FinDec

?? Fed Update! ?? The Federal Reserve kept interest rates steady at 4.25-4.50%, but the biggest takeaway? Uncertainty. The Fed dropped its previous language on risk balance and replaced it with, “Uncertainty around the economic outlook has increased.” ?? Labor market? Still solid. ?? Inflation? Still elevated. ?? Balance sheet reduction? Slowed from $25B to $5B in Treasuries per month. ?? Growth projections? Lowered for 2025 to 1.7% (from 2.1%) ?? Inflation expectations? Now 2.8% (up from 2.5%) ?? Rate cuts? Two projected for 2025. FinDec's Take? The Fed isn’t making bold moves—it’s waiting and watching. With new tariffs set to roll out on April 2nd, uncertainty is high. Will they impact inflation in a meaningful way, or will the effects be transitory as Chair Powell suggested? It’s impossible to predict, and the Fed seems just as in the dark as investors. What we do know? The Fed is still leaning toward easing monetary policy and won’t hesitate to adjust if the economy slows down more than expected. Stay tuned—things could shift fast! #FedUpdate #InterestRates #Economy #FinDec

Want to make the most of your retirement savings? ?? Check out these 5 expert tips to maximize your contributions and unlock valuable tax benefits! Have questions? Contact a FinDec advisor today: https://lnkd.in/gkZ-_Yh

Feeling lucky? ???? Make sure your finances are too! This St. Patrick’s Day, invest in your future and let smart financial planning lead you to the pot of gold at the end of the rainbow! ??? #LuckyWithFinances #SmartMoneyMoves #FinDec

At FinDec, financial wellness isn’t just a service—it’s our commitment. Our team empowers individuals and families with the knowledge, strategies, and support they need to build a secure future. Because true financial success starts with confidence, clarity, and care. #FinancialWellness #FinDecValues #YourFutureOurPriority

?? Employee Spotlight: Ruben Paita ?? Since joining our team in 2018, Ruben has worn many hats—starting on the Help Desk, transitioning to Resolution Associate, and now thriving as a Retirement Plan Advisor. His dedication and expertise have made him an invaluable asset to our team! Originally from Huancayo, Peru, Ruben is fluent in Spanish and holds a BA in Economics and Accounting from UC Santa Barbara. Always striving for growth, he even passed the Series 65 in 2021 to further his financial expertise. ???? Outside of work, you’ll find Ruben cheering for the 49ers, exploring investments, and spending time with family and friends!

Wealth preservation is the keystone of smart financial planning, essential for those aiming to safeguard assets and pass on prosperity to the next generation. Through a blend of legal, financial, and estate planning tactics, we shield wealth from potential threats like taxes, inflation, market swings, and unforeseen legal issues.

A Buy Now, Pay Later plan could be an attractive way to pay for a purchase. But the best sounding deal can come with hidden risks. Here are five to watch out for.

?? Tax Tip Time! Tax credits and tax deductions might sound similar, but they play very different roles in your tax strategy. ?? ? Tax Deductions lower your taxable income, which can reduce the amount of tax you owe. ? Tax Credits directly reduce your tax bill, dollar for dollar. Both can help you save, but knowing the difference is key! Need help maximizing your tax benefits? FinDec has you covered. #TaxTips #FinancialPlanning #FinDec

?? Smart risks. Strategic growth. Client-first always. At FinDec, we believe that taking calculated risks is the key to building long-term financial success. As CEO Michael Lee puts it: "We invest in the market, so I want to make sure we always are pushing the boundaries—but in a way that puts the clients first." That’s what sets us apart. We’re not just managing wealth; we’re helping you build confidence in your financial future.

April 15th will be here before you know it! Start gathering your documents now to stay ahead of the game. Need guidance? FinDec is here to help!