Curinos

Curinos' managing director and head of retail deposits Adam Stockton spoke with John Reosti at American Banker about how the growing confidence of small businesses owners to increase their revenue and expand translates into increased demand for credit and small business loans. While banks are taking a more conservative approach, there are still opportunities to expand lending into lower risk areas. Learn how the small business optimism index impacts lending: https://hubs.li/Q02T7kRk0

W@W (Women at Work) Networking Event NYC Each quarter, Curinos' gender equality network W@W hosts an in-person event to bring colleagues from across the business together, share experiences and hear from an external speaker facilitating a discussion on the challenges women face at work. Last month, we were joined by Ginger Leadership Communications US CEO Carlinde Kallianiotis, who spoke on boosting women's voices and delivering high-impact communications.

Our team is headed to Nashville for the Association for Financial Professionals Annual Conference in ten days! Reach out to Melissa Murnane or Margarita Vacanti to schedule time to meet up and learn how Curinos comparative deposit data and insights drive better pricing decisions.

The Fed’s first big cut means CDs are less attractive, right? Wrong. According to Curinos' Retail Deposit Analyzer, new CD volume ticked up in August to levels not seen since 2023, when rates were on the rise. The rebound suggests that CD volume will likely remain strong in the coming months as renewing customers will look to roll to another CD to lock in higher rates before rates fall further, says Curinos director Andrew Jiang: https://hubs.li/Q02SQKl60

An incredible day one of the American Banker Small Biz Banking Conference continues! Thanks to all attendees who made it to Olivia L. and Adam Stockton's afternoon session, "How To Win In Small Business," featuring Truist interim head of small business banking Eric Lewis and Citizens president and head of business banking Mark Valentino. Don't forget to swing by booth #503 to spin our famous prize wheel, win some great Curinos swag and talk small business banking opportunities with our experts!

Our head of wealth, Korrynn (Baltzersen) Loesch, spoke with David Hollerith of Yahoo Finance about the challenges banks are facing at the start of this Fed cutting cycle. Friday’s bank earnings will bring into question how a new Federal Reserve rate-cutting cycle will impact the biggest US banks. Learn how banks are addressing this here: https://hubs.li/Q02SQx8j0

With two great days of networking and learning ahead of us, we’re already celebrating at the American Banker Small Biz Banking Conference! If you’re in Las Vegas for the only conference focused on financial institutions serving small businesses, make sure to get to Olivia L. and Adam Stockton’s session tomorrow featuring proprietary Curinos data and insights on the plethora of opportunities within the segment. Bob Warnock IV Rory Pennington Bryan Snyder Brian Poteraj

Competition for deposits has slowed branch closings, for now. But as rates fall, expect the downward trend to resume. That’s because the U.S. simply has too many bank branches chasing too few deposits. Only the very largest banks have the scale in any individual market to thin branch coverage meaningfully, says Curinos managing director Andrew Hovet. Smaller regional and community banks need to maintain their physical presence, however spare, to survive: https://hubs.li/Q02SFw730

This morning, Brandon Larson and Sarah Welch shared key insights for marketers looking to defend and boost their budgets in their session “CFO-Friendly Ways To Right-Sizing Your Institution’s Marketing Investment.” Interested in the presentation deck? Send us a LinkedIn message and we’ll send it your way!

TODAY: American Bankers Association Bank Marketing Conference attendees, don’t be late! Catch our 8:45 a.m. CT session, “CFO-Friendly Ways to Right-Sizing Your Institution’s Marketing Investment,” and get insight from two of the banking industry’s best thought leaders and innovators on the levers you can pull to secure a bigger marketing budget and fuel a more powerful customer acquisition strategy.