Curql

This Thanksgiving, we want to pause and express our gratitude. ?? At Curql, we’re constantly inspired by the dedication and passion of the credit union community. From the credit unions driving meaningful change to the fintech partners delivering innovative solutions and all those helping to build the bridge between the two, we’re thankful to work alongside such incredible people. Your belief in collaboration and shared purpose reminds us every day why this work matters. From our team to yours, we wish you a warm and joyful Thanksgiving filled with connection, gratitude, and plenty of good food. ???? #Thanksgiving #Gratitude #CurqlCollective

Stop #3 brought us to Desert Financial Credit Union where giving back is a way of life! In 2023 alone, they donated over $3 million to support local initiatives, including schools, hospitals, and other organizations throughout Arizona, and in 2024 it was over $4.5MM! Desert Financial’s commitment to their community inspires us all! We also had an incredible visit to the Iron Mountain secure data facility, where we got a behind-the-scenes look at their vast, high-tech environment, and explored the data backup site supporting Desert Financial’s CUSO, SwitchThink Solutions. A huge thank you to Rowan M. Hume, Caroline McManus, and Precious P. Drew from gener8tor and Jim Ryan for an incredible second cohort experience. This final stop was unforgettable. We’re excited to see the innovations coming from Traduality, Gestalt, Coverbase, Penny Finance, and IDgo

Set your sights this Fintech Friday on Facteus, an innovator of solutions that deliver actionable consumer spending insights. Using transaction data from millions of credit cards, this #Curql portfolio #fintech can help your #creditunion uncover industry trends. Learn about them at https://hubs.li/Q02XhXt10. Fast Facts on Facteus: 1. Facteus specializes in Alternative Data used to evaluate companies and trends and help credit unions make insightful decisions. 2. Their Mobius solution connects ChatGPT to consumer spending data, allowing credit unions to easily tap into vast data insights. https://hubs.li/Q02Xk2G10 3. Facteus’ Mimic solution safely transforms and enhances sensitive data to protect consumer privacy while enabling credit unions to gain data insights. https://hubs.li/Q02XjbQL0

Credit unions under $1B, we’ve got you covered! Fintech investing has never been more within reach – and this webinar makes it easy to understand your options. Join #Curql and Envisant on November 25 at 11 AM CST to explore how your #creditunion can tap into over $11M in negotiated discounts, vetted fintech solutions, product insights, and more – all while reducing risk. Don’t miss this chance to learn how to take your fintech strategy to the next level. Register today! https://hubs.li/Q02Z49Z30

Stop #2 of the second Curql Accelerate Cohort brought us to Affinity Plus Federal Credit Union, where the “people-first” culture truly shines. Our discussions on tech strategies, from “buy vs. build,” sparked insights into how credit unions are planning to stay ahead in an evolving landscape. Beyond the sessions, we connected at Rowan M. Hume's family farm with a cookout, bonfire, and live music—a memorable evening under the stars! Our dinner at a classic Minnesota restaurant, Mancini’s Char House, was a chance to bond with Affinity’s leadership and each other, which brought out great stories and laughs and went late into the night. A big thank you to the gener8tor team behind the scenes and Curql’s own Jim Ryan—for making these onsite visits invaluable for credit unions and fintech alike. Get ready for the innovations coming from Traduality, Gestalt, Coverbase, Penny Finance, and IDgo!

Our CEO, Nick Evens, shared at FinovateFall how #Curql is bridging the gap between fintech innovation and credit unions through strategic investment funds. Thank you to Greg Palmer and the Finovate team for involving us in this incredible event! Catch the full conversation here: https://spr.ly/6048siLoA

This Fintech Friday, we're talking VentureTech – the exclusive #creditunion fintech showcase! We’re grateful for the opportunity to have been a part of this one-of-a-kind event, designed just for credit unions. We’re thankful to all the #creditunions and #fintech companies that participated in this exciting event this year! We are incredibly excited to highlight the 25 emerging fintech that showcased and our fintech partners that attended VentureTech: float, Gestalt, Parlay (Techstars '23), Duome, GreenLyne, Re:start Fintech, Ribbon, Wurthy, Fundshine, and IDgo presented at the Launch Party. Nudge Money, Wysh, Savvi AI, ModernFi, Crux Analytics, Flourish Fi, AviaryAI, Carefull, Allure Security, Saris AI, LoanSense, loanTERRA, Nickels, Ditch, and Coverbase presented at the Main Pitch event. #Curql fintech that attended are Allure Security, Amount, Chimney, Coverbase, Coviance, Eltropy, Gestalt, Illuma, ModernFi, PatientFi, Peacefully, Penny Finance, PortX, Posh, Provision IAM, Ranqx, Silvur, and Spiral. Although they were not part of VentureTech, we did get to have Traduality (part of Curql's 2nd Accelerator Cohort) in Dallas as part of Transformation Thursday - can't leave them out!

