Stablecoins are cool but face some serious challenges.
Without addressing these challenges, mainstream adoption of stablecoins and digital assets in general will remain limited.
Onchain Foundation identified the biggest roadblocks and how they can be solved: ??????
?? 1. Limited Merchant Acceptance (43.88%)
Despite their potential, stablecoins aren’t widely accepted by businesses, making real-world usage difficult.
? Solution: More platforms should actively support merchant integration, enabling stablecoins to function as a true medium of exchange.
Without merchant adoption, stablecoins will remain speculative assets rather than everyday financial tools.
?? 2. Regulatory Uncertainty (21.94%)
Unclear or restrictive regulations create hesitation among businesses and users. Governments worry about financial instability, fraud, and control over monetary policy.
? Solution: Establishing clear, supportive regulations will define stablecoins’ legal status and compliance requirements, paving the way for greater commercial adoption.
?? 3. Technical Complexity (21.11%)
For non-tech-savvy users, navigating stablecoins can be overwhelming—wallet setup, private keys, gas fees… it’s a lot.
? Solution: Platforms must simplify the user experience. At Finna , we’re making stablecoin transactions seamless and user-friendly.
?? 4. Security Concerns (13.05%)
Like all digital assets, stablecoins are vulnerable to hacks and fraud, making users cautious.
? Solution: Stronger security audits and enhanced user protection measures are essential for building trust and confidence in stablecoins.
What’s your biggest challenge with stablecoins? And what solutions do you have in mind?
Let’s discuss in the comments! ??
At Finna, we’re making stablecoins easier, safer, and more useful for everyone by tackling these challenges head-on.
Try Finna today!
Download the app on Play Store / App Store or visit t.co/pm722XoZPF to get started. ??