FinTech - Financial Technology Insights?

?????????????? ?????????????????? ?????????????????? ?????????????? ???????????????? ?????????????? ???? The #EmbeddedFinance market is expected to double in the next 3-5 years, offering significant opportunities for new entrants. According to Intent Market Research?, the Embedded Finance Market was valued at USD 41.6B in 2023 and is projected to exceed USD 157.8B by 2030, growing at a compound annual growth rate (CAGR) of 21.0% from 2024 to 2030. [Download link: https://lnkd.in/diGA6txa] ???? Success will belong to those who build the necessary technology, expertise, and partnerships now. ?? To capitalize on this growth, fintech companies and financial services firms should focus on four key areas: defining a clear strategy, enhancing developer experience, supporting distributors, and strengthening risk and support services. ?? ???????? ???? ???????????????? ??????????????? It’s the integration of financial products—payments, loans, insurance—into non-financial platforms (like e-commerce, gig apps, or even ride-sharing services). ?????? ???? ?????????????? ???? ?????????????? ?????????????? Embedded finance is revolutionizing access to financial services by seamlessly integrating them into everyday apps and platforms. Fintechs are breaking down barriers, making finance more inclusive, and empowering people who have traditionally been underserved. ?? ?????? ???? ???????????? ??????????????????: Wider Access: Reaching underserved populations directly within their existing platforms. ? ???????????????????? ????????????????????:?Removing the complexity of traditional banking. Personalized Products: Tailoring financial tools to users’ specific needs. ?? ???????????????? ????????????????:?Educating users as they interact with financial services. The future? A world where finance is embedded into daily life, creating more opportunities for everyone. How is your organization tapping into embedded finance for inclusivity? Link to the article: https://lnkd.in/dq8igFWx Contact us For Sales [email protected] For media [email protected] #Fintech #EmbeddedFinance #FinancialInclusion #Innovation #TechForGood #DigitalTransformation #InclusiveFinance

???????????????? ?????? ?????????????????? ?????????????????? ?????? ?????????????????????? ???? ??????????’?? ???????????? ???????? ???????????????? Goldman Sachs, facing significant losses, is looking to exit the consumer banking market by selling its Apple Card portfolio. Synchrony Financial has emerged as a potential partner for Apple, with earlier interest from JPMorgan also reported. The sale follows challenges such as regulatory penalties and high delinquencies, raising questions about the future of Apple’s credit card business. As Apple explores new partnerships, this move could reshape the landscape of its financial services. ??? Link: https://lnkd.in/dTGskJ-B #AppleCard #SynchronyFinancial #GoldmanSachs #FintechNews #CreditCardBusiness #ConsumerBanking #Partnerships #FinancialServices #BankingNews #Apple

#CryptoUpdate: ?????????????????????? ???????????????? ?????? ???????????????? $200?? ???????????????????????????? ?????? ???????????????? DeskTrading, a leader in SMA technology, is celebrating its 15th anniversary with a major rebranding, including a new logo, website, and refreshed business identity. insights by: Alex Gruber, Head Trader at DeskTrading As part of this transformation, the company has unveiled the XDesk Crypto platform, supported by a $200 million fund. Designed to offer advanced tools for digital asset investors, XDesk Crypto aims to simplify cryptocurrency trading, providing users with the resources they need to navigate the evolving market with confidence. Link: https://lnkd.in/d9y9fDDC #DeskTrading #Cryptocurrency #Rebranding #XDeskCrypto #SMA #DigitalAssets #Fintech #TradingPlatform #CryptoInnovation #InvestmentTools #FintechNews #CryptoTrading

???????????????????? ???????????????? ?????????????????? ???? ?????????????? ?????????????? ???????????????? ???????????????? AccountsIQ has acquired ExpenseIn, a leading expense management software, to strengthen its cloud-based accounting solutions. This acquisition integrates ExpenseIn's capabilities into AccountsIQ’s platform, enabling businesses to manage expenses and invoices more efficiently. Insights by: Darren Cran, CEO of AccountsIQ Richard Jones, Managing Director of ExpenseIn Founded in 2015, ExpenseIn processes over a million expenses monthly, serving clients in more than 40 countries, including Ascot, Corpay, and Bath Rugby. The acquisition aligns with both companies’ customer-centric approach to finance management. Link: https://lnkd.in/dX4wXX58 #AccountsIQ #ExpenseIn #FintechNews #CloudAccounting #ExpenseManagement #SoftwareAcquisition #FinanceSoftware #BusinessSolutions #Fintech #InvoiceManagement #DigitalTransformation #GlobalExpansion

#Payments #gaming news: ?????????? ?????????????? ?????????????????????? ?????????????? ???????????????? ???? ?????? ???? ???????????? ???????????????? Nuvei has launched its Omnichannel payment solution in the UK Gaming industry, offering a unified platform for both retail and digital transactions. This innovative platform simplifies operations for operators and enhances the overall customer experience by providing seamless payment flexibility. Insights by: Phil Fayer, Nuvei’s Chair and CEO Samuel Bailey, Buzz Bingo Head of Product Fraud & Payments With its Omnichannel architecture, Nuvei is set to transform the gaming payments landscape in the UK. Link: https://lnkd.in/d3SNVAzP #Nuvei #OmnichannelPayments #GamingIndustry #Fintech #PaymentSolutions #UKGaming #CustomerExperience #FintechNews #PaymentInnovation #DigitalTransactions

