Decker Retirement Planning

Retirement should be a time of joy and fulfillment. However, we’ve seen many who have the resources but lack the health to enjoy them. Here are some general health tips: ?? Proactive Healthcare: Regular check-ups are crucial. ?? Daily Cardio: Keep moving to stay strong. ?? Strength Training: Maintain bone and muscle health. ?? Quality Sleep: Aim for 8 hours nightly. ?? Balanced Diet: Focus on nutritious foods. ?? Mental Stimulation: Keep your mind active. ?? Emotional Well-being: Engage in activities that bring joy. Let’s plan for a retirement that’s healthy and fulfilling. ?? Contact us at 855-425-4566 to schedule a complimentary consultation. ??? Subscribe to our Safer Retirement Radio Show for more valuable insights: https://lnkd.in/gUJVd2P2

The inverted yield curve has been a consistent economic indicator over the past two decades. Some may question its relevance today, but acknowledging its historical role is important. In both 2019 and 2022, the inverted yield curve preceded economic downturns that affected many retirement portfolios. At Decker Retirement Planning, we help clients stay informed about such indicators to make prudent decisions. Caution can be valuable. Let’s not dismiss signals that could impact your financial future. ?? Contact us at 855-425-4566 to schedule a complimentary consultation. ??? Subscribe to our Safer Retirement Radio Show for educational content at no cost: https://lnkd.in/gUJVd2P2 Investing involves risk, including possible loss of principal. No investment strategy can guarantee a profit or protect against loss.

Did you know the timing of market returns can impact your retirement income? ?? This is called sequence of returns risk—and here’s how to protect your nest egg: 1?? Build Cash Reserves: Keep 1-3 years of expenses liquid to avoid selling during downturns. 2?? Create a Bucket Strategy: Allocate assets based on when you’ll need them. 3?? Adjust Withdrawals Dynamically: Modify your withdrawals based on market conditions. ?? Tune in to learn more: https://lnkd.in/gUJVd2P2 Want to secure your retirement? Schedule a complimentary consultation at 855-425-4566. #SequenceOfReturns #RetirementRisk #FinancialStrategy

Planning for retirement is like climbing Mount Everest—reaching the summit is only half the journey. ??? Just as descending Everest requires different tools than the ascent, transitioning from asset accumulation to income distribution demands a new approach. Here’s how to prepare for the descent: 1?? Income-Focused Plan: Shift from growth-focused assets to those that generate steady income, like dividend-paying stocks and bonds. 2?? Reduce Market Risk: As you near retirement, rebalance your portfolio to include more conservative investments. 3?? Plan for Longevity: Ensure your savings last by adjusting for inflation and rising healthcare costs. ?? Listen to our latest episode for more insights: https://lnkd.in/gUJVd2P2 Ready for your financial descent? Schedule a no-cost consultation at 855-425-4566. #RetirementPlanning #IncomeDistribution #FinancialStrategy

Fraud targeting seniors, particularly through health insurance and Medicare scams, is a growing concern. In this week’s Market Minute, Brian Decker offers practical advice on how to protect yourself and your loved ones. From understanding your medical bills to safeguarding your Medicare number, these insights are crucial for staying secure. Watch the full video for more. ?? https://lnkd.in/gqFYqtjU #FraudPrevention #SeniorSafety #DeckerRetirement

?? New Episode Alert! ?? Episode 110 of Safer Retirement Radio is here! Brian Decker and Arrin Wray share 3 ways to help you maximize your retirement: 1?? Use an Income Plan, Not a Pie Chart 2?? Draw Income from Principal Protected Sources 3?? Diversify According to the Purpose of the Investment Don't miss out on these valuable tips! Tap the link in our bio to listen now or search Safer Retirement Radio wherever you get your podcasts. ?? #RetirementPlanning #FinancialSecurity #IncomePlanning #SaferRetirement #DeckerRetirement

?? New Podcast Episode from Decker Retirement Planning! ?? Join our founder, Brian Decker, and senior planner, Bradley Geddes, CFP?, as they discuss critical aspects of retirement planning in the latest episode of our podcast. This week, we explore: - Real estate investments for retirement - The pros and cons of paying off your mortgage - Effective strategies for managing long-term care costs Stay ahead of the curve with expert advice from seasoned professionals. Listen now on our website: https://lnkd.in/gyrDbHEX For more insights and episodes, visit us at: https://lnkd.in/gcfT7NF6 #RetirementPlanning #FinancialPlanning #RealEstate #DebtManagement #LongTermCare #Podcast #DeckerRetirement

?? Weekly Market Update with Brian Decker: Tech Sector Surges, Fed Rate Cuts & Stock Buybacks ?? In this week's Market Minute, we explore: 1?? Massive flows into technology and the significance of momentum-based models. 2?? The concept of "good news is bad news" with weaker economic data influencing Fed rate cut expectations. 3?? The role of stock buybacks in today's market. Stay informed with the latest market trends and insights. Watch the full video now and learn how to align your investments with the current market dynamics. ?? https://lnkd.in/g7WSpmCK #MarketUpdate #TechStocks #FedRateCuts #StockBuybacks #InvestmentStrategies #MarketAnalysis #EconomicNews

?? Leadership in Financial Planning: The Fiduciary Standard ?? In the latest episode of Safer Retirement Radio, Brian Decker and Bradley Geddes dive into the crucial role of fiduciary standards in retirement planning. This episode is a must-listen for industry professionals and anyone interested in understanding the importance of ethical financial advice. Key takeaways include: The impact of fiduciary responsibility on investment recommendations Strategies for income distribution and risk management in volatile markets The significance of tax efficiency in long-term financial planning ?? Listen to our latest episode for valuable insights into creating safer retirement plans https://lnkd.in/g-vUNfwT

?? Weekly Market Update: The Living Will Demystified ?? In our latest video, financial expert Brian Decker provides a helpful guide to creating a Living Will. Understanding the nuances of healthcare directives can save your family from future distress. ?? He addresses succession planning, comfort measures, and the critical activation clause. ?? Full video here: https://lnkd.in/gPavBd5D #EstatePlanning #HealthcareDirective #LivingWill #DeckerRetirement