We tend to avoid the tired question of "What keeps you up at night?"... It's far more useful to ask, "What's at Stake?" And by that we mean both, threats AND opportunities... But, major events could put your bank into a reactionary position.? You obviously know your market, communities, and the economic trends within. But you also know that the current market environment brings additional external risks from macro-economic trends and significant geopolitical factors that can impact your bank’s risk profile and financial prospects.? Growth-oriented banks need to adequately incorporate the potential impact from these external shocks to gain an enhanced view of their loan portfolio’s risk profile. Strategic visibility then paves the way for OPPORTUNITY... ...which leads to RISK-ADJUSTED PROFITABILITY.? To learn more, visit: https://lnkd.in/gwtmbJkk We'd be happy to send you a 2-page Executive Summary of our RLPST #riskmanagement?#ERM?#ECRM #bankingandfinance?#risk?#finance #fintech?#opportunities?#engagement?#banking?#CFO #enterpriseriskmanagement?#CECL?#credit?#creditrisk #creditriskmanagement?#communitybanking?#communitybank???#CRO?#bankceo
Finance. Risk. Unified.
银行业
Dallas，Texas 462 位关注者
Unprecedented Strategic Visibility for Today’s Vital Regional and Community Banks.
关于我们
Two words – Strategic Visibility. It’s what today’s growth-oriented regional and community bank executives need to manage today’s growing headwinds, exponential change, and unprecedented opportunities. And it’s Strategic Visibility that will bring much-needed growth, efficiency, agility, and overall relevance into focus. And Strategic Visibility is what Finance.Risk.Unified delivers. Built from a consortium of experienced ex-bankers who have pooled together over four decades of collective expertise and resources, Finance.Risk.Unified. provides unprecedented forward-looking insights by unifying Risk Quantification and Finance Optimization into a single view. This is achieved through our technology solution suite, which includes, but is not limited to, enterprise-wide products that improve how our customers achieve their strategic objectives and comply with regulations in a rapidly evolving environment that requires digital transformation, data-driven insights, and the modernization of inefficient processes. Historically, only available for the large national banks, we’ve been successfully providing this level of technology combined with best-in-class financial and risk management methodologies specifically for many of today’s vital regional and community banks. This is, and has always been, our primary goal –– to provide these bank leaders the freedom to get out of react mode and back into the highly strategic role they signed up for so they can focus precious energy toward optimizing risk, executing strategy, and achieving their goals. At Finance.Risk.Unified., we know what your bank is up against. We’ve been there. And we’re here for you. We’re Bankers Helping Bankers.
- 网站
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https://financeriskunified.com
Finance. Risk. Unified.的外部链接
- 所属行业
- 银行业
- 规模
- 11-50 人
- 总部
- Dallas，Texas
- 类型
- 私人持股
- 创立
- 2007
地点
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主要
获取路线
US，Texas，Dallas，75254
Finance. Risk. Unified.员工
动态
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If you live in a smaller community, would you prefer a branch of a Too Big to Fail bank focused on Wall Street, or a locally owned and managed tax-paying, wealth-creating, employer focused on your Main Street? That was an option before the Great Financial Crisis of 2008, when regulatory bodies and lawmakers responded to dangerous behavior by giant banks by slamming the door on the formation of new community banks. It is past time to lower the extremely high capital requirement for de novo charters. We need MORE community banks, not fewer.
Just in time for Thanksgiving,?Lucas White serves up a poignant reminder of the difference between community banks and our nation’s largest financial institutions in a new American Banker #BankThink op-ed.?To sustain these vital institutions, policymakers must reduce unnecessary regulatory burdens and address the competitive advantages megabanks and other federally backed entities enjoy. ?? #BankLocal #CommunityBankImpact #PolicyMatters https://lnkd.in/eft5ic3H?
