First Alliance Credit Union

Using your credit card feels great until you realize it might be messing with your credit score! ?? Swipe too much, and your credit utilization could take a hit. Keep it in check, and your score stays happy. So, how much should you actually use? We’ve got the answers (and some easy tips to keep your credit in top shape). ???? How Much of Your Credit Card Should You Use? ?? https://hubs.la/Q03cRwmY0

?? Huge shoutout to Chelsy, Cindy, and Hector for representing First Alliance at ACHLA’s Know Your Rights and Responsibilities event! With so much uncertainty in the world right now, this event was more important than ever—offering clarity, support, and resources to our Hispanic and Latino community. #CommunityMatters #FinancialEmpowerment #FirstAllianceCreditUnion #CUDifference

We are honored to have been featured as a case study for mission-first marketing in this insightful Awsomology podcast episode! ?? At [22:25-26:07], Sam Plester, CUDE highlights how putting mission at the forefront can drive real impact. Huge thanks to Ben and Sue for hosting this conversation with Sam, Founder & CEO of Mission Brands Consulting. If you're passionate about the future of credit unions, this is a must-listen! https://hubs.ly/Q03cV3xp0 #MissionDrivenMarketing #CreditUnions #Podcast #CUDifference

?? Rent or Buy? The Ultimate Showdown! ???? House hunting? Should you rent and keep things flexible, or buy and start building equity? ???? Both have their perks (and their headaches). Before you sign on the dotted line, check out our breakdown of the pros and cons because making the right move starts with knowing your options! ??? Read now: Pros and Cons of Renting vs. Owning a Home: https://hubs.la/Q03cRxJT0

?? Myth-Busting Credit Cards! ?? Think you need multiple credit cards to build your credit? Think again! ?? Just one well-managed card can do the trick. Focus on responsible usage and timely payments for a healthy credit score! ?? Want more tips on mastering your finances? Tune into the Good Money Moves podcast for expert insights! ???? #CreditScore #FinancialTips #GoodMoneyMoves #financetips

Bring your auto loan to First Alliance Credit Union for a 0.50% APR* rate discount! ?? If your vehicle is financed elsewhere, you can reduce your payments by refinancing with us. ?? Plus, look at all the other great benefits you receive by refinancing with us: ?? Enjoy lower rates and flexible terms ?? Take advantage of options to skip a loan payment ?? Benefit from debt protection and extended warranty options ?? Effortlessly manage your payments with our free mobile banking app Get all the details here: ?? https://hubs.la/Q03cQWBh0

?? Credit scores—numbers that seem to control your financial fate. But what are they, really? And why do they feel more confusing than assembling IKEA furniture without instructions? ???? Here’s the deal: Understanding how it works now can save you a ton of stress later. Want to crack the credit score code? ?? Read the blog to learn everything you need to know! ?? What Is a Credit Score?: https://hubs.la/Q03cqTxY0

Your support matters now more than ever! ?? Congress and Wall Street bank lobbyists are pushing to impose a tax on credit unions, which could lead to higher costs for you and millions of others who choose credit unions as their financial partners. Don’t let big banks eliminate us as competition! This is a critical issue and we need your help. Contact your U.S. Representatives today and tell them: Don’t Tax My Credit Union! Take action here: https://hubs.la/Q03cnpck0 Let your voice be heard! #DontTaxMyCU #CreditUnions #TakeAction #CUDifference #AdvocacyMatters #ProtectOurCreditUnions

Want to boost your credit score? Remember, responsible credit use is key! Aim for no more than 2 new trade lines a year to keep your average age of credit healthy. Too many cards too fast can tank your score! Stay smart and build your credit wisely! Follow along for more Good Money Moves! ???? https://hubs.la/Q038pkRz0 #CreditTips #FinancialWellness #podcast #financialliteracy

At First Alliance Credit Union, we’re proud to support local entrepreneurs and help fuel community success. That’s why team members Alyssa, our Community Lending Advisor, Chelsy, our Community Development Advisor, Danielle, our Community Lending Manager, and Kristina, our AVP of Retail Experience, attended the Rochester Area Economic Development, Inc. Annual Meeting—connecting with local leaders and fostering growth in our community. #CommunityEngagement #FirstAllianceCreditUnion