ERGO Group AG

"Together for Diversity: Growing Together." ?? With this motto the DIVERSITY Conference 2024 once again demonstrated the importance of a diverse and open society for economic innovation and growth. ?? One focus of the conference was generational diversity – a topic that is highly relevant to us at ERGO. With an average employee age of 45, we are actively addressing how to bring together Baby Boomers, Gen Xers, Millennials, and Gen Zers in the workplace. Our Labour Director, Dr. Lena Lindemann, shared valuable practical insights on this topic during the Leadership Chat with Jutta Rump. She emphasised the need for a holistic approach that sees generational diversity not only as a challenge but as an opportunity for growth. At ERGO, we focus on: ?? Understanding generations ?? Promoting dialogue ?? Creating an inclusive working environment You can read more of Lena Lindemann's thoughts on generational management in her #ERGOThoughts article: https://lnkd.in/dicfeUc9. Three days of inspiring stories, new perspectives and interactive workshops have come and gone. We leave with many valuable insights – and the confirmation that we at ERGO are on the right path. Many thanks to the Charta der Vielfalt e.V. and the Tagesspiegel Live for organising this valueable event. ?? w/ Bianca Boudein, Anja-Christina Schwenck, Michelle Gampe, Kristina Hofmann #Diversity #Generations #ERGO #DIV24 #growtogether

Sick on holiday? A nightmare, especially if you don't speak the local language or understand how the local healthcare system works. In this case, ERGO Reiseversicherung AG supports its customers in Germany and Spain in finding a doctor and making an appointment from anywhere in the world. To this end, ERGO is cooperating with the start-up Air Doctor. Customers can use the Air Doctor app or website to access over 20,000 specialists and general practitioners in over 75 countries worldwide. Users can filter the application by medical specialty, availability or language skills of the doctors. They receive an appointment via the app within 45 minutes and can thus get prescriptions issued promptly in order to obtain the medication they need. ERGO Reiseversicherung and Air Doctor settle the bill for the doctor's visit afterwards. Customers without a deductible do not have to pay in advance. The offer has convinced ERGO Reiseversicherung’s customers: almost nine out of ten would recommend it. Many thanks for making this cooperation so successful to Jens Gruss, Claudia Wetzstein, Ruben Galan Garcia, Hanbing Ma, CFA, Ilana Fletcher, Arie Gorin, Yifat Ben Yehuda, Efrat Sagi-Ofir, Jenny Cohen Derfler and to many ERV colleagues as well as colleagues from Group Functions such as IT, Data Protection and Purchasing. And of course, special thanks to the decision-makers such as Mark Klein, Richard Bader and Torsten Haase. ERGO intends to be a digital leader in the insurance industry by 2025 – both in Germany and in its core international markets. To this end, the Company is already working intensively on developing and implementing various new technologies, such as artificial intelligence, voice technology, robotics and process mining. ERGO is also playing a leading role in the metaverse. #TravelInsurance #teamERGO #digitalleading #ERGO

AI systems are ingenious – but they have a huge energy demand. What solutions are there to this dilemma? As some companies explore innovative energy solutions, emerging technologies are paving the way for reduced energy demands. By enhancing hardware and software efficiency, AI can be made more energy-efficient. ?? If you want to learn more, check out the full article on //next: https://lnkd.in/e7eYEVeh #AI #digitalisation #innovation #ERGO #teamERGO

The world of work is changing: At ERGO we currently have four generations working side by side – each with their own strengths, experiences and perspectives. This diversity offers enormous opportunities for innovation and growth - but it also challenges us to create a working environment in which knowledge is shared and cross-generational collaboration is encouraged. At the Diversity Conference hosted by Charta der Vielfalt e.V. and Tagesspiegel Live, Dr. Lena Lindemann and Jutta Rump will talk about how different generations can work together successfully – from both a business and a scientific perspective. They will discuss how companies can actively manage generational diversity and create a working environment that is equally attractive to young and experienced talents. Join them on the main stage at 12.30pm on 19th November. #DIV24 #StimmefürVielfalt #GemeinsamFürDiversity #ERGO #growtogether

How responsible acts ERGO in the field of investment? This question answers Michael Markser, Investment Management ESG. From environmental protection to good corporate governance, we're committed to our customers. Watch the video below! ?? ? ?? And if you want to learn more about our other sustainability-orientated initiatives, head over to our website: https://lnkd.in/ewW3kSBt #ERGO #sustainability #responsibleinvesting #environmentalprotection #climateconsciousness

