figure even surpassed $1 trillion a year. Check out Mark’s research to learn more!??
Breaking "news"! The U.S. residential real estate market accounts for a significant share of the total economy, but it relies on a public good – reliable, accurate real property records – that the title insurance industry maintains. Title insurers play a foundational, but largely misunderstood, role in the real estate industry. It is the industry’s efforts to curate that public good and mitigate title risk exposure that maintains the existence of the reliable and accurate property ownership records underpinning the real estate economy. I have just published my research (see the complete white paper below) on the value of that role. It estimates that the title insurance industry’s work to maintain accurate and reliable property records mitigates $600 to $900 billion in risk exposure to home buyers, lenders and other participants in real estate transactions. When the price of maintaining a public good that is central to a smooth-functioning real estate economy is just pennies on the risk-dollar, do we really want?to jeopardize that public good and risk diminishing the economic benefits it provides? Top Conclusions: ·??????Annually, prior to the pandemic, the title industry’s estimated pre-curative risk exposure ranged from $600 to $900 billion a year. ·??????During the boom in sales and mortgage refinancing in the pandemic total estimated industry risk exposure surpassed $1 trillion a year. ·??????The degradation over time of the public records, if not curated, will cause the marketability of title to become less clear and increase the burden of defending property rights in court. ·??????The price for curating the public record and insuring ownership rights relative to the total estimated risk exposure is small.