Equitta // Financial Ally for Early Career Physicians

Hey early-career physicians: figuring out your finances can feel confusing and frustrating... especially when you're already stretched so thin. ?Finding disability insurance ?Figuring out the best repayment strategy for your student loans ?Sorting out how much house you can afford ?Getting life insurance ?Negotiating attending job offers ?Making the right benefit elections ?Figuring out how much to save and where to invest ?Plenty more... It's a lot. But we've got your back. Meet Equitta: one of the only national financial advisory firms focused on early-career physicians. Overwhelmed by the financial complexities of being an early-career physicians? Getting your finances in order is soooo much closer than it may feel. #physicians #residents #medicalresidents #doctors

Are You Managing Capital Gains Smarter with Strategic Offsets and Tax-Deferred Annuities? Capital gains of 15% can be manageable, especially when we strategically offset them with losses in down markets. Plus, annuities provide the benefit of tax deferral, with a minimal fee for that privilege! https://lnkd.in/gB7AXYzQ #SmartInvesting #TaxDeferral #FinancialAdvisor #Annuity

?? Target Date Fund vs. Optimized Portfolio: Which Would You Choose? Let’s break it down: Starting with $100K in 2017, we compared two investment strategies over time. By the end of last month: ?? Blue Line: Represents an optimized portfolio. ?? Orange Line: Represents a standard target date fund. The difference? Blue outperformed orange. Most physicians we meet have their 403B/401K invested in target date funds, but an optimized portfolio could unlock greater growth potential. Which line do you want your money to follow? ?? https://lnkd.in/dKRUVkQX #RetirementPlanning #PhysicianFinance #OptimizedInvesting #TargetDateFunds #FinancialGrowth

Just like you can bake a better cookie by being more thoughtful and precise with your ingredients, you can achieve better investment results by taking a more focused and intentional approach. #FinancialAdvisors #Investment

?? New Video Alert ?? Did you know that a mere 0.4% difference in performance can lead to millions in your retirement account? Whether you’re a physician or anyone looking to enhance their retirement savings, this video is packed with valuable insights. Listen now and take the first step towards a more secure financial future! As always, we hope you find this information valuable. Until next time, take care and happy investing. https://lnkd.in/dKRUVkQX #Investing #Portfolio #PhysicianFinance #FinancialAdvisor #Retirement

?? What’s your money personality? Understanding how you think about and handle money is the first step to achieving your financial goals. Take our Money Personality Quiz to discover your unique financial style and schedule a meeting with us to get personalized tips to thrive! ??? https://lnkd.in/gBUaACfZ #FinancialWellness #MoneyPersonality #TakeTheQuiz

?? Renee’s journey poses a powerful question: What’s your time worth? ?? She’s financially ready to step away from a high-powered medical career to care for her parents and embrace her passion for music. But it’s not just about the numbers—it’s about aligning her time with her heart. This story is a reminder to ask yourself: What would you do if money wasn’t an issue? https://lnkd.in/gEqzumD4 #RetirementPlanning #Passion #Caregiving #FinancialFreedom #WorkLifeIntegration #ValueOfTime

Is $3.7 Million Enough to Retire Early for a Doctor? In a thought-provoking segment from The Ramsey Show, Renee, a 47-year-old OBGYN from San Jose, California, wonders if she’s financially prepared to leave her medical career behind. With a healthy savings of $3.7 million, no debt, and a desire to care for her aging parents while pursuing her passion for music, she faces a critical question: Can she afford to retire early, or is it more about how she wants to spend her time? Listen to James' insights on this dilemma, highlighting a key issue faced by many medical professionals—burnout from bureaucracy and administrative tasks. While money may not be the obstacle, the challenge is deciding how much of your life and career you’re willing to give up in order to pursue what truly matters. https://lnkd.in/gEqzumD4 #MedicalCareer #Burnout #Investing

Wondering what approach is right for you and your #financialgoals? Consider speaking with a #financialadvisor to discuss the best option for you. If you've already reached passive indexing, maybe it's time for a new approach... the Evidence-based approach! This approach is not for the faint hearted, because you go through so many highs and lows, but the data shows that you can potentially receive more returns from your #investment over time. Check out this video ?? https://lnkd.in/gdEZCPaD

How can combining Passive Indexing with other investment strategies help enhance your portfolio’s performance? In this video, James responds to a comment from another one of our recent videos, discussing the topic of ?????????????? ????????????????. https://lnkd.in/gdEZCPaD He explains the key differences between Passive Investing and Active Management, and how each approach impacts your portfolio. While Passive Indexing is an excellent starting point and provides a solid foundation for your investments, expanding beyond just passive strategies can increase your chances of achieving higher expected returns. Watch the whole video here and schedule a time to chat with James. https://lnkd.in/ekKQkDak #FinancialPlanning #PassiveIndex #ActiveManagement