#Fintech Update: ?????????????????????? ???????????????? ???? ???????? ???? ?????????????????????????? ?????????? ???????????????????? ?????????????????? Springbrook Software has unveiled an advanced #AI tool within its Cirrus financial platform to streamline invoice processing for local governments. The AI Document Reader automatically reads, extracts, and processes key invoice data—such as vendor details, amounts, and dates—eliminating manual inefficiencies. ? Insights by: Robert Bonavito, CEO of Springbrook Software By linking invoices directly to vendor records and managing the payment process, the tool enhances operational efficiency. Importantly, all data remains secure, with Springbrook ensuring customer privacy by not using invoices for model training. Link: https://lnkd.in/dBxFdMJc #Springbrook #AIinFinance #LocalGovernment #InvoiceProcessing #Fintech #AI #CloudTechnology #ERP #DataAutomation #MunicipalEfficiency #DigitalTransformation #CirrusPlatform #AIInvoicing #GovTech #FintechNews

???????????????? ?????????? ?????????? ???????????????? ??????????’?? ?????????????? ?????????????? Quantexa, a global leader in Decision Intelligence (DI) solutions, has been selected to join the World Economic Forum's (WEF) exclusive Unicorn Program. This invite-only program brings together private start-ups valued at over $1 billion with global leaders from politics, academia, and civil society. Link: https://lnkd.in/dFAf_ade Insights by: Vishal Marria, CEO/ co-founder, Quantexa After securing $129 million in funding and reaching a valuation of $1.8 billion, Quantexa became the first British unicorn of 2023. As a member of the WEF’s Centre for Financial and Monetary Systems, Quantexa will help shape global policies on AI, data privacy, digital transformation, and analytics. #Quantexa #UnicornProgram #WEF #DecisionIntelligence #DigitalTransformation #AI #DataPrivacy #FintechNews #TechInnovation #GlobalLeadership #Startups #FinancialPolicy #Analytics #DigitalTransformation

#Fintech Update: ?????????????????? ???????? ???????????? ?????? ?????????????? ?????? ???????????????????? ?????????? ???? ???????? ???????? PhotonPay has launched Google Pay support for its Mastercard users in Hong Kong, offering seamless and secure contactless payments on Android devices and WearOS. Insights by: Chao Xu, Vice President of Products at PhotonPay The integration enhances payment security through multiple layers, including tokenization, where transactions use a virtual card number instead of the actual card number, paired with a dynamic security code for each transaction. This update adds an extra layer of fraud protection, making #payments safer for users. Link: https://lnkd.in/dJuDWFw4 #PhotonPay #GooglePay #Mastercard #FintechNews #DigitalPayments #ContactlessPayments #Tokenization #PaymentSecurity #HongKong #FraudProtection #WearOS #AndroidPayments

#Fintech Banking Update: ???????????????? ???????????????? ?????? ?????? ?????????????? ?????????? ???? ?????????? ?????????????? ???????????? ?? Malaysia’s Ministry of Finance and Bank Negara Malaysia have granted licenses to KAF Digital Berhad and YTL Digital Bank Berhad, now rebranded as KAF Digital Bank and Ryt Bank, marking a significant step in the country’s fintech evolution. This move aims to increase competition, drive innovation, and enhance customer experiences in the banking sector. Both banks will leverage advanced digital technologies to offer seamless, customer-focused services. KAF Digital Bank will focus on Shariah-compliant financial solutions, with key partners including CARSOME and MoneyMatch. The banks’ launch will contribute to Malaysia’s broader digital economy goals. Link: https://lnkd.in/dtDZycTD #DigitalBanking #Malaysia #Fintech #BankingInnovation #ShariahCompliant #KAFDigitalBank #RytBank #FinancialServices #FintechGrowth #MalaysiaFintech #BankingLicensing #DigitalEconomy

???????????????? ???????????????? ???????? ?????????????????? ???? ?????????????????? ?????? ?????? GridGain has announced the appointment of Mark Lockareff as President and CEO, bringing over 25 years of experience in leading and investing in disruptive tech companies. Insights by: Geoffrey Baehr, GridGain board member General Partner at Almaz Capital Lockareff, a veteran CEO and venture capital investor, has a proven track record in the SaaS, big data, #cloud, and enterprise infrastructure sectors. He has previously served as CEO at companies like Nexenta and Paraccel and has supported investments in high-growth companies such as Facebook and Riverbed. His appointment comes as GridGain experiences continued momentum in its real-time #DataStorage, processing, and #analytics platform business. Link: https://lnkd.in/dG2CSRGu #GridGain #MarkLockareff #CEOAppointment #TechLeadership #BigData #SaaS #CloudComputing #EnterpriseInfrastructure #VentureCapital #FintechNews #DataAnalytics #BusinessGrowth