Moneybox

We are very pleased to announce that two new investors have joined our investor base with a combined investment worth approximately ￡70 million* and that our valuation has nearly doubled to ￡550 million, only two years after our Series D. We welcome Apis Global Growth Fund III SCSp, the lead investor in the transaction, managed by Apis Partners - a prominent investor in high-growth, impactful global financial services and technology businesses. Amundi - Europe’s leading asset manager - also joins who will be represented by our existing investor Breega (in which Amundi is an investor). Together, both investors will play an important role in accelerating the next phase of development and growth for Moneybox.? The transaction will mainly be facilitated through a secondary share sale, with existing investors selling 10-15% of the current share capital. However, it won’t just be institutional investors who have the ability to sell. We’ve enabled the rest of our shareholder community, including eligible employees, Crowd investors and customer (Reward Shares) shareholders - around 35,000 people - the opportunity to participate and sell 10% of their shareholdings. We’re delighted to be able to facilitate this and recognise the hard work of our team and our investors, many of whom have supported us since inception, to realise some of the value of their investment and benefit from the company’s strong growth trajectory. This transaction highlights Moneybox's strong market position, having achieved our first full year of profitability over a year ago and recently surpassing ￡10 billion in AUA. In the last fiscal year alone, we’ve successfully scaled revenues by 168% and AUA per customer by 46%. We are excited about the incredible opportunity ahead and will continue our focus helping millions of people build wealth so they can live the life that they want. - Moneybox Co-founders, Ben Stanway & Charlie Mortimer *Subject to approval by the Financial Conduct Authority (FCA).

Here’s how we celebrated International Women's Day at Moneybox this year: ??? We started by welcoming Bonita Matthee, a leading expert in Diversity, Equity, and Inclusion, for a Lunch & Learn called "Make Space – Take Space." Bonita's insightful session highlighted the crucial role of inclusive communication in creating a workplace where everyone feels valued, respected, and empowered. Here are some of our key takeaways: - Encouraging diverse viewpoints leads to more innovative solutions and better decision-making - Feeling safe to speak up, ask questions, and share ideas without fear of judgment is crucial for engagement and belonging - Active listening fosters deeper connections and collaboration - Embracing pauses in conversations allows for reflection and encourages contributions from those who may need more time to process their thoughts At Moneybox, we're committed to fostering a workplace where every voice is heard and valued. We're grateful to Bonita for sharing her expertise and inspiring us to continue building a more inclusive Moneybox. ?? The following day, our Culture Committee organised a bouquet-making workshop. It was a great way to bring the Moneybox team together and get inspired ahead of International Women’s Day! #IWD2025 #DiversityAndInclusion #InternationalWomensDay

Our Pulse Pick of the Week goes to Moneybox for its seamless and intuitive approach to managing and investing in an ISA portfolio. ?? ?? With a clear breakdown of account values, earnings, and contribution limits, users can effortlessly track their savings and investments. ?? The platform’s well-structured layout enables smooth navigation between ISA types, investment details, and financial summaries. ?? Performance graphs offer valuable historical insights, aiding decision-making, while a simple interface allows for quick and easy portfolio rebalancing. ?? Clear contribution indicators help users stay within tax-efficient limits, making Moneybox a standout choice for stress-free investing. Pulse score = 5/5 ?

The theme of this year’s International Women’s Day is “Accelerate Action” and our data reveals that younger women are taking action to build wealth and make the most of their money long term. We found that 81% of women aged 18-34 felt more confident investing and 45% tackled a ‘financial first’ in 2024, motivated by a desire to feel more financially secure. While cost of living remains a bigger problem for women, with the gender pay gap leaving them more exposed to financial setbacks, young women are feeling optimistic about what 2025 will mean for their money. Did any of these data points surprise you? Let us know in the comments. ?? All investing should be long term (min. 5 years). The value of your investments can go up and down, and you may get back less than you invest. Before investing consider an emergency savings buffer. Fees apply. ISA & tax rules apply. Survey of 2,000 UK adults carried out by OnePoll on behalf of Moneybox, December 2024. #InternationalWomensDay #IWD25 #AccelerateAction #WomenAndInvesting

Following our investment transaction last year which valued Moneybox at ￡550 million and allowed Moneybox investors to sell 10% of their holdings, Chief Operating Officer at Moneybox Karen Kerrigan was interviewed by Jill Treanor for an article in The Times about PISCES. PISCES would allow investors in private companies to sell their shares - without the company having to IPO on the London Stock Exchange or another public exchange. Karen commented: “We’re in a world where many companies want to stay private for longer. Being listed on a public market presents increased cost and ongoing reporting burdens versus the benefit […] But shareholders still want liquidity.” It’s hoped that in providing a regulated marketplace for private company share sales, PISCES could help provide private companies with access to a broader pool of liquidity and revitalise the London stock market as part of the government’s wider plans to drive growth. Read the full article to learn more about PISCES and the pros and cons of using these systems to bridge the gap between public and private markets.