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This needs to be said. If you’re in banking, you’re in the risk-taking business. Risk and resilience have been common themes in this climate at nearly every bank conference. (Including the recent Bank Board Training Forum, we attended, presented and sponsored 2 weeks ago.) They've been common themes with very good reason. Too much risk can erode earnings, capital, and even lead to failure. Too little can also erode the bank’s performance and condition, which puts pressure on its board and management team. Read more below. This article from FRU President, Chris Henkel hits. And follow us for more insights on: #risk #resilience #CRE #CREexposure #ERM #finance #strategicvisibility #communitybanks #regionalbanks #visibility #riskmanagement #ECRM #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #riskmanagementassociation #RMA #compliancerisk #compliance?#bankstrategy
This is NOT a Trick Question: Are You Taking Enough Risk?
Finance. Risk. Unified.，发布于领英
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A truly great experience at BankDirector.com's Bank Board Training Forum this week! Lot's of important insights - Risk and Resilience being amongst the major topics. If you got a chance to attend Aaron Taylor, CFA, CPA, CEO and Chris Henkel's breakout session titled: "The Road to Resilience: Gaining Strategic Visibility Through Your Financial and Risk Data", then you know there are solid and innovative resources out there for community and regional banks to get back in strategic mode - rather than react-mode. Didn't attend BBTF? No worries... we are announcing a forthcoming ZoomCast that will feature Chris and Aaron addressing these topics in an interview format. Stay tuned! Again - many thanks to #Bankdirector for providing such an important experience for bank board members and executives to gather and share resources and insights to keep our vital community and regional banks resilient, relevant and impactful to the communities they serve! #fintech #opportunities #engagement #banking #CFO #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #communitybank #CRO #compliancerisk #compliance #resilience #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #bankdirector #BBTF
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Nashville bound, y’all! It’s gonna be a great conference.
BankDirector.com's Bank Board Training Forum begins Monday September, 16 in Nashville, TN. Are you going to be there? If so, join our very own Aaron Taylor, CFA, CPA, CEO and Chris Henkel, President, Finance.Risk.Unified. as they lead a very important breakout session on The Road To Resilience for community and regional banks. Breakout Session Monday 9/16 1:15p The Road to Resilience: Gaining Strategic Visibility Through Your Financial + Risk Data Synopsis: In this M&A climate, risk and resilience have been common themes at nearly every bank conference. And with good reason. Spurred by technological advancements and heavy-handed regulations that result in a steady decline in the number of community and regional banks, alarmists all like to ask the question, “What keeps you up at night?” It's much more productive (and strategic) to ask “What’s at stake?” And the answer, of course, is a lot. Because - if you’re actually being forward-looking, you’ll want to know what type of information you’ll need to make informed – and strategic – decisions. #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #compliancerisk #compliance #resilience #bankdirector #BBTF
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BankDirector.com's Bank Board Training Forum begins Monday September, 16 in Nashville, TN. Are you going to be there? If so, join our very own Aaron Taylor, CFA, CPA, CEO and Chris Henkel, President, Finance.Risk.Unified. as they lead a very important breakout session on The Road To Resilience for community and regional banks. Breakout Session Monday 9/16 1:15p The Road to Resilience: Gaining Strategic Visibility Through Your Financial + Risk Data Synopsis: In this M&A climate, risk and resilience have been common themes at nearly every bank conference. And with good reason. Spurred by technological advancements and heavy-handed regulations that result in a steady decline in the number of community and regional banks, alarmists all like to ask the question, “What keeps you up at night?” It's much more productive (and strategic) to ask “What’s at stake?” And the answer, of course, is a lot. Because - if you’re actually being forward-looking, you’ll want to know what type of information you’ll need to make informed – and strategic – decisions. #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #compliancerisk #compliance #resilience #bankdirector #BBTF
