Enduring Business Solutions, LLC

Offer your employees the option to pay medical expenses on a pretax basis, by creating health savings accounts and enjoy the increased loyalty and better organizational climate in your company.

Keeping a detailed notebook where you track your family's medical expenses in one place can be a huge time saver when it comes to obtaining coverage from your employer.

Although employers are not required by law to offer new employees benefits like medical and dental coverage, doing so is largely seen as advantageous in terms of employee satisfaction. Companies who offer employees medical and dental coverage, pension plans and paid vacations are ahead of the curve and considered progressive!

Deciding on which benefits package to offer an employee should be done based on his or her experience level, his or her age and also his or her overall health. Interview questions can help determine these factors as can the application process, which employees can specify which benefit or benefits most appeal to them.

Did you know that there are health cost-sharing programs, also known as health wellness programs, that can allow you to pay a monthly fee to get coverage at the lowest rates available?

Funding for higher education is a benefit that many employers are making part of today's more modern employee benefits package. This is an excellent benefit for millennials who are taking the workforce by storm and demanding stronger incentives for greater employment retention. Studies show that millennials are serious about continuing their education.

Offering health benefits to new or current employees has been shown to reduce absenteeism by as much as 30%! This is because of the improved morale benefits are said to espouse as well as the fact that health benefits encourage preventative care and a leaning towards a healthier lifestyle!

We often recommend that, before meeting with an employee benefits consultant, you make a list of your budget (or your employer’s), your unique healthcare needs, and whether you want vision or dental insurance.

While some of the employee benefits can be reduced without harming employees or the company, employers must still comply with the existing regulatory guidance.

Q: How come I have to enroll in employee benefits when I have no medical issues? A: Under the Affordable Care Act, you're required to do so, or you'll have to pay a penalty.