Epivest BlueStar - Financial Advisory Services authorised by Sanlam

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?? Smart Money Moves After a Lump Sum Payout... ?? #retrenchment #pension #inheritance Are you expecting and planning for a big payout? Whether it’s from a pension, retrenchment, severance, inheritance or even the lottery, here’s how to turn it into a wealth-building opportunity instead of a spending spree! ?? #1: Get professional tax advice – Tax is the first thing to eat your wealth before everything else. A tax consultant will help you lessen that burden. ?? #2: Diversify, diversify, diversify – Don’t risk it all in one place. ?? #3: Avoid the lottery effect – Don’t get scammed by too-good-to-be-true deals that make you believe you can triple your lump sum. ?? #4: Pay off debt – Freedom starts with financial responsibility. ?? #5: Live within your means – It’s not about looking rich, but being financially secure. ?? #6: Always consider the total cost – Small monthly expenses add up e.g. If you are planning on buying a car or renovating your home calculate how much is expected from you in total. Get comparable quotes and use referrals from trusted sources. When you step away from thinking it’s a few rands a month to the total value, you are able to assess if it is worth to buy it right now or later. True happiness, amongst other things comes from knowing that you have created a stable financial foundation for your family. If you do win the lottery don’t quit your job to just take longer holidays. The goal isn’t just to look wealthy, but to actually build wealth that lasts. ?? Follow, Like & Share for more #FinancialPlanningTips #severencepackage #payout #lotto

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Many of us have been there: too many competing expenses and not a penny left to save - and when we get a salary increase or better paying job, this doesn’t seem to change. Why do some people find it so hard to save? Find out here: https://lnkd.in/dV7PAv-B Need to chat? Reach out to a local financial adviser below: https://lnkd.in/dwTBcMqD

10 Actions to take, to keep a cool head and help you pull through the retrenchment process. Find out more here: https://lnkd.in/dQ7k97wF Or Speak to your local financial adviser at Epivest BlueStar Johann Calitz ?? 0844426233 ?? [email protected] https://lnkd.in/dwTBcMqD #retrenchment #letgo #severencepackage #lumpsumpayout #pension #retirementmoney #twopotsystem

?? November is Entrepreneurship Month, celebrating the innovators driving economic growth. Sanlam stands with you on your entrepreneurial journey, providing support from inception to expansion. Let's make your business dreams a reality. ???? #EntrepreneurshipMonth

Connect with an expert to safeguard your financial future! Reach out anytime through the link to view my Digital Business Card below ???? #financialplanning #expertadvice ?? https://lnkd.in/eU74295T Feel free to SAVE & SHARE my link with contacts. Venessa Johnson ?? 0823316676 ?? [email protected] #insurance #sanlam #financialadvisor #savings #financialplanning #financialplanners #investments #estateplanning #retirementplanning #retirementsolutions #retirementliving #retirementgoals #taxfreeinvestments #shortterm #longterm