Financial Health Network

Banking deserts are becoming more prevalent across the country, making it harder for consumers to access essential #financialservices. This weekend, the Financial Health Network’s own Kennan Cepa will join a distinguished panel of experts at Association for Public Policy Analysis & Management’s #2024APPAM Conference to address the pressing issue of #bankingdeserts and their profound impact on #financialhealth. She will speak alongside: ?? Jason Richardson, National Community Reinvestment Coalition - NCRC ?? Karen Shakira Kali, AICP, AARP Public Policy Institute ?? Alaina Barca, Federal Reserve Bank of Philadelphia ?? Katelyn (Kate) Kramer, Consumer Financial Protection Bureau These experts will dive into: - Trends in branch closures and the rise of banking deserts - The impact on older adults and underserved individuals - The role of #FinTech and #mobilebanking in bridging the gap - Federal policy solutions addressing these challenges We’re excited to hear from this panel of passionate leaders as they explore #innovative solutions to ensure #finhealth for all. Learn more: https://hubs.li/Q02ZbVCg0

Voters have spoken: the #economy isn’t working for them. But why didn’t we see this coming? At Financial Health Network, we believe it’s time to redefine how we measure economic success. A holistic #financialhealth measure could capture whether families can meet their basic needs, recover from financial shocks, and plan for a stable future. This measure should hold as much weight as traditional indicators like GDP or unemployment in shaping smarter, more equitable #economicpolicy. In her latest Forbes contribution, our President and CEO Jennifer Tescher explores how shifting to a #finhealth lens could better represent the realities facing Americans today. By doing so, #policymakers can create solutions that align with what families truly need. A financial health measure wouldn’t just provide a clearer picture – it could drive real, meaningful change. ?? Read Jennifer’s insights here: https://hubs.li/Q02ZbwHD0

Bank fees shouldn’t hold anyone back from financial health. Fintech leader Chime is tackling this challenge by creating accessible, fee-free products to meet people wherever they are in their financial journey. See how Chime is advancing financial inclusion for all in this #EMERGE impact story: https://hubs.li/Q02Z272B0 #fintech #FinancialHealth #FinHealth

Climate change and extreme weather events are already affecting the livelihood and #financialhealth of every family in this country. Here are just a few of the financial consequences: - Rising costs of utilities and insurance - Increased health care costs due to heat, mold, and poor air quality - Interruptions in income for both employees and businesses - Damage to homes and property, resulting in long-term loss of assets With support from the Citi Foundation and as part of our #FinHealthFrontiers initiative, we put together a new brief breaking down the impact of #climate and #weather on our economic present and future — and how building #climateresilience must involve strengthening #finhealth and #financialsecurity for families and communities. Read the brief: https://hubs.li/Q02YWJt40

With the “silver tsunami” on the horizon, many retirees are facing the loss of essential #insurance benefits upon exiting the workforce. Guardian Life is stepping up to provide enhanced access to coverage options, empowering retirees to protect their #finhealth and enjoy their golden years with confidence. Discover how Guardian is supporting financial well-being for retirees in this #EMERGE impact story: https://hubs.li/Q02Y4Yym0 #RetirementPlanning #FinancialHealth

Small businesses have much to gain from AI but often lack the resources to leverage it fully. Mastercard Strive is stepping in to democratize AI, offering tools and support to make AI accessible to all. Learn how this initiative from the Mastercard Center for Inclusive Growth is empowering small businesses to thrive with smarter, tech-driven solutions. Read the #EMERGE article here: https://hubs.li/Q02WDJCd0 #SmallBusiness #AI #finhealth

?Join Your Financial Health Community at EMERGE 2025? As we enter the holiday season, we are deeply thankful for our community of Members, partners, and allies dedicated to financial health for all. Please join us in San Diego next June for our EMERGE 2025 conference, “Voices of Change,” the best place to meet leaders across the financial health movement and build transformational connections. Use code THANKFUL to save $400 when you register by December 5th. https://hubs.li/Q02Y3mNt0 #EMERGE #FinancialHealth #EMERGE2025 #FinHealth

With rapid advances in AI and automation, older workers face unique challenges—and opportunities—in today’s workplace. This #EMERGE article sponsored by AARP explores insights on how older workers feel about AI and offers ways employers can support them in this transition. Discover strategies for a more inclusive workforce and how we can bridge the gap for workers of all ages to thrive in the era of tech-driven change. Read more: https://hubs.li/Q02WDNcX0 #FutureOfWork #AI #finhealth

Honoring Our Heroes this Veterans Day! ???? Today, we pay tribute to the courageous men and women who have served our country. Their sacrifices inspire us to drive meaningful financial change for #veterans and their families. As we reflect on their contributions, we invite you to explore valuable resources that highlight essential financial support, such as #secured credit cards and #employment opportunities. Together, let’s financially empower those who have given so much for our freedom. See relevant resources in the comments. #VeteransDay #FinHealth #FinancialHealth

Do Americans feel covered by their #insurance? Millions of Americans lack the confidence that their insurance will protect them from #financial shocks, leaving them vulnerable to #finhealth disruptions. Our new behavioral guide offers solutions for insurance providers to innovate, enhance #financialhealth, and build customer loyalty. If your institution wants to learn more about how behavioral design can help support your finhealth strategy, this guide provides: - Insights into the behavioral science principles influencing insurance policy uptake - Real-world examples of innovations and strategies that simplify access and build trust - Research highlights on the impact of behavioral design in the insurance sector Explore more: https://hubs.li/Q02Vtlbh0 #FinancialHealth #InsuranceInnovation