Dollars and Change

Creating financial flexibility is about creating space in your money... Having options… Being able to do what you want when you want… Without jeopardizing your financial security or bigger goals.?? ????That part is key! I’m so thankful for my past self who didn’t have all this money stuff figured out but was willing to do what she could while she learned more. She positioned me to be able to leave a six-figure, secure government job and take a calculated risk to pursue entrepreneurship. That’s what financial flexibility is about… Being able to taking advantage of opportunities Help someone out Have amazing experiences Chase the dream Try something new Leave what is no longer aligned or working for you I was recently on an episode of the Dare to Disrupt podcast with Zenica Chatman where I shared my personal story about creating financial flexibility. We also talked about: ??How to find balance with living now and preparing financially for the future ??What you might need to add to your budget if it hasn’t been working ??What to do if you feel overwhelmed or stuck with where to start with your money ??Why money may not actually be the thing holding you back ??The three things you need to have well-managed money The conversation was sooo good! I was dropping knowledge bombs on myself when I listened to the episode! ?? Take a listen, get inspired, and take action! ???Link in comments. I still have one spot left to start financial coaching this month. Start ?????? with taking control of your money, saving more, paying off debt, and creating financial flexibility. Your future self will thank you. Send me a message. #DollarsandChange #FinancialCoach #WomanandMoney #PersonalFinance #MoneyManagement

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***???????? ??????????????: ?????????????????? ?????????????? ?????????????? ???????? ????????????*** In this webinar, we’ll be talking all things: ?Wealth Mindset ?Financial Flexibility ?Smart Money Management ?Passive Real Estate Income ?Alternative Investment Strategies Our main goal is to keep things simple and empower you. We want to break down complicated financial stuff, so everyone, no matter their background, can understand and use it. Also, we're all about practical tips that work for everyone. ????????'?? ???????? ?????? ???????? ??????????: ??Simplify money management for a more enjoyable, fulfilled life ??How to be flexible with money and build a strong financial foundation ??Easily access smarter investment options ??Diversify your investments without making investing complex ??Unlock the secret to earning more with alternative investments ??Turn dreams into reality through wise investment choices for lifestyle freedom ??Discover simple steps to ensure a positive financial impact for future generations This one-hour LIVE event includes a Q&A session, allowing you to have your personal questions addressed by us. Best of all, it's entirely FREE. ???????? ???????? ???????? ?????? ???????? ???? ????????????????, ?????????? ?????? @ ?????? ????. ???????????????? ????????: https://lnkd.in/ecnHUYB7 #DollarsandChange #FinancialCoach #RealEstate #PersonalFinance #WomenandMoney

Your indifference about your money is costing you. It’s costing you time, money, peace of mind, security, and freedom. You may not be hurting financially, but do you feel good about your financial decisions? Your bills are getting paid, but can you cover an unexpected expense without a credit card? You have a list of your monthly bills, but do you actually know where your money is going? You want to save and pay off debt, but are you really making progress? You want to invest in real estate, give back, and build wealth, but do you have a plan for your money? You make good money at your job, but what if the next paycheck didn’t come? You can keep accepting the status quo with your money. You can keep doing ????????. But, that’s not what you really want. You want to be more than just okay with your money and life. You want to ????????????. And you can. In financial coaching, we change your relationship with money. You shift from reactive indifference to proactive money management and intentional financial decisions you feel good about. The type of financial decisions that create the balance between living a good life now ?????? taking care of yourself later. The type of decisions that give you more freedom, fun, and fulfillment. ???????? ?????????? ?????????????????????? ?????????? ???????? ??????????. Let’s challenge your status quo and make better money decisions together. Send me a message to get started. #DollarsandChange #MoneyCoach #FinancialCoach #WomenandMoney #PersonalFinance

You like to get things done and get them done right. But, you wanting do the “right” things with your money is keeping you from doing anything at all. It's keeping you feeling overwhelmed. It's keeping you stuck thinking about where to start. It's keeping you procrastinating because you want it to be the “right” way. Spoiler alert! There is not one “right” way to do money. There’s only YOUR way. When we work together, it’s collaborative. I bring experience, expert guidance and coaching, and practical financial strategies. But you bring YOU. Nobody knows what’s best for you and your life better than you. We work together on both money mindset and strategies: ??Getting clear about where your money is going ??Getting organized so it goes where you want it to go ??Growing your mindset and challenging limiting beliefs about what’s possible for you ??Crafting a plan specifically tailored to your personal goals and desires. Here’s the secret to YOUR financial success… ?????? ???? ???? ????????’?? “??????????” ?????? ?????????? ???? ????????’?? ?????????? ?????? ??????. Schedule a free coaching consultation with me and we’ll figure out what’s “right” for you together. Link in the comments. #DollarsandChange #FinancialCoach #WomenandMoney #PersonalFinance #MoneyCoach

Are you feeling a bit uncertain about your money in 2024? Maybe you're wondering: ??"How can I make enough money to enjoy life now and leave something for my family?" ??"Is it possible to be flexible with my money and build a strong foundation for the future?" ??"How do I manage my money smartly for better investments?" Don’t worry. Getting started is usually the hardest part. That's why I’m so excited for this upcoming webinar with Sarah Miskelly, Founder of Hylee Capital, where we’ll be talking all things: ?Wealth Mindset ?Financial Flexibility ?Smart Money Management ?Passive Real Estate Income ?Alternative Investment Strategies Our main goal is to keep things simple and empower you. We want to break down complicated financial stuff, so everyone, no matter their background, can understand and use it. Also, we're all about practical tips that work for everyone. Here's What You Will Learn: ??Simplify money management for a more enjoyable, fulfilled life ??How to be flexible with money and build a strong financial foundation ??Easily access smarter investment options ??Diversify your investments without making investing complex ??Unlock the secret to earning more with alternative investments ??Turn dreams into reality through wise investment choices for lifestyle freedom ??Discover simple steps to ensure a positive financial impact for future generations This one-hour LIVE event includes a Q&A session, allowing you to have your personal questions addressed by us. Best of all, it's entirely FREE. ???????? ???? ???? ?????????? ?????? @ ?????? ????. ???????????????? ????????: https://lnkd.in/ecnHUYB7 #DollarsandChange #FinancialCoach #PersonalFinance #WomenandMoney #REInvesting

