Farmers State Bank - Elmwood, IL

???? March Madness: Budget Edition! ???? Don’t let your finances get benched this season! ???? Whether you're saving for a big purchase ???? or managing debt, a solid budget keeps you in the game! ???? ?? Track spending – Know where your money’s going! ???? ?? Stick to a savings goal – Set a target & stay disciplined! ??? ?? Avoid impulse purchases – Think before you spend! ????? Let’s score some financial wins this month! ???? #MarchMadness #SmartSpending #WinningWithFSB

???? March is National Credit Education Month! ???? Your credit score plays a big role in your financial future! ???? Whether you’re buying a home ??, financing a car ??, or applying for a job ??—good credit matters! ?? Credit Tips for Success: ?? Pay bills on time – Your payment history is key! ??? ?? Keep balances low – Don’t max out those credit cards! ???? ?? Check your credit report – Spot errors & fraud early! ???? ?? Limit new accounts – Too many at once can hurt your score! ???? Have credit questions? We’re here to help! ???? #CreditEducationMonth #SmartCreditMoves #FinancialWellness

???? Celebrating the Strength, Vision & Leadership of Women ???? On International Women’s Day, we honor the incredible women who inspire, lead, and shape our communities every day. ???????????? From business owners & entrepreneurs to mothers, mentors & financial leaders, your impact is everywhere! ???? ?? Here’s to strong women. May we know them, may we be them, may we support them. ?? #InternationalWomensDay #EmpowerWomen #StrongerTogether

???? Happy Employee Appreciation Day! ???? Today, we celebrate the heart & soul of our bank—our amazing employees! ???? Your dedication, hard work, and commitment make a difference every single day! ??? Whether it’s helping customers achieve their financial dreams ???? or supporting each other as a team ????, you make FSB Elmwood an incredible place to be! ?? THANK YOU for all that you do! ?? #EmployeeAppreciation #BestTeamEver #BankingWithHeart

??? Don’t Forget to Spring Forward! ??? Daylight Saving Time starts this Sunday! ??? Set your clocks ahead one hour before bed on Saturday night and get ready for longer, sunnier evenings! ???? While you're adjusting your clocks, it’s also a great time to check in on your financial goals! ??? Need help staying on track? We’re here to help! ???? #SpringForward #DaylightSavingTime #FinancialGoals

??? It’s National Consumer Protection Week! ??? Your financial security is our #1 priority! ???? This week, we’re sharing essential tips to help you stay safe from scams, fraud, and identity theft. ???? Here’s how you can protect yourself: ? Monitor your accounts – Check your statements regularly for any suspicious activity. ???? ? Use strong passwords – A mix of letters, numbers & symbols keeps hackers away! ???? ? Stay alert to scams – If it sounds too good to be true, it probably is! ??? ? Guard your personal info – Never share sensitive details over the phone or email. ???? Stay informed & empowered! Follow us all week for more security tips. ????? #ConsumerProtectionWeek #StaySafe #FinancialSecurity

?? Important Update for Business Owners! ?? The government now requires businesses to disclose beneficial ownership ????. This means identifying individuals who own or control 25%+ of your company. ? ?? Why it matters: Compliance is mandatory to avoid fines or penalties! ?? Deadline: March 21st – Don’t miss it! ?? Significant daily fines for late filing! ? ?? What to do: 1?? Review your ownership structure 2?? Collect the details of beneficial owners 3?? Submit the info to the government on time ?? ? Go to https://lnkd.in/e4zShHzk to file today! ? Make sure you're in compliance and consult with experts if needed!

???? Tax Refund Scams – Stay Alert! ???? It’s tax season, and scammers are on the prowl! ???♂??? If you get an unexpected email or call promising to "help" with your refund, ?? don’t fall for it! ?? Reminder: The IRS NEVER asks for personal info via email or text! ???? Stay sharp & protect your hard-earned money! ???? #TaxScams ?? #ScamAlert ?? #ProtectYourMoney ??

?? Your Money is Safe at Farmers State Bank! At Farmers State Bank, your trust and financial security are our top priorities! With all the recent concerns about government policies and banking, we want to assure you that your deposits are safe. Privacy & Security: We protect your personal info with the highest security. Local & Strong: We're a community bank focused on stability, long-term relationships, and sound financial principles. FDIC Insured: Your deposits are insured up to $250,000 by the FDIC, backed by the U.S. government! Got questions? We're here to help! Contact us for peace of mind. #FarmersStateBank #SafeBanking #FDIC #CommunityBank #Security

?? IT'S FFA WEEK! ?? Our Ag Loan Officer, Leah Brown, is spreading some love ?? and making those FFA kiddos smile with a yummy cookie to kick off their week! ?? Let’s show our support for these future leaders! ???? #FFAWeek #AgLife #SupportOurFuture #FFA #LeahBrown #CookiesForFFA