Financial Counseling Association of America (FCAA)

Happy Thanksgiving from FCAA! Every day we are grateful that we can help people break free from debt. Thank you for trusting FCAA and our non-profit member agencies!

Last week, our Board of Directors met to discuss our industry and how to continue growing and strengthening the FCAA to benefit our members and communities. This wonderful group of talented and insightful leaders is doing great things. Many thanks to each one of them!

Recently, WalletHub studied where student loan delinquency is growing the fastest. The top three states are Maine, Louisiana and Michigan. https://bit.ly/3zLxBZG Late payments on student loans can damage your credit score and your finances, but FCAA members can help! See what credit counseling can do for you. https://bit.ly/3Gjhvpx #StudentLoans #StudentLoanDebt #DebtHelp #FCAACanHelp

Americans are carrying record-high household debt, hitting young families hard. There is hope! Get budgeting and unbiased financial advice through FCAA’s Debt Freedom Tool. Check it out here: https://bit.ly/3PRFXUH #YoungFamily #DebtHelp #FCAACanHelp

“Take Charge America, an FCAA member, literally saved us from extreme debt. From start to finish, everyone that works for this company is helpful, knowledgeable, courteous, friendly and understanding. “I was scared of putting my finances in their hands, but in four years we paid off over $100,000 in debt – and now we owe no one. I still can’t believe how they have helped change our lives. They are great.” – William from New Jersey #HappyCustomer #Testimonial #DebtHelp #FCAACanHelp

Money is a significant stressor for more than 80% of younger Millennials and Gen Zers, according to a new American Psychological Association survey. https://bit.ly/3Y4pa3E Don’t live with this stress! FCAA members help people get out of debt and develop a healthy relationship with their money. Contact us to get help today. #FinancialCounseling #CreditCounselor #MoneyHelp #DebtHelp #FCAACanHelp

More and more people are struggling to make their credit card payments. Record-high interest rates make repayment very challenging, but there is a way out. FCAA member credit counseling agencies can work with creditors to lower your interest rates and fees and get you an affordable monthly payment. Contact us today to learn about debt management help! https://bit.ly/3uIGlN8 #CreditCards #LatePayments #DebtHelp #FCAACanHelp

After the death of a spouse, the surviving partner faces many significant challenges, including managing debts. Surviving spouses may not need to pay their deceased partner’s medical debts, but some debt collectors may try, according to the Consumer Financial Protection Bureau. https://bit.ly/4f5szG3 #MedicalDebt #DebtHelp #BabyBoomers #FCAACanHelp

Since early 2022, bankruptcy filings for 18- to 29-year-olds have jumped by 50%. That is scary! ?? Before you jump into bankruptcy, check out other debt relief options, like a debt management plan. A debt management plan can help you pay off your debts, improve your credit and relieve stress. Learn more here: https://bit.ly/4do3BBv #FinancialHelp #DebtManagement #FCAACanHelp

Did you splurge on a new minivan, SUV or Disney vacation with the kids this summer? If so, make sure you have a plan to pay off your debt. Need help building a plan? Try FCAA’s Debt Freedom Tool. https://bit.ly/3PRFXUH #budgeting #MinivanLife #DisneyDebt #DebtFreedom #FCAACanHelp