Compared to traditional property insurance, cyber insurance is still a relatively new form of insurance. Advances in digitalization mean that it is becoming more and more important. After all, cyber risk exposures have become one of the biggest global risks for business and society in recent years. Hardly a day goes by without hacker attacks on companies or government institutions. There are many reasons behind this development. In his Trend Talk Edward Ler, Chief Underwriting Officer of ERGO Group AG, explores what trends and developments are shaping the current cyber risk landscape. ?? ?? Watch the full video on YouTube to learn more: https://lnkd.in/eqjVMwyh Which trends and developments in the insurance industry are you interested in general? What do you think of cyber insurance? Please let us know in the comments! #teamERGO #cyberinsurance #globaltrade #trends #insurance #ERGO

In a world where risks are ever-evolving, understanding and managing uncertainties is more crucial than ever. In an insightful conversation with Filip Kowalik from Forbes Polska, Dr. Oliver Willmes, Chairman of the Board of ERGO International AG and Chief Operating Officer of ERGO International, and Artur Borowinski, CEO of ERGO Hestia, discuss the dynamic landscape of the insurance market in Poland and beyond. ?? Some key take-aways: ? Risk Assessment as Core Competence:?In today's rapidly evolving risk landscape, the ability to accurately assess risk and new threats is paramount to anticipate and respond to changes in a timely and appropriate manner. ? Models and Data as Key Drivers: Innovative models and data are key – not only to visualize shifting trends but also to shape effective insurance solutions. ? Opportunities in the Health Market:?The field of health insurance is oftentimes characterized by a significant protection gap and thus presents immense growth potential, particularly in Poland. Yet, the public healthcare system and private solutions are complementary and go hand in hand, enhancing overall healthcare accessibility. ? Discover more by reading the full interview here: https://lnkd.in/eRppuqgF ? #RiskAssessment #DataDriven #Insurance #Healthcare #simplebecauseitmatters #ERGO

?? Congratulations to ERGO Insurance Thailand! ?? We are thrilled to extend our heartfelt congratulations to ERGO Thailand for being honored as the “General Insurance Company of the Year” at the prestigious Asia Insurance Industry Awards 2024! ?? Join us in congratulating the entire team at ERGO Thailand for this well-deserved recognition! ?? #ERGOThailand #InsuranceExcellence #AIIA2024 #Innovation #CustomerCentricity #Leadership #simplebecauseitmatters Asia Insurance Review

?? Out now: Financial Results Q3, 2024, of Munich Re Group ? ?? With a net result of €699 million in the first three quarters of the year, ERGO is well under way to achieve its 2024 earnings target - despite losses from natural catastrophes caused by storm "Boris" in Central and Eastern Europe, which particularly affected our entities in Poland and Austria. This demonstrates our resilience and reliability. ?? All segments have contributed well to the result in the first three quarters. ?? Special topic in Q3: ?? Adjustment of the 2024 outlook for the insurance revenue upwards from €20 billion to €21 billion, mainly driven by the international segment ?? Adjustment of the 2024 outlook for the combined ratios in the Property & Casualty Germany (87% -> 89%) and International (90% -> 92%) segments ?? Supported by solid fundamentals, the earnings outlook of €0.8 billion for 2024 remains unchanged ?? Background: ?? Property & Casualty Germany segment: Continued high claims inflation in the German motor business affecting the entire market ?? International segment: Impact of natural catastrophes in Poland and Austria and unfavourable claims development in the Spanish health business Dr. Markus Rie?, Chief Executive Officer and Chair of the Board of Management of ERGO Group AG, about the results: “In the first nine months of this year, we delivered a robust performance across all segments while facing up to challenges such as major natural catastrophes. With our diversified business model, we have once again achieved profitable growth, demonstrating our resilience particularly in uncertain times. Looking ahead, we are well on track to meet our full-year net result target despite headwinds.” Read the media release for more details: https://lnkd.in/eMrCFUbZ #ERGO #ERGOFigures #teamERGO #FinancialResults #insurance

Why is lifelong learning important? How can we stay motivated to learn permanently? And what skills will we need in the future? Dr. Lena Lindemann, HR Director at ERGO Group AG, and Felicitas von Kyaw, HR Director at Vodafone, discuss these questions in the latest episode of?#OutOfTheBox.??? Both HR experts agree that major future skills – abilities that will prove increasingly important in the future – include expertise in new technologies as well as soft skills such as learning ability, team spirit and communication skills. But: “The ability to learn is a meta-skill,” says Felicitas von Kyaw. “Paired with openness for technology, it’s a perfect match.” ???What do you think? Let us know in the comments! Watch the full HR Talk in our online magazine //next: https://lnkd.in/dfn4MMHe #GrowTogether?#lifelonglearning?#futureskills?#HRTalk?#teamERGO