Happening now at VentureTech - Filling the room are Curql investors and industry leaders opening up about their biggest needs when it comes to fintech solutions. Our fund managers have evaluated over 1,700 fintech to find solutions that address the primary pain points your credit union is faced with. Great insights and collaboration from this group!

Huge Congratulations to All 2024 Credit Union Times #Luminaries Awards Winners! ?? We’re thrilled to see so many leaders in the credit union movement honored by CU Times for their exceptional contributions. These awardees—from credit union innovators and fintech visionaries to community advocates—embody the spirit of people-helping-people, creating a stronger, brighter future for us all. A special distinction to our Curql ecosystem Luminary of the Year winners: Our very own President and CEO, Nick Evens, Curql Collective, for Executive Leadership in CUSOs Libby R. at PSECU, as Credit Union Rising Star Zest AI , for Product Innovation – Advances in AI Chartway Credit Union, for Community Impact – Credit Unions ($1B-4B) Nancy Sternitzky, Sound Credit Union, for Innovation in Tech – CTO/CIO of the Year Your visionary leadership and achievements inspire all of us in the industry. Additionally, we’re proud of our ecosystem members who received Luminary awards for their outstanding work: MSU Federal Credit Union, VyStar Credit Union, Suncoast Credit Union, and GreenState Credit Union for Community Impact – Credit Unions ($4B & up) AmeriCU Credit Union for Community Impact – Credit Unions ($1B-4B) Yvonne Garand, First New England Federal Credit Union, for Community Impact – Individuals ($1B-4B) Mark Burgess, Credit Union 1 Alaska, and Jennifer Oliver, Rize Credit Union, for Executive Leadership – CEO ($1B-4B) Chad Meadows, VyStar Credit Union, for Executive Leadership – C-Suite Benjamin Maxim, MSU Federal Credit Union, as Innovation in Tech – CTO/CIO of the Year finalist Sound Credit Union and Great Lakes Credit Union for Innovation in Tech – AI/Cybersecurity/Mobile Banking MSU Federal Credit Union (Fran and Gene – Virtual Chatbot Assistants) for Innovation in Tech – AI/Cybersecurity/Mobile Banking AmeriCU Credit Union and Marine Credit Union for Technology Project/Rollout Matt Brockelman, VyStar Credit Union, and Angie Dvorak, Everwise Credit Union, for Rising Star – Individuals ($4B & up) Amber Herman, All In Credit Union, @Yuni Mancilla, Chartway Credit Union, Matthew Rizzie, GLCU Foundation for Financial Empowerment at Great Lakes Credit Union @Steve LeJeune, Marine Credit Union, for Rising Star – Individuals ($1B-4B) And a special recognition to our own Jim Ryan, VP Partnerships at Curql Collective, for being named a Luminary in Rising Star – Individuals. And to all winners and finalists across the industry: thank you for pushing boundaries and fostering growth within the credit union landscape. Together, we’re shaping a future where credit unions thrive. ?? #CreditUnions #CurqlProud #CUTimesLuminaries #PeopleHelpingPeople #Fintech

When it comes to AI for lending, Zest AI owns it. This Fintech Friday, we are in awe of Zest AI’s powerful technology, which helps #creditunions more accurately assess borrower data to facilitate confident lending decisions. This #Curql #fintech’s solutions also help #creditunions be more inclusive and efficient through the lending process. Learn about them at https://hubs.li/Q02XyM4l0. Fast Facts about Zest AI: 1. Zest AI’s technology allows up to 80% of lending decisions to be automated. 2. Their solution reduces risk by more than 20% and recently unveiled its new AI-powered fraud detection solution. https://hubs.li/Q02XyM5g0 3. Zest AI reports a 30% average lift across protected classes as well as a 25% lift in approvals without added risk.