At Moneybox, we’re helping more than a million people turn their money into something greater - and we’re looking for more enthusiastic team members to help us do that! We're currently hiring for these roles: ?? Systems Engineer ?? Compliance Manager ?? Legal Counsel ?? Contracts Manager ?? Business Analyst ?? Customer Care Executive If you’re interested in any of these roles, click the link below to find out more. And if you know someone who’d be a great addition to the team - tag them! #MakingMoneybox #OpenRoles

Yesterday our Head of Personal Finance Brian Byrnes represented Moneybox and our community of Lifetime ISA savers at the Houses of Parliament. The Treasury Committee is reviewing the Lifetime ISA (LISA) to understand if its original design continues to meet the needs of young savers now and into the future. As the largest provider of LISAs in the UK, Moneybox was called to present oral evidence to the committee on the transformative impact of the product and the importance of future-proofing it for the next generation of young savers. Brian joined a line-up of experts and industry representatives, including Martin Lewis, founder of MoneySavingExpert.com; Funmi Olufunwa - Finance Expert, Founder of Hoops Finance; Michael Johnson, a research fellow who originally proposed the LISA in 2016; Anne Fairweather, Head of Government Affairs and Public Policy at Hargreaves Lansdown; Charlotte Harrison, Chief Executive of Home Financing at Skipton Building Society; and Richard Stone, Chief Executive at the Association of Investment Companies, for a far-reaching discussion covering the current design and benefits of the LISA and how it could better support those who need it most. Throughout the panel, Brian reiterated our belief that, although the product rules need updating, with continued awareness, accessibility and future-proofing, the LISA can continue to transform the financial prospects of young people for generations to come. He summarised a wealth of Moneybox product data, consumer research, and customer interviews as follows: “We've provided a large volume of evidence to the committee which shows that brilliant things are happening within the Lifetime ISA: lots of people are not finding it overly complex, they’re buying houses, saving for retirement, and getting into really good financial habits. We can accentuate that going forward with some very simple tweaks to the product rules." A 25% government penalty applies if you withdraw money from a Lifetime ISA for any reason other than buying your first home (up to ￡450,000) or for retirement, and you may get back less than you paid into your Lifetime ISA. Tax treatment depends on individual circumstances and may be subject to change in the future. Remember: if you opt for the Stocks & Shares LISA, you’ll be investing, so your capital is at risk. All investing should be regarded as long term. The value of your investments can go up and down, and you may get back less than you invest. Data sources: HMRC annual saving statistics, released June 2024. Moneybox survey of 3,000 Lifetime ISA customers, Jan 2025. Moneybox internal data. #LifetimeISA #FirstTimeBuyers

We're proud to have won the Finder Investing Customer Satisfaction Awards 2025! ?? They asked customers of all the major UK investing providers to to rate their satisfaction with the brand and whether they’d recommend it to a friend. We were delighted to see that 100% of the Moneybox customers surveyed said they would recommend the app to a friend, and we got the highest overall satisfaction score too (4.5/5). You can find out more about investing with Moneybox in the app or on our website: https://lnkd.in/eNtP3eTw? Capital at risk.

If Moneybox has helped you build wealth for the future, we’d really appreciate your vote in this year’s British bank awards, run by Smart Money People. All you have to do is leave a review of your favourite Moneybox products and services using the link below. Everyone who votes will be automatically entered into a ￡1,000 prize draw by Smart Money People? - in case you need an extra incentive to share your thoughts!

Cash ISAs have been in the news recently following speculation that the Government is reviewing calls to scale back on tax allowances. The Chancellor has since confirmed that this is under consideration. While there is nothing to suggest that Cash ISA limits are definitely changing, our Head of Personal Finance, Brian Byrnes is here to explain what it could mean for your money and share our take on it.?