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BankDirector.com's Bank Board Training Forum begins Monday September, 16 in Nashville, TN. Are you going to be there? If so, join our very own Aaron Taylor, CFA, CPA, CEO and Chris Henkel, President, Finance.Risk.Unified. as they lead a very important breakout session on The Road To Resilience for community and regional banks. Breakout Session Monday 9/16 1:15p The Road to Resilience: Gaining Strategic Visibility Through Your Financial + Risk Data Synopsis: In this M&A climate, risk and resilience have been common themes at nearly every bank conference. And with good reason. Spurred by technological advancements and heavy-handed regulations that result in a steady decline in the number of community and regional banks, alarmists all like to ask the question, “What keeps you up at night?” It's much more productive (and strategic) to ask “What’s at stake?” And the answer, of course, is a lot. Because - if you’re actually being forward-looking, you’ll want to know what type of information you’ll need to make informed – and strategic – decisions. #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #compliancerisk #compliance #resilience #bankdirector #BBTF
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"Where there are risks, there are opportunities. And if you’re in banking, you’re in the risk-taking business." Our very own Chris Henkel wrote an article for BankDirector.com, where he asks bankers... "Are you taking enough risk?" No, this is not a trick question... Find out how an Integrated Future View helps to understand your risks and leverage them against the headwinds sapping your Bank’s resilience. https://lnkd.in/g2TZUM_U ---- PS... If you're going to be attending BankDirector.com's Bank Board Training Forum in September (in Nashville), come see us! Chris Henkel and Aaron Taylor, CFA, CPA will also lead a breakout session titled: "The Road to Resilience: Gaining Strategic Visibility Through Your Financial and Risk Data" More info to come. ---- #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #riskmanagementassociation #RMA #compliancerisk #compliance?
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"Where there are risks, there are opportunities. And if you’re in banking, you’re in the risk-taking business." Our very own Chris Henkel wrote an article for BankDirector.com, where he asks bankers... "Are you taking enough risk?" No, this is not a trick question... Find out how an Integrated Future View helps to understand your risks and leverage them against the headwinds sapping your Bank’s resilience. https://lnkd.in/g2TZUM_U ---- PS... If you're going to be attending BankDirector.com's Bank Board Training Forum in September (in Nashville), come see us! Chris Henkel and Aaron Taylor, CFA, CPA will also lead a breakout session titled: "The Road to Resilience: Gaining Strategic Visibility Through Your Financial and Risk Data" More info to come. ---- #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #riskmanagementassociation #RMA #compliancerisk #compliance?
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#innovation #relevance #competitiveness While we agree 100%… We would also add one more… #resilience Fantastic insights as always, Al Dominick! —- #visibility #strategicvisibility #riskmanagement #ERM #ECRM #risk #finance #fintech #opportunities #engagement #banking #CFO #enterpriseriskmanagement #CECL #credit #creditrisk #creditriskmanagement #communitybanking #regionalbanking #communitybank #CRO #riskmanagementassociation #RMA #compliancerisk #compliance
Lately, there’s been a notable uptick in mergers and acquisitions within the #fintech sector, with strategic deals enhancing capabilities and driving innovation. **My Observations** 1. Increased Activity Recent reports, like PitchBook’s Fintech M&A review, highlight a significant rise in fintech buyouts, especially in Q1 2024 (see charts). Companies are actively pursuing acquisitions to bolster their technology and market presence. 2. Strategic Acquisitions A prime example is nCino, Inc.’s acquisition of DocFox - is now nCino in March — which aims to streamline client onboarding processes and improve overall lifecycle management. Such deals are not just about expansion but also about integrating innovative solutions to enhance efficiency and the client experience. 3. Staying Relevant and Competitive In an ever-evolving market, staying relevant and competitive is crucial. These strategic acquisitions enable fintech companies to quickly adapt to technological advancements and changing customer expectations. 4. Market Confidence The rebound in corporate M&A activities suggests renewed confidence among industry leaders. Companies are now more willing to invest in acquiring high-value assets to differentiate and drive growth. ?? Anecdotally, I have heard from a number of PE and VC firms that are actively looking to invest in (or acquire) fintech companies. This aligns with the observed trend and highlights the strong interest in the sector's potential for innovation and growth. From my perspective, this surge in M&A activity is a clear indication of the industry's focus on innovation, relevance, and competitiveness. What do you think about the current trend in fintech M&A? How do you see it impacting the industry in the long run? I’d love to hear your thoughts! #MergersAndAcquisitions #IndustryTrends #FinancialServices #OwnTheOutcome
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