Farmers & Merchants Bank

Got your tax refund? Make it work for you! Instead of splurging, consider these smart money moves: Grow your savings - Lock in a great rate with a CD or high-yield savings account. Save for a rainy day - Boost your emergency fund for unexpected expenses. Pay down debt - Reduce high-interest credit card balances or loan payments. Make the most of your refund - our team is here to help! Stop by or give us a call today.

Spring into a fresh start with local banking at Farmers & Merchants Bank!?Banking local means investing in our community, strengthening businesses, and growing together where it matters most. Let’s make this season one of growth - one transaction at a time!

Our employees came together in February to raise $300 for Empower Westminster, a nonprofit dedicated to supporting women and minority-owned businesses in our community. Run by the team at Rudolph Girls Bookstore, Empower Westminster provides funding for startup costs, educational resources, and access to low-rent pop-up spaces. AVP Branch Manager Megan Rudolph had the honor of presenting the check - and of course, we couldn’t pass up the chance to say hello to Neptune, the bookstore pup! We’re proud to support such a meaningful cause right here in the local community!?#BankLocal?

Celebrating the women shaping the future of banking. This Women’s History Month, we recognize the incredible women in finance - past and present - who have broken barriers and led the way. We’re especially proud of the women on our team who make a difference every day, helping our customers and community thrive. Tag a woman in finance who inspires you!

Behind every great bank is an even greater team! Today, on Employee Appreciation Day, we’re celebrating the incredible people who make banking personal, helpful, and welcoming every day. To our team - thank you for your hard work, dedication, and commitment to our customers and community. Got a favorite employee who’s made your day better? Give them a shoutout in the comments!

Today is National Slam the Scam Day! This initiative was created to raise public awareness to combat Social Security-related scams as part of National Consumer Protection Week. The goal is to stop scammers from stealing your money and personal information. Follow the link below to learn how to recognize the basic signs of a scam, and much more. Share this information with your loved ones, and Slam the Scam! https://www.ssa.gov/scam/

Banking made simple - for every generation. Whether you’re opening your first account or taking the next step toward financial independence, we’re here to help. Our team is ready to guide you through the process with personalized support. Stop by or give us a call to get started today!

Home is where the heart is - show it some love! With a Home Equity Line of Credit (HELOC), you can upgrade your space, tackle renovations, or consolidate debt with flexible financing. Treat your home (and yourself) right this Valentine’s Day! Contact us to learn more.

In observance of the upcoming Presidents' Day holiday, all branch locations of Farmers & Merchants Bank will be closed on Monday, February 17, 2025.

Tax season is here - are you ready? Get ahead with these simple steps: ?Organize your documents - Gather W-2s, 1099s, and receipts for deductions. ?Set up direct deposit - Get your refund faster by having it deposited straight into your account. ?Watch out for scams - The IRS won’t call, text, or email asking for personal info. Stay alert! ?Plan for next year - Consider setting up a savings account for future tax payments or adjusting your withholdings. Need help getting your finances in order? We’re here to help - stop by or give us a call today!