How often do you find yourself having buyer’s remorse, regretting a financial decision, or feeling guilty about the money you’ve spent? Maybe it seemed like a good idea at the time. Maybe you justified the purchase because you “work hard and deserve it.” Maybe you didn’t really understand the full impact and implications of the decision. Maybe you got caught up in the moment and said you’ll figure it out later. Whatever led to the financial decision, that feeling of excitement and instant gratification is short-lived and quickly replaced by shame, guilt, and disappointment. You want things to be different with your money. You want to ???????? differently about your money. But, you keep finding yourself stuck in these same patterns. To start making a shift, you’ll have to learn to be Mindful in the Moment. Learn to slow down, understand how the decision you’re making ties to the bigger picture of your money, control the impulse, and understand what need or desire you’re really trying to fulfill. The weight and impact of the decision varies, but this applies whether you’re buying a new dress or a new car. ???????? ?????????? ???????? ?? ?????????????????? ????????????????, ?????? ???????????????? - ?????? ???? ???????? ?????????????????? ???? ????? This will help you better understand the true value of the purchase or financial decision to you personally. Click below to read the Kiplinger article where I explain more about why you should ask yourself this essential question before making a major purchase along with several other questions from fellow finance leaders in the Kiplinger Advisor Collective. If you’re ready to break the cycle of overspending and want to feel good about your financial decisions, this is the work we do in financial coaching. We focus on practical strategies to manage your money better as well as your mindset so you think and feel differently about your money. Send me a message to talk about how we can work together. #DollarsandChange #MoneyCoach #FinancialCoach #WomenandMoney #PersonalFinance

Here we are only a month after Christmas and the holiday celebrations are already feeling like a distant memory. The kids are back in school and everyone is falling back into the normal day-to-day routine. But what isn’t a distant memory are the credit card bills rolling in with all the holiday spending. The things you said you’d worry about later. Well, it’s later. And you’re dealing with a debt hangover. This may be your normal pattern, so it may not feel like a big deal. Charge ?? pay a little more than the minimum payment ?? balance starts to come down ?? charge again. And just like that the cycle continues. The balance actually never gets paid off…or doesn’t stay paid off for long. A client and I were talking about her financial wins, which included having a stress and debt free holiday. She surprised herself when she started getting emotional thinking about years past when she was stressed about hosting family events and buying gifts for her kids, knowing she would have to charge it to credit cards and take months to pay it all off. 2023 was ?????????????? year where she was able to handle the holidays with ease and WITHOUT…. ?Financial strain ?Worry ?Robbing Peter to pay Paul ?Running up her credit cards ?Compromising her financial goals ?Shame and guilt ?A debt hangover Now, this is her new normal. Not just with holidays but with navigating life in general. Just because it’s how you’ve always done it, doesn’t mean you have to keep doing it. You can break the debt cycle and do something different right now. To get started, check out my free Debt Organizer guide and video training for 5 simple steps to pay off your debt and create more financial flexibility. Get it here → https://lnkd.in/gzX8AUZG #DollarsandChange #FinancialCoach #MoneyCoach #WomenandMoney #PersonalFinance

Have you ever looked around at your life or career and thought to yourself “This can’t be it”? I had one of those moments in 2016 and it changed my life. But, my life didn’t change just because I had one of those moments. It changed because I decided to not ignore what I was feeling and did something about it. You can be grateful for what you have and where you are, AND also decide that you want more or something different. Both can be true. What’s also true is that creating financial flexibility in my life was key to creating more options for myself. The change required a shift in my money and my mindset to redefine success and pursue a different path. I had the pleasure of being a guest on The Thought Card podcast hosted by Danielle Desir Corbett. In the episode, we talked about how I took a calculated risk in quitting my six-figure, secure government job to become self-employed as a Financial Coach. I share about: ????What made me shift from an employee to entrepreneur mindset ????How taking “baby steps” can set you up for big moves ????How to figure out what’s next for you and living in alignment ????How I mapped out my exit strategy to pursue my financial coaching dreams ????The biggest hurdles I had to overcome before and after taking the leap ????What advice I would give to someone who’s considering quitting corporate This episode is full of gems! ?????? Whether you’re looking to transition to entrepreneurship or want to explore new possibilities for your life, there’s something for everyone! ???Take a listen and drop your biggest takeaway in the comments. Listen Now: https://lnkd.in/etYETrzC #DollarsandChange #MoneyCoach #FinancialCoach #CorporateQuitter #EmployeetoEntrepreneur #WomenandMoney

I recently had my first radio appearance as a guest on the OnPoint with Cynthia Hardy show! It was a bit nostalgic being on the radio station I grew up listening to. Shout out to the Big DM 101 FM in Columbia, SC! This episode originally aired on New Year's Eve. Cynthia, the other guests, and I talked about navigating grief/loss, getting a grip on your finances, and starting the new year with a positive outlook. Use the link in the comments to tune in! ?? #DollarsandChange #FinancialCoach #PersonalFinance