Empowa

Affordable Housing Finance that works for Emerging Economies Ciaran Ryan at Moneyweb understands Africa’s housing crisis ???? —50M+ homes are needed, yet traditional finance models fail the 85.8% in the informal sector (International Labour Organization, 2023). Without access to mortgages, homeownership is out of reach. Large-scale projects won’t fix this. The solution? Empowa local SME developers—the "massive small" (CAHF | Centre for Affordable Housing Finance in Africa)—to offer instalment sale financing for housing assets tailored to real incomes. A shift to scalable, inclusive, and decentralized finance can unlock bottom-up solutions for Africa’s urban majority. It’s time for innovation, technology and sustainable investment that truly works. Who’s in? ?? #AffordableHousing #FinanceInnovation #EmergingMarkets #HousingForAll Shelter Afrique Development Bank Kenya Mortgage Refinance Company NIGERIA MORTGAGE REFINANCE COMPANY Nigeria Mortgage Refinance Company Plc African Development Bank Group

Nobody should have to live in a shack. Thanks to Ciaran Ryan and Moneyweb for their interest in how we might address this through innovative thinking and new technologies.

Missed our Empowa Calculator webinar? Now’s your chance to catch up! ?? In this session, we walked through how the Empowa Calculator empowers developers and investors to structure, price, and tokenize affordable housing projects more effectively. Key takeaways: ? Simplifying financial modeling for housing projects ? Leveraging tokenization to unlock investment ? Case studies from Mozambique ?? Watch the full webinar here: https://lnkd.in/eWXiVtzf Let’s keep the conversation going—drop your thoughts or questions in the comments! ??

?? Starting in 30 Minutes! Join Our Live Walkthrough of the Empowa Calculator ???? We’re going live in 30 minutes to walk you through the Empowa Calculator and show how it helps structure & assess rent-to-own affordability. Don’t miss this chance to see it in action and ask your questions! ? Time: 12:00 UTC (starting soon!) ?? Join here: https://lnkd.in/d7Gyty_t See you there!

?? Join Us for a Live Walkthrough of the Empowa Calculator! ???? Curious about how the Empowa Calculator works and how it can help structure & assess rent-to-own affordability? We’re hosting a live webinar this Tuesday at 12:00 UTC to walk you through the tool and answer your questions! ?? Date: Tuesday, 25th of February ? Time: 12:00 UTC ?? Join here: https://lnkd.in/eBJAPemd ?? Read more about our Empowa calculator here: https://lnkd.in/eNHawJuT Whether you're a developer, investor, or just interested in affordable housing innovations, this session is for you!

?? The Empowa Calculator is Live! For those who missed our latest update, we’ve reached an exciting milestone—launching the Empowa Calculator, a key tool in structuring & assessing rent-to-own affordability. This open-source tool enhances transparency & empowers decision-makers in the affordable housing space. Read more about the launch: https://lnkd.in/eNHawJuT ?? We're excited to see how it contributes to real-world solutions!

?? Empowa Live from Nairobi – Watch the Full Recording! ???? We recently went on the ground at one of our housing sites in Nairobi, Kenya, showcasing how blockchain technology is unlocking new opportunities for affordable housing finance. If you missed the live stream, you can now watch the full recording! ?? What’s inside: ? A tour of the housing site ??? ? Insights into the Kenyan market ?? ? Meeting Allan, CEO of our partner Browncap ?? Watch now: https://lnkd.in/e5nQM_Ek This is more than just a project—it’s a movement. Together, we’re building a future where affordable homeownership is accessible to all.

This does not have to happen. Empowa provides the systems and data to prove that investment in climate-resilient housing is not charity. The impact of such investment is measurable in terms of financial return but immeasurable in terms of lives saved and lives transformed. It is time to invest in climate resilience and the backlog of 50 million homes in Africa. Join our journey. https://lnkd.in/dqzs8riy

Developer Spotlight - Zima Homes ??????? To ensure we have enough homes to fund future investments, it’s essential to partner with multiple local developers. One standout is Zima Homes, led by Etta Madete Mukuba — a licensed architect, housing developer, and sustainable development expert ????♀? Zima Homes, an award-winning, green-certified affordable housing project in Nairobi, highlights our shared commitment to sustainable and impactful housing solutions ?? #AffordableHousing

On a recent trip to Nairobi, Glen and Greg met with BrownCap, one of the key developers in the Empowa ecosystem. BrownCap has made great strides in affordable housing, delivering two developments with a third on the way! ???????? We discussed feedback on his experience with Empowa Pay and explored tokenizing their next project on Empowa Trade. Exciting times ahead as we work towards more sustainable and affordable housing solutions together! #affordablehousing