Emporium TPO

We cannot begin to say how grateful and appreciative we are to our Brokers. You guys truly are what makes Emporium TPO possible and without you we wouldn’t be here. So, from all of us here at Emporium TPO, we just want to say thank you and we appreciate you!?

Emporium TPO wants to ensure all of our brokers, and their loan officers have everything they need for a smooth process. Check out some of these links to help navigate and learn more about our team and what we offer!? -Broker Portal? https://lnkd.in/gTYSfsdw -Emporium Matrix? https://lnkd.in/guJ5Q3pN -Client Support? https://lnkd.in/gsCN4tme -Bank Statement Portal? https://lnkd.in/gjQ8gpgz -Trade Show Calendar? Emporium — Trade Show Calendar (emporiumtpo.com)? ? There are many more avenues within our website as well at www.emporiumtpo.com so feel free to check us out!?

Emporium TPO strives to make all the right moves, embrace every detail, and guide through all the paths. That is why we like to say we are Built with the Right Pieces. You and your clients can be assured that our team is here to assist you through the entire loan process.?? Want to learn more about Emporium TPO? Visit our website www.emporiumtpo.com to learn about all the Non-QM products we have, our team, and our values.?

Second Homes are an avenue for your clients interested in investing in alternative properties. With a minimum FICO of 640 through our Elevate Alt Doc Program and 660 through our Empower Alt Doc Program, Emporium TPO has options that may fit your client's needs.? Reach out to one of our Account Executives today to learn more about our Empower and Elevate Products or to start your clients loan submission.?

Emporium TPO funded another DSCR loan in 24 days! Check it out below. Contact your Account Executive today to learn more about our DSCR Loan Program or to get your clients loan submission started.? -Loan Type:??30Y Fixed-Purchase -Loan Amount: $301,000 -Sub to Fund:?24 days -Sub to CTC:?22 days -LTV:?70%? -Credit Score: 720 -DSCR:?1.202 *Terms for Illustrative Purposes Only?

Elevate is Emporium TPO’s sister product to Empower. With that comes the Elevate DSCR Program that highlights a max LTV of 80%* and a new minimum FICO of 680**. Elevate also offers DSCR under 1.00** for experienced Investors as well.? If you have a client who may fit with this program, reach out to an Account Executive to learn more about Elevate.? *20% Cash Due from Borrower? ** Additional Restrictions Apply, including to min FICO and max Cash-out

“May we think of freedom, not as the right to do as we please, but as the opportunity to do what is right!” - Peter Marshall? Emporium TPO wants to thank all our military personnel for the sacrifices you have made for our freedom! Happy Veterans Day from us all.?

Condotels continue to be the housing avenue many clients are looking for. Emporium TPO offers programs such as our Elevate Alt Doc program that may be an option for your clients! Check out these highlights on condos through our Elevate Alt Doc Program.? -Minimum FICO of 640* -Max LTV of 75%** -Max Loan Amount of $3mm? -Interest Only and Refinance Options Available? -And more!? Reach out to your Account Executive today to learn more about our Elevate Alt Doc Program and how it Elevates the Condo game! *Additional Restrictions Apply **25% Cash Due from Borrower??

What is Elevate? The highlights of our Elevate program include high LTVs, low FICO minimums, and one doc type enhanced from top to bottom.?? At Emporium TPO we continue to enhance our programs to offer your clients the best fit. Reach out to one of our Account Executives today to learn more!?

Check out this $1,220,000 loan funded with Emporium TPO’s Elevate Alt Doc Program with an LTV of 80% and a credit score of 774.? -Loan Type:??30Y I/O - Purchase -Loan Amount:?$1,220,000 -Sub to Fund:?19 Days -Sub to CTC:?14 Days -LTV:?80% -Credit Score: 774? -Doc Type: Bank Statements *Terms for Illustrative Purposes Only?