Financial Literacy Group LLC

?? How Banks Make Money Off You (And What You Can Do About It!) ?? You deposit your hard-earned cash, expecting security and growth. Meanwhile, banks flip the script and use YOUR money to make billions. ?? Here’s how they profit off you: ? Credit Cards: You get rewards, but they make money from sky-high interest. ? Loans & Mortgages: They lend your deposits at higher rates and pocket the difference. ? Account Fees: Small fees add up to billions. ? Low Interest on Savings: They pay you close to nothing, but invest your money for high returns. ?? So, how do you beat the system? ?? Invest in yourself & your knowledge! Ron Harris shares how to stop being a consumer & start banking like a bank in his latest webinar! Watch here → https://bit.ly/41htkXC

Want to pay off debt faster? We break it down step by step in our latest blog!??? ??Read more at FinancialLiteracy.Group

Ever wondered why we overspend—even when we know we shouldn’t? ?? The truth is, money habits are psychological. Some key reasons people struggle with overspending include: ?? Emotional spending – Shopping as a coping mechanism. ?? Social validation – Buying things to impress others. ?? Lack of financial awareness – Small purchases add up over time. ?? The key to fixing this? Recognizing these behaviors and creating better money habits! Learn more in our latest blog: FinancialLiteracy.Group

We all have blind spots when it comes to money, but some financial mistakes could be costing you thousands without you realizing it! ?? ?? Relying only on savings instead of investing – Inflation is eating away at your money every day. ?? Not tracking expenses – Small purchases add up faster than you think. ?? Focusing on income instead of wealth – It’s not about how much you make, but how much you keep and grow. ?? Want to avoid these pitfalls? We break it down for you in our latest blog: FinancialLiteracy.Group ?? What’s one financial lesson you wish you learned earlier? Let’s discuss!

Self-care isn’t just about spa days – your finances need care too! ??♂??? A strong financial foundation gives you peace of mind and freedom. Take some time today to check in with your money: ? Review your spending & cut out wasteful expenses ? Automate savings – Make paying yourself a priority ? Pay down high-interest debt – The faster you reduce it, the less you pay! ? Check your credit score & reports – Stay informed and in control ? Plan for the future – Retirement, emergency fund, and wealth-building strategies Taking small steps consistently leads to BIG results. Make financial wellness a priority! ?? Need expert financial guidance? We’ve got you covered! Check out our latest blog & courses at FinancialLiteracy.Group ?? What’s one financial habit you swear by? Let’s hear it in the comments!

??We all make money mistakes—what’s one lesson you’ve learned the hard way? Share your story in the comments!

How Banks Make Money Off You (And How to Fight Back!) Most people trust their bank without realizing one thing: banks exist to make a profit, NOT to help you grow wealth. ???? ?? They make billions every year by: ? Charging hidden fees (maintenance, overdraft, late fees) ? Using your deposits to fund their own loans ? Paying you tiny interest while charging high interest on loans ? Trapping people in long-term debt with mortgages, auto loans & credit cards ?? But you don’t have to fall into the trap! Learn how to take back control of your money & start banking like the wealthy do. ?? Read more at: FinancialLiteracy.Group ?? What’s the worst banking fee you’ve ever paid? Share below!

?? Inflation is the silent thief of wealth. That $100 in your savings account? It’s worth less every year. ? The solution? Investing, smart money strategies & understanding cash flow. ?? Are you keeping up with inflation? Comment below! ?? Read more at https://lnkd.in/eCGtYCpy

?? Why do so many people fail at budgeting? Because budgets feel like punishment! Instead of focusing on “cutting out fun,” think about cash flow management—how money moves in and out of your life. ? Focus on making your money work FOR YOU ? Build wealth, not restrictions ? Stop feeling guilty about every purchase! ?? What’s your biggest struggle with budgeting? Let’s talk! ?? Read more at https://lnkd.in/eCGtYCpy

?? The webinar replay is HERE! ?? If you missed Ron Harris’ powerful session, What if You Could Be Less Like a Consumer and More Like a Bank?, now’s your chance to catch up. ?? Key highlights: ?? How the wealthy use the banking system to their advantage ?? The biggest financial mistakes most people make ?? How YOU can start thinking like a bank today ?? This knowledge could change your financial future. ?? Watch the full recording here: [https://bit.ly/41htkXC] ?? Have questions or insights from the webinar? Drop